06/04/2026
Sold a property and made a profit? The IRS wants a cut. Here's how smart investors delay that bill legally ￬
A 1031 exchange lets you sell an investment property and roll the profits into a new one without paying taxes right away. You're not avoiding the tax, you're pushing it down the road while your money keeps working for you.
There are rules though: You have 45 days to identify your next property and 180 days to close. It has to be equal or greater in value, and it must be an investment property, not your home.
The tax you're deferring is called capital gains tax. Hold a property for less than a year and you could be taxed up to 37%. Hold it longer and that rate drops to as low as 0%.
Smart investors keep exchanging properties and defer these taxes for decades. But here's what most people overlook: protecting the asset in between. Your next property needs to be insured properly from day one, because one uninsured loss can wipe out everything you just deferred.
That's where we come in.
🎧 Hear the full breakdown on Who You Work With Matters: bit.ly/WYWWMLance
