Gelfand Insurance Group

06/04/2026

If you know anyone interested in liability coverage for their e-bike, please have them contact us. We’d be glad to discuss their options.

06/04/2026

Please read and give us a call, we can help protect you and your family.

As e-bikes and e-scooters continue to grow in popularity, it's important for riders and parents to understand the laws that apply to them in Oregon.

Not all e-bikes are the same. Oregon law recognizes three classes of electric bicycles, each with different operating characteristics. Recent legislation (HB 4007) also changes the minimum age for operating Class 1 e-bikes and e-scooters—but that change does not become enforceable until January 1, 2027.

We've created this infographic to help explain:
✅ The differences between Class 1, Class 2, and Class 3 e-bikes
✅ Current age requirements
✅ How e-scooters are regulated
✅ The difference between the law's effective date and operative date
✅ When the new age requirement actually becomes enforceable

Parents and riders are encouraged to review the information carefully to ensure they understand the current law and remain in compliance.

Ride safe. Ride smart. Know the law.

06/02/2026

05/18/2026

05/13/2026

The California Department of Insurance (CDI) wants to take major enforcement action against State Farm for “mishandling” claims submitted by victims of the 2025 wildfires in the Los Angeles area. This decision comes after Insurance Commissioner Ricardo Lara ordered a Market Conduct Examination. ...

05/12/2026

We would like to take a moment to announce our excitement for new website for Gelfand Insurance, which only took us 25 years to get around to! It's never too late right? We got it right thanks to Monique and Brian at in West Linn, we asked for a rebranded look and feel that was fun and different and they delivered! Check it out at [www.gelfandinsurance.com](http://www.gelfandinsurance.com/) and if you need a new website, SEO or any marketing services this is The team to go see.

04/16/2026

If you live in a rented house or an apartment, renters insurance provides important coverage for both you and your possessions. In case your house or apartment is broken into, destroyed by a fire, or perhaps a friend gets injured at your home, renters insurance provides financial protection for you and your family. It pays for the repair and replacement of lost items as well as any liability issues you may be responsible for.

04/15/2026

Professional Liability policies typically cover legal defense costs, settlements, and judgments, even if the claim is unfounded. Having professional liability coverage helps build trust with clients and can be required by contracts or licensing boards.

04/14/2026

What types of businesses may NOT qualify for a BOP? Higher-risk businesses (like large contractors, manufacturers, or very high-revenue companies) may need separate, more specialized policies.