Bryan James, 1st Source Funding, Inc.

10/03/2025

New conforming loan limit (conventional mortgage) is $819,000 I can now close any purchases or refinances up to the 2026 conforming loan limit. What’s this mean? More buying power with low down payment!

09/22/2025

Please give me 15 minutes of your time via phone call. I could have you fully pre-approved and on your way to taking advantage of this buyers market we are currently in. If you wait for rates to come down it’s too late competition will be high. Let me show you how buying now gets you the home you want with a lower payment now. I appreciate any referrals every client is treated like family.

09/15/2025

As the mortgage rate market gets better, I wanted to reintroduce myself to those that haven’t used me in the past. I have been doing mortgages for over a decade and been around the home loan world since I was a kid. My mother has done mortgages for nearly 30 years. When shopping for a home loan rather it’s a purchase, refinance, new build or HELOC please reach out. I promise you if you give me the chance to represent you in your momentous decision of home ownership I will exceed your expectations. I specialize in all types of mortgage programs for all your home loan needs and I close them very quickly. I have been awarded fastest closer top 10% in the Country by the largest wholesale mortgage company in the USA. Text or Call anytime 801-608-0964 you will not be obligated to use me or hassled.

11/27/2024

Life is extremely expensive right now with inflation making the cost of living unaffordable for millions of people. Most homeowners in Utah still have a ton of equity in their properties. Credit card debt and other high interest loans are at an all time high. Yes interest rates on mortgages are not the best right now. But it would surprise you how much you can save in minimum monthly payment obligations by consolidating your debt doing a cash out refinance using your equity to payoff all your debt and only having your mortgage payment left to pay each month. Typically with a bank or other lenders you can only pull up to 80% Loan to Value. I can do 90% Loan to Value with no mortgage insurance to keep your payment low and maximize you ability to payoff your high interest debts. Paying off your debt will not only lower your monthly out of pocket but it will also improve your credit. Do not let credit cards ruin your financials and credit. Please reach out and discuss this with me it's completely confidential and there is no obligation to find out if this works for you!

09/18/2024

New Conventional Loan limit is now $802,650 more buying power for individuals looking to put lower down payment! Feds also cut their rate by 50 bases points today! Things are really looking up for the real estate market! If you are interested in buying or refinancing now is the best time to do it that we have seen for over 2 years. Still plenty of great deals out there on homes and currently sellers are willing to pay closing costs and or rate buydown. Don’t wait for the market to go crazy again when it does there will be way more competition for homes and that will drive home values up.

08/02/2024

Have we finally hit that peak for rates!!! Rate market is looking great today!! Hopefully the start of the new trend downward!

02/14/2024

We have many Jumbo Products, that we will tailor fit to our clients needs. It will surprise you just how low Jumbo Interest Rates can be comparing against other mortgage programs. Please reach out let's make your dream home a reality. I have a 80 bases point special on all my Jumbo products right now.

01/26/2024

Bank Statement Loans are very popular right now! These are for self employed individuals that have great deposit history in their business bank statements the last 12 Months that would not qualify right now for Conventional mortgage programs. My rates on bank statement loans are very competitive. Rates that would surprise you for being non QM. Reach out let's chat it's completely free and absolutely no hassle. Bank Statement gives self employed people the opportunity to buy their dream home with large loans amounts or help you secure some investment properties.

11/23/2023

Happy Thanksgiving! Everyday we are blessed to wake up is something we should all be thankful for! I am thankful for all of you that make my world go around!!

Much love Mr James

08/01/2023

08/01/2023

Not only will you be in your new home faster choosing myself as your home loan professional. You will not be treated as a number and will have access to communicate directly with me around your busy schedule. If my clients need to talk to me they call and I answer. 100% a personal, confidential experience. Please reach out if you have questions. I do not charge for you to get information you need to plan your future.

Here at 1st Source Funding, we specialize in all types of mortgage programs including FHA, Conventio

07/26/2023

VA mortgage is the best home loan there's. If you are a Vet and have not taken advantage of your eligibility please reach out. VA Mortgage has many benefits like low interest rates, no mortgage insurance, 100% financing no money down!! I am here to help our heroes achieve home ownership and to teach how to take advantage of all your benefits that are offered to our Veterans.