Crabbe Financial Strategies LLC

05/28/2026

Many people think an IRA is a great asset to leave behind for their kids. 🧒💼

What they often do not realize is that inherited IRA assets can come with a significant tax burden. 📉 Which means what looks like a strong legacy on paper may not transfer as efficiently as expected. 💸

Legacy planning is not just about how much you leave behind. 🏛️

It is about how much actually reaches the next generation. ⏳

If you are a high earner, business owner, or nearing retirement, this is one of those financial planning conversations worth having before it is too late. 🕰️🤝

To learn more, contact Steven Crabbe for a thoughtful conversation around retirement planning, tax strategy, and legacy planning. 📞✨

05/28/2026

Debt relief can feel like the answer when bills are piling up, but it comes with a cost. Depending on the route you take, your credit score could drop significantly. This article from CNBC breaks down what each option actually does to your credit and how long the damage lasts:

https://cnb.cx/43zUb2s

Do you know someone who would like to work with a Financial Professional on their financial goals? I'd love to connect and talk through how I can support them.


The article is provided for informational purposes only. Any actions you take regarding debt repayment and credit cards are made at your own discretion. Paying off debt, opening or closing credit cards, or changing your credit utilization may impact your credit score and profile. There is no guarantee of specific outcomes related to credit score changes.

05/25/2026

With some states floating proposals to tax wealth, it's important to remember that relocation doesn't always end a state's tax reach.

05/02/2026

Now is the perfect time to make sure your financial strategy is positioned for tax efficiency in the year ahead. I can help analyze your tax return to help identify opportunities such as:

💡 Managing your tax bracket
💡 Planning charitable gifts before year-end
💡 Timing income and deductions
💡 Reviewing contributions to retirement and HSA accounts

A few smart moves today can have a lasting impact on your financial goals tomorrow. Let’s connect soon to make sure your strategy is aligned for success. Message me to let me know your availability.

05/01/2026

For a long time, the goal of retirement planning felt pretty straightforward: Save diligently, spend carefully and leave something meaningful behind for your kids. How is that changing today?

For many retirees, the focus is shifting from what they will leave behind to how they want to live now.

04/30/2026

Tax-deferred retirement accounts are great for lowering your tax bill today—but taxes will eventually need to be paid when the money is withdrawn. Tax diversification may help you keep more of your retirement income. https://bit.ly/4dfbhrY

04/29/2026

Even modest changes in retirement income can raise Medicare premiums under IRMAA. Here's how even a small increase can affect your retirement costs.

Even modest changes in retirement income can raise Medicare premiums under IRMAA. Here’s how a small increase can affect your retirement costs.

04/29/2026

Money doesn’t come with a roadmap, but your goals still need directions.

That’s where a financial advisor helps. Not just with investments, but with real-life planning: protecting what matters most, building confidence, and creating a clear path forward. Because wealth isn’t just what you earn. It’s what you plan for.

Ready to turn intentions into action? Let’s talk about your next step.

https://bit.ly/4w0xzoW

04/27/2026

30 Years of Observations: The One Risk Nobody Talks About 👀

After three decades in wealth management, I’ve seen it all 📊
But the most common “blind spot” for high-earners isn’t market volatility… it’s income dependence ⚠️

If you're in that $350k–$500k+ bracket 💼
Your lifestyle is often funded by one or two active income sources

That is a massive concentration risk 📉

If that income pauses, does your balance sheet have the durability to sustain itself?

Wealth isn’t just about what you earn 💰
It’s about decoupling your lifestyle from your labor

Let’s move from active dependence to structural independence!

04/27/2026

“Poisoned” artificial intelligence can give untrustworthy advice about finance, health and lots more. Here’s how you may be able to fend off the growing threat.

“Poisoned” artificial intelligence can give untrustworthy advice about finance, health and lots more. Here’s how to fend off the growing threat.