10/24/2026
Day 165 of This Investing Challenge, And Today We Bought the Dip!!
Today was exactly the kind of day our Averaging Down Strategy is designed for.
We’re using a variation of dollar-cost averaging where we:
1. Invest a base amount every trading day
2. Invest again when VTI drops
And today gave us another opportunity to do exactly that.
Over the last couple of days, the stock market has pulled back noticeably, with VTI falling again today as investors reacted to several major risks.
The biggest one... Oil.
Brent crude surged to $117 per barrel, its highest closing price since late April.
That move came as tensions in the Middle East escalated again, including more attacks around Saudi Arabia and concerns about shipping and energy supply disruptions near the Strait of Hormuz.
At the same time, Ukraine has continued targeting Russian energy infrastructure, adding even more pressure to global oil supply expectations.
And higher oil prices matter because they can:
1. Push inflation higher
2. Keep interest rates elevated
3. Pressure stock valuations
4. Keep borrowing costs high
The 10-year Treasury yield also moved back toward 5% today.
Earlier this month, the 10-year Treasury yield was at 5.36%.
Since then, it has come down by roughly 0.38 percentage points, so even though yields moved higher today, the broader trend is still better than where we were a few weeks ago.
And if all of this market volatility has you uncomfortable putting every dollar into stocks, there are still lower-risk places where your cash can earn something.
I made another video comparing options like:
1. High-Yield Savings Accounts
2. Money Market Funds
3. SGOV and other short-term Treasury ETFs
👉 Watch that video next, follow our road to $30,000, and I’ll see you Monday for Day 166!
Blake Alewelt
Shieldline Financial and Bravo Ridge Group at eXp Realty
[email protected]
https://www.shieldlinefinancial.com/
West Des Moines, IA
Licensed to Sell Real Estate in Iowa