Safe Harbor Financial, Inc.

03/29/2023

08/28/2020

"Annuities are certainly a hot topic, as 2019 was their best year for sales since 2008. Experts believe demand for annuities will resemble the demand following the last financial crisis."

These uncertain times and the worldwide financial impact have many people searching for a retirement strategy that will provide answers to those questions. Annuities may be the answer to retirees’ worries and offer the best way to build financial security for their future.

07/27/2020

HSBC today announced the launch of the AI Powered US Equity Index (AiPEX) family, the market’s first to use AI as a method for equity investing

05/05/2020

Bonds Beat Stocks Over the Last 20 Years
Over the long run, stocks are supposed to beat bonds. But they haven’t managed to do that uniformly since 2000, a sign of how difficult things have gotten for ordinary investors.

Over the long run, stocks are supposed to beat bonds. But they haven’t managed to do that uniformly since 2000, a sign of how difficult things have gotten for ordinary investors.

04/08/2020

(New York)

03/12/2020

"And so, things look bleak, but there is a path forward. By incorporating partial annuity use, having access to a buffer asset, and having some capacity to reduce spending, a reasonable withdrawal rate can still be possible and can provide some relief to those approaching retirement at this unprecedented time."

Turbulent market volatility and declining interest rates are leaving many people wondering about the viability of their retirement plans. Given where markets are today, will you have enough to meet your retirement spending goals?

12/27/2019

"The most important provision of the SECURE Act – removal of the stretch RMD provisions – is a tax revenue generator, meaning a tax hike on many Americans.
Instead of being able to stretch RMDs out over the life of a beneficiary, many will have to take all RMDs of a retirement account by the end of year 10 after an account owner passes away. This can push higher RMDs into the prime working years – and highest tax years – of a beneficiary’s life."

The most important provision of the SECURE Act – removal of the stretch RMD provisions – is a tax revenue generator, meaning a tax hike on many Americans.

11/27/2019

"4.7% is all that is standing between indexed annuities stealing variable annuities' top market share for deferred annuity sales"

Deferred Annuity Sales Total 3Q2019 deferred annuity sales were $55,206,815,849. Third quarter deferred annuity sales were down more than 5% when compared to the previous quarter.   Non-Variable Deferred Annuity Sales Total 3Q2019 non-variable deferred annuity sales were $29,210,974,291. Third quar...

11/12/2019

Learn the truth behind common annuity myths...

10/28/2019

You've built a $1 million retirement nest egg, so your retirement planning has paid off. But how long will $1 million last in retirement?