Houses N Loans by Joey Narciso

07/13/2026

Are you carrying debt from credit cards or personal loans? A Home Equity Loan lets you use the value you already have in your home to consolidate debt at a lower rate - allowing you to enjoy the holiday season without the stress of high interest and without impacting your current mortgage rate.

05/28/2026

Our 12 or 24 month Bank Statement Program is an excellent solution for self-employed borrowers looking to obtain a mortgage. It is the perfect alternative for business owners who cannot provide pay stubs, W2s, or tax returns as income documentation.

• Minimum Credit Score: 600
• Maximum Loan Amount: $3.0 Million
• 90% Max LTV – Purchases
• 85% Max LTV – R/T Refinances
• 80% Cash Out Refinances
• Debt To Income: Up To 55%
• Gift Funds Allowed

Contact me for details at (714) 313-4719

"I am never too busy for referrals."

05/27/2026

A well informed buyer is a smart buyer.

“I am never too busy for your referral.”

For anyone planning to purchase a home, one of the most common questions is, “When is the best time to buy a home?” While many people expect a single perfect

05/25/2026

Remembering and honoring the brave men and women who gave everything for our freedom. Their sacrifice will never be forgotten. 🇺🇸

02/19/2026

Yahoo!!! Closing one of our loans. God is good!

01/22/2026

New price. Exceptional value.
This well-maintained River Ranch home features modern upgrades, open-concept living, a spacious loft, and beautiful mountain views.
Conveniently located near schools, shopping, and the 210 freeway.

📍 River Ranch
📅 Open House this weekend
📩 Message me for details

Joey I. Naricso
DRE # 02172995

05/23/2025

🏡 Just Listed in River Ranch in Rialto | $630,000.00

3 Bed | 2.5 Bath | 1,937 Sq Ft | $25K in Upgrades

This beautifully upgraded 2-story home features vinyl flooring throughout, plantation shutters on every window, and a spacious loft perfect for family time or a home office. Enjoy mountain views from the front porch and backyard!
✨ Open-concept layout
🍽️ Kitchen with island & patio access
🛁 Large primary suite with soaking tub
🚗 2-car garage & huge laundry room

Located near schools, parks, shopping, and the 210 freeway. This one won’t last — message me for a private tour! 📩


Call/Text:
Listing Agent: Joey I. Narciso
(714) 313-4719

12/19/2024

Do you want to know how much your home is worth for free?

Would you like to know your home's estimated value? Our free market analysis service provides you with your property's current market value and suggested selling price!