Beckett Financial Group

09/01/2026

Check out Brandon's appearance on the Not Your Father's Two Cents podcast where he talks about dealing with Medical Debt as a young adult ⬇️⬇️

https://open.spotify.com/episode/1GSXofMpV6JdbMvOqYrgTc?si=gRcr9t1TRFKnvzGljJQRZ

08/31/2026

As you get closer to retirement, you may start to wonder what you should be doing with the assets you’ve saved up. Do you leave them where they are, or try out different financial vehicles? Let’s take a look at some options in this week’s blog.

As you get closer to retirement, you may start to wonder what you should be doing with the assets you’ve saved up. You’ve probably accumulated a significant ...

08/27/2026

Retirement Spending Peaks Earlier Than You Think

Here’s a number that should change how you think about retirement: 12.

That’s about how long a healthy 60-year-old has before mobility, energy, and independence begin to decline.

Let that sink in.

Too many financial plans are built around steady, flat income over 25–30 years. But real life doesn’t work that way.

As JB with Beckett Financial Group explains to Erin Kennedy, spending tends to follow a pattern:

- “Go-Go” years: Travel, experiences, living fully
- “Slow-Go” years: Less activity, more time at home
- “No-Go” years: Healthcare and essentials take priority

In fact, research shows spending on travel and leisure often peaks around age 75, then declines… not because the money is gone, but because the ability to enjoy it changes.

And here’s the challenge:
Most people are wired to save and be cautious… so they underspend in the years that matter most.

The takeaway:
Retirement planning isn’t just about how much you save… it’s about when you spend it.
To create a retirement plan and spending plan that supports the life you actually want to live, please give JB a call at (803) 939-4848 or visit www.BeckettFinancialGroup.com

08/24/2026

Toss aside those crusty old finance books (though some are tried and true and worth the read!). Let’s check out some newer books to add to your TBR list!

Toss aside those crusty old finance books (though some are tried and true and worth the read!). Let’s check out some newer books to add to your TBR list! Pl ...

08/20/2026

Retirement Readiness Checklist: 5 Steps to Prepare for the Next Chapter

Retirement readiness isn’t just about how much you’ve saved... it’s about how you want to live.

In this conversation, JB with Beckett Financial Group and Erin Kennedy break down a simple, 5-step checklist to help you prepare for your next chapter:

- Define what retirement actually looks like for you
- Take stock of your financial and personal assets
- Prioritize your health (it affects more than you think)
- Build a realistic retirement budget
- Decide when to claim Social Security

The earlier you start planning, the more freedom you have to actually achieve your goals. If you'd like to talk with JB to start building a retirement plan that aligns with your life, not just your balance sheet, feel free to give him a call at (803) 939-4848 or visit www.BeckettFinancial

08/17/2026

Market volatility is a natural part of the financial ecosystem, but its impact varies depending on your specific stage of life. Gen X-ers and Baby Boomers are going to approach shifting markets with different investment management strategies. Let’s take a look at both.

Market volatility is a natural part of the financial ecosystem, but its impact varies depending on your specific stage of life. For members of Gen X who are ...

08/10/2026

Planning for retirement requires many considerations, but perhaps none is as subtle or pervasive as the influence of inflation. Let’s take a look at how inflation can affect your retirement plan in this week’s blog.

Planning for retirement requires many considerations, but perhaps none is as subtle or pervasive as the influence of inflation. While market volatility ofte ...

08/06/2026

Expecting a Windfall? How to Make Sure Your Inheritance Doesn’t Disappear

A shocking stat from ThinkAdvisor:
42% of heirs lose their inheritance within just ONE year.
The average amount?
$133,000 — gone.

So what’s really going on here? And more importantly… how can families avoid it?
In this interview, JB with Beckett Financial Group and Erin Kennedy break down:

• Why inheritances are spent faster than other financial windfalls
• The biggest mistakes families make when passing down wealth
• Smart strategies to help ensure your legacy actually lasts

Receiving an inheritance often comes with more than just financial decisions... it can carry real emotional weight. The best way to protect your family and make thoughtful choices is to have a plan in place ahead of time. Connect with JB at (803) 939-4848 or visit
www.BeckettFinancialGroup.coom to start building a strategy that supports your family’s future.

08/03/2026

August is National Investors Month and a great time to review financial habits and look closely at your long-term retirement plans. Check out our blog for ideas to consider as you evaluate your investment plans and retirement portfolios.

August marks National Investors Month, with August 14, 2026, being National Financial Awareness Day. This is an important time to review financial habits an ...

07/30/2026

Social Security Insolvency Now Projected for 2032!

Social Security is facing a major deadline. A new Trustees’ report projects the trust fund could be depleted by 2032… which may mean benefit cuts of up to 22%. So what does that actually mean for you?

In this conversation, JB with Beckett Financial Group and Erin Kennedy break down:
- Is Social Security really “going away”?
- Should you claim early at 62?
- What changes could be coming from Washington
- How to plan now so you’re not caught off guard

The bottom line: Social Security isn’t disappearing, but relying on it alone could leave a gap in your retirement income. To understand what’s ahead, and how to prepare, give JB a call at (803) 939-4848
or visit www.BeckettFinancialGroup.com