AG Financial Inc.

05/29/2023

Dave Podhiny Gary Joseph

05/22/2023

If you're in the market for a new home, you know that today, it's anything but easy to find that perfect spot. When you do find that perfect spot, the next obstacle is being able to afford it. Higher rates mean higher payments. Prospective buyers are looking to hold on to as much of their money as possible. The less money needed for a down payment the better!! Thanks to our partnership with Rocket Mortgage, we are now able to offer borrowers an option that could cover all the bases.

It's the ultimate housewarming gift: ONE+ by Rocket Mortgage. With this program, 2% of your 3% down payment along with the mortgage insurance is covered!

Some restrictions apply. Visit us online at https://www.agfinancialinc.com and schedule your free mortgage consulation, or contact us at either one of our offices today to see if you and your property qualify!

05/16/2023

Visit our Education Forum for information on the basic and not so basic components of a mortgage. How much is enough for a down payment? Can past credit issues disqualify you from obtaining a loan? Is escrow the only way to go? You'll find answers to these questions and more in our forum. If you need further assistance, you can schedule a phone consultation or a face to face meeting right from our website. Visit us at https://agfinancialinc.com/articles for more information. New articles are currently being published every two weeks!

Is the American Dream still affordable for you? Read this article to learn more about the current state of mortgages and rates.

05/10/2023

With our new Home Equity Loan, you can access cash while keeping your same low interest rate on your current mortgage. You can use the cash to consolidate debt, pay for home renovations or even take a vacation! Contact us directly to see if a Home Equity Loan is right for you!

05/10/2023

Escrow waivers can help when it comes to reducing your overall monthly mortgage payment. However, in doing so you'll need to come up with the lump sum for your taxes as well as your insurance.

Obtaining an Escrow Waiver - The Requirements In case you haven’t noticed, mortgage lenders are all about requirements. Mortgage lenders are all about the borrower meeting their criteria. Why shouldn’t they be? For the next 15 to 30 years, they have a vested interest in your home. The mortgage l...

05/04/2023

How much does a mortgage cost?

Just How Much Does Getting A Mortgage Cost? If you’ve read our previous two publications, “The American Dream. Can You Afford It?”, and “Brokers vs. Banks”, you are already in the know that there is an abundance of data to process when it comes to getting a mortgage. How

04/04/2023

Rates drop a bit more this afternoon.

04/04/2023

AG Financial Inc. is partnered with multiple lenders for multiple types of borrowers. Our borrowers are full time employees paid on a W2. Our borrowers are contractors paid on a 1099. Our borrowers have had credit problems both in the past and in the present. Our borrowers are self-employed. Our borrowers are looking to purchase a home. Our borrowers are looking to refinance a home. Different types of borrowers, different types of loans. Contact us at one of our office locations for more details and to see which type of loan is right for you. You can also visit us online at https://www.agfinancialinc.com and schedule a time for us to call you.

West Chester - 484.402.7968
East Stroudsburg - 570.589.0663

04/04/2023

If you have multiple debt payments at higher interest rates (credit cards, 2nd mortgages), consolidating them by doing a cash-out refinance for one low rate may help you save money in the long run. Contact us at one of our office locations to see if you could benefit from a Debt Consolidation Refinance. You can also visit us online at https://www.agfinancialinc.com and schedule an appoinement.

West Chester - 484.402.7968
East Stroudsburg - 570.589.0663

04/03/2023

Rates are down slightly.