Matthew Cotter MLO 1321470

Matthew Cotter MLO 1321470 Matt Cotter is a Senior Loan Originator Matt specializes in helping people with residential purchase and refinance loans.

Do you need 20 percent to buy a home? No!We get this question more than you think! In most cases, a home buyer only need...
07/09/2022

Do you need 20 percent to buy a home? No!
We get this question more than you think! In most cases, a home buyer only needs 5 percent of the loan value to put down on the home with a conventional loan.
We also have programs for 3 percent, and even 0 percent down! USDA loans, Veteran Loans, to name a few.
So where does the 20 percent number come from? The answer: PMI.
Usually, PMI - private mortgage insurance - is required for loans on homes with less than 20 percent equity. Private mortgage insurance protects the bank in case of default.

06/05/2022

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West Bridgewater, MA
02379

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