Best Interest

05/12/2026

A tale of two housing markets in 2026 🏠⚡🐢

New data from Best Interest and Clever Real Estate reveals:
⚡ San Jose homes sell in just 12 days
🐢 Austin homes sit for 110 days; the slowest in the U.S.
📈 Raleigh, NC added 30 days year over year; the biggest slowdown anywhere
🏚️ McAllen, TX has 10.4 months of supply (national median: 3.9) 🤯
💸 35% of sellers in North Port, FL had to cut their price
🔥 In San Francisco, 62% of homes sold OVER asking — at a median list price above $1M
🗺️ Slowest state: Montana (121 days). Fastest: Massachusetts (39 days)

Only 9 of the 100 biggest metros sped up this year!

Full rankings 👇
https://hubs.li/Q04f-rmG0

04/21/2026

Home prices are rising faster than incomes across the U.S., and the gap is getting harder to ignore. 💸🏠

Best Interest and Clever Real Estate’s latest analysis found:
📈 Since 1980, home prices have grown 551%, while median household incomes have only risen 373%
🏡If prices matched income growth, homes would cost about $83K less
🔷 In 2026, the home-price-to-income ratio is 5.08, well above the recommended 2.6
🤯 No major U.S. metros have a home-price-to-income ratio at or below 2.6.
🏙️ Pittsburgh, Cleveland, and St. Louis are among the most affordable large cities
💸 San Jose and Los Angeles are the least affordable

The dream of homeownership is still alive, but the math is tougher than ever.
See all the findings here 👇

Home prices have risen 551% since 1980 vs. 373% for incomes. See how all 50 major U.S. metros compare in this 2026 home affordability study.

03/27/2026

Refinancing your mortgage can lower your monthly payment or help you tap into your home equity, but it’s important to understand the costs first.

Closing costs for refinancing typically range from about 3% to 6% of the loan amount, which can add up quickly.

Learn what refinancing really costs: https://hubs.li/Q048h8XH0

03/25/2026

If you’re tapping into your home equity, a HELOC and a home equity loan work very differently.

A HELOC works like a credit line you can borrow from as needed, while a home equity loan gives you a lump sum with fixed payments. The right option depends on whether you want flexibility or predictable payments.

Learn the differences: https://hubs.li/Q048h6mK0

03/17/2026

Buying a home costs more than just the down payment 🏡

A new study from Best Interest and Clever Real Estate reveals that home buyers are facing major financial surprises:
🔹 Buyers spent an average of $31,502 on upfront expenses beyond their down payment.
🔹 That’s 4x more than the $8,083 buyers expected to spend.
🔹 First-time buyers spent $36,460 — about 30% more than repeat buyers ($28,260).
🔹 81% of buyers were surprised by at least one expense beyond the sale price.
🔹 75% say buying significantly impacted their finances in the first year of homeownership.

Even more surprising?

💸 72% of buyers have regrets — most commonly not negotiating more (21%), underestimating post-purchase expenses (18%), and exceeding their budget (17%).

And 73% say they would have made different decisions if they’d known the true cost upfront. Buyers believe a different approach could have saved them an average of $38,082.

The listing price is just the beginning.

Full findings here 👇
https://hubs.li/Q046fQK00

03/13/2026

Not all mortgage lenders are created equal.

The lender you choose can impact your:
• Interest rate
• Closing costs
• Loan options
• Overall buying experience

Before you commit to a mortgage, make sure you’re asking the right questions.

Here’s how to choose the right lender 👇
https://hubs.li/Q046p1K80

03/11/2026

Thinking about refinancing your mortgage? You might save money — but it’s not free.

Most homeowners pay 2–6% of their loan amount in closing costs when refinancing, which can add up to thousands depending on the loan size.

Before you refinance, make sure you understand the fees, break-even timeline, and when it actually makes financial sense.

Full breakdown of refinance costs 👇
https://hubs.li/Q046p2tL0

03/03/2026

NEW: Nearly half of recent home buyers (45%) say they followed their hearts over their heads when making their home purchase. 💗🆚🤔

Best Interest Financial surveyed 1,000 recent home buyers to explore the motivations, emotions, and compromises involved in buying, and found:

😍Over a third (36%) admit they felt emotionally attached to a home before seeing it in person.
🚩Three-quarters (76%) admit to overlooking or downplaying red flags in their home.
😢 Two-thirds of all recent home buyers (66%) have regrets about their purchase.

See more results from this revealing survey in our full Best Interest Financial study 👇

A new survey of recent home buyers reveals their motivations, fears, and regrets and whether they followed their head or their heart.

03/02/2026

Best Interest is proud to welcome Chris Kuclo and Cassandra Hood to the team.

As we continue to grow, we’re focused on building the right team to support our clients and partners at every stage of the process. Excited for what’s ahead.

📞 (586) 544-4101
🔗 Link in bio

01/22/2026

Best Interest Financial welcomes Luke Wheldon to the team.

We’re proud to add another professional who values clear guidance, strong communication, and putting clients first at every stage of the process.

📞 (586) 544-4101
🔗 Link in bio