Lisa Gates Mortgage

08/13/2026

Here's where we are at!! Reach out to me if you need to purchase or refinance. I have 25 years of experience!!

08/07/2026

Your weekly mortgage and market update here's what's worth knowing this week.

Visit https://www.megastarfinancial.com for more insights.

Reach out; I'm always happy to talk through what it means for you.
https://megastar.myportal.loan/FindALoanOfficer/LoanOfficerProfile/1693

Your weekly economic update is here. Here is what you need to know:

• Mortgage rates increased for the fifth consecutive week, rising another three basis points. While affordability remains a challenge, the housing market is showing signs of adjustment, with slightly lower listing prices compared with last year and more homes available for sale.

• Mortgage applications declined 2.9% for the week ending July 31 as higher rates continued to weigh on both purchase and refinance activity. The 30-year fixed mortgage rate reached 6.81%, its highest level in more than a year, keeping many buyers and homeowners cautious.

• Consumer sentiment improved significantly in July, jumping nearly 12% from June. Confidence strengthened across income levels, age groups, education levels, and other demographics, reflecting a more positive outlook on both current economic conditions and the months ahead.

• The labor market remains relatively stable, with unemployment claims increasing only slightly while layoffs fell to a two-year low in July. This continued stability gives the Federal Reserve additional room to focus on inflation pressures and broader economic conditions.

Stay connected with the latest mortgage insights, housing news, and market updates by visiting our website. https://tinyurl.com/ysa2mccu

08/05/2026

These two are the best!

08/03/2026

Don't love today's rate? Here's something worth thinking about: you can refinance later, but you can't go back and buy at today's price.

Visit https://www.megastarfinancial.com to learn more.

Reach out; I'm happy to walk through your options with you.
https://megastar.myportal.loan/FindALoanOfficer/LoanOfficerProfile/1693

Don't love today's rate?
Buy now, refinance later. 🔑 'Date the rate, marry the home' is real advice.

Here's the logic:
→ Home values continue to appreciate → When rates drop, you can refinance to a lower payment → But you can't go back and buy at today's prices Locking in the home NOW means you're building equity while others wait.

Ready to explore your options? 📲

Link to apply or schedule a call
https://rebrand.ly/MFC-apply

07/31/2026

Your weekly economic update is here. Here is what you need to know.
Want to stay on top of mortgage insights, housing news, and market updates? Visit https://www.megastarfinancial.com

Your weekly economic update is here. Here is what you need to know:

• Mortgage rates climbed another eight basis points last week, reaching their highest level in a year. While higher rates continue to create affordability challenges, today's 30-year fixed mortgage remains lower than it was a year ago, and stronger wage growth in many markets is helping offset rising home prices.

• Mortgage applications declined 6.4% as rising rates continued to slow both purchase and refinance activity. Refinance applications saw the sharpest pullback, while buyers continue to navigate higher borrowing costs despite increased housing inventory in some markets.

• Inflation eased in June for the first time in six years, driven largely by lower energy prices. While this is an encouraging sign for consumers, economists expect inflation to remain elevated and anticipate some of June's improvement could reverse in the coming months.

• The Federal Reserve held interest rates steady while reaffirming its commitment to bringing inflation back to its long-term target. Although policymakers remain divided on the timing of future rate changes, the Fed continues to closely monitor inflation and economic conditions before making its next move.

Keep informed with the latest mortgage trends, housing market updates, and economic insights. Follow us and visit our website to stay one step ahead in today's ever-changing real estate market. https://tinyurl.com/ysa2mccu

07/27/2026

Still waiting for rates to drop before buying? Here's what the numbers actually show.

Visit https://www.megastarfinancial.com to learn more.

Reach out; I'm happy to run your numbers and talk through your options.
https://megastar.myportal.loan/FindALoanOfficer/LoanOfficerProfile/1693

Still waiting for mortgage rates to drop before buying?
Here's what the data says.📊

→ Rates have remained elevated but stable
→ Home prices continue to rise in most markets
→ Every month you wait = higher purchase price + same (or worse) rate
→ When rates DO drop, demand surges and prices spike fast

The best time to buy is when YOU'RE financially ready, not when the market is 'perfect.'

Let's look at your numbers today. 📲

DM 'RATES' for a free payment comparison

07/24/2026

Your weekly economic update is here. Here is what you need to know.

Want to stay connected with the latest mortgage insights, housing news, and market updates? Visit https://www.megastarfinancial.com
I'm always here if you have questions.

Your weekly economic update is here. Here is what you need to know:

• Mortgage rates moved slightly higher last week, rising three basis points and pushing the 30-year fixed rate to an 11-month high. Inflation remains above the Federal Reserve’s target, and renewed pressure from oil prices and global uncertainty continues to influence rate movement.

• Mortgage applications increased 1.9% from the previous week, showing that buyer activity is still moving forward even in a higher-rate environment. Growing inventory in many markets is helping support purchase demand and giving buyers more options.

• Residential construction rebounded in June after a weaker May, with housing starts rising 19.0%. The increase was largely driven by multifamily construction, suggesting May’s slowdown may have been more of a temporary pullback than a broader decline in building activity.

• Jobless claims fell unexpectedly to their lowest level since 1969, signaling continued strength in the labor market. While some of the drop may be tied to seasonal factors, the overall trend remains encouraging for the broader economy.

Stay connected with the latest mortgage insights, housing news, and market updates by visiting our website. https://tinyurl.com/ysa2mccu

07/13/2026

Good morning! Let's chat about working with a loan officer and why that should be me. Yes, I have 26 years of experience. Yes, I have MANY different types of loans. Yes, I am licensed in multiple states. Yes, the process is the same to get to closing. What sets me apart? I gather all information upfront. Assess what is best for you. Only then, do I guide you on what direction to take and will always explain why. What interest rate to lock in, whether you pay points or closing costs. I give you options and explain why I would go in a certain direction versus the other. I don't change anything on you. Should I HAVE to, believe me, I have already explained to you at inception what would change a situation. We lend our own money. I got away from working for a broker for the best pricing. My clients are not a transaction. They are a lifetime relationship.

07/09/2026

Coming soon.....

07/09/2026