08/31/2026
Working from home full time or running a side business? Your homeowners policy may not cover your business equipment or liability. Standard home insurance has low limits on business equipment, often $2,500 or less. If a client visits your home and gets injured, your homeowners liability may not apply. Business inventory stored at home may not be covered at all. A simple endorsement or in-home business policy can fill these gaps without breaking the budget.