Michael Garcia, Financial Advisor with OneFlorida Financial Group

Michael Garcia, Financial Advisor with OneFlorida Financial Group 📍 Florida-Based | Virtual Consults | Serving All 50 States As a trusted Tampa Bay financial advisor, Mike Garcia combines experience with personalized service.

With over 20 years of experience serving Tampa Bay, Lutz, Wesley Chapel, and surrounding areas, Mike Garcia, AAMS®, delivers financial planning, retirement strategies, and investment management solutions tailored to your unique goals. Our comprehensive services include retirement planning, investment portfolio management, estate planning, efficient tax strategies, risk management, business success

ion planning, and wealth preservation. We focus on helping individuals and business owners navigate financial complexities with confidence and clarity. Whether you're planning for retirement, aiming to grow your investment portfolio, or protecting your legacy, our team delivers customized financial solutions for every stage of life. Schedule your free financial consultation today in Tampa, Lutz, or Wesley Chapel and take control of your financial future.

The 4 Stages of Financial SuccessFinancial freedom doesn’t happen overnight. It’s a journey. Whether you’re just getting...
08/06/2025

The 4 Stages of Financial Success

Financial freedom doesn’t happen overnight. It’s a journey. Whether you’re just getting started or looking to level up, these four stages will help guide your path:

1️⃣ Stability
Bills are paid. Debt is gone. Savings are growing. This is where peace of mind begins.
2️⃣ Strategy
Now your money works for you. The goal of investing is to create long-term wealth and opportunity.
3️⃣ Security
You’re enjoying life. Good food, travel, and experiences are part of your lifestyle without financial guilt.
4️⃣ Freedom
Time becomes more valuable than money. You give, live, and love freely because finances are no longer a limitation.

Which stage are you in right now?
Comment below or send me a message. I’d love to help you take the next step.

Let’s connect! Book your free consultation today: https://calendly.com/mgarciaoneflorida



Provided content is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice. Investing involves risk which includes potential loss of principal.

Happy 4th of July! Today, we celebrate the birth of our nation's freedom and a reminder that independence is worth fight...
07/04/2025

Happy 4th of July!

Today, we celebrate the birth of our nation's freedom and a reminder that independence is worth fighting for.

Just like our forefathers claimed their freedom, you deserve to claim your financial independence too. Whether it's living debt-free, building wealth, or creating a secure future for your family, financial freedom is within reach.

Let’s celebrate the freedom to dream bigger, plan smarter, and live life on our own terms.

What does financial independence look like to you?

Wishing you a safe and joyful Independence Day filled with fireworks, freedom, and forward momentum!

Let’s connect! Book your free consultation today: https://calendly.com/mgarciaoneflorida

What Happens to Your Money If You Die Without a Will?It’s not fun to think about but it’s so important. If you pass away...
06/02/2025

What Happens to Your Money If You Die Without a Will?

It’s not fun to think about but it’s so important. If you pass away without a will, the state decides who gets your money, your home, your business… even who raises your kids.

This process is called intestate succession, and here’s what usually happens:
The court appoints someone to manage your estate
Assets are distributed based on state law and not your wishes
Your spouse and children may not receive what you think they will
If no family is found, the state can claim everything
No will = no voice in what happens to your legacy.

But here’s the good news:
Creating a will is easier than you think and it gives your loved one's clarity, protection, and peace during the hardest time of their lives.

Take control of your future. Protect your family. Leave nothing to chance.

Need help getting started? Let’s walk through it together.

Let’s connect! Book your free consultation today: https://calendly.com/mgarciaoneflorida



Neither the companies of OneAmerica Financial, OneFlorida Financial Group, nor their representatives provide tax or legal advice. For answers to specific questions and before making any decisions, please consult a qualified attorney or tax advisor.

How Much Life Insurance Coverage Do I Really Need?It’s a BIG question and the answer depends on your life, your goals, a...
05/28/2025

How Much Life Insurance Coverage Do I Really Need?

It’s a BIG question and the answer depends on your life, your goals, and the people who count on you.

Here’s a simple starting point:
Rule of Thumb:
Aim for 10–15x your annual income
Example: If you earn $60,000, you may need $600,000–$900,000 in coverage.

Ask yourself:
✅ Do I have a mortgage?
✅ Do I want to cover college for my kids?
✅ What debt would my family inherit?
✅ Will my spouse need income replacement?

A custom policy should protect your income, cover your debts, and support your family’s future without breaking your budget.

The goal: Peace of mind that your loved ones will be okay, even if you’re not there to provide.

Not sure where to start? I can walk you through it with no pressure, just real answers.

Let’s connect! Book your free consultation today: https://calendly.com/mgarciaoneflorida

05/26/2025

🇺🇸 Honoring the Brave This Memorial Day 🇺🇸

Today, we pause to remember and honor the courageous men and women who made the ultimate sacrifice for our country. Their bravery and dedication have given us the freedoms we enjoy every day.

At OneFlorida Financial, we are grateful for the service and sacrifice of our fallen heroes, and we honor the families who carry their legacy forward.

Let us never forget that freedom isn't free. 🇺🇸❤️

Wishing you a meaningful Memorial Day,

Mike Garcia
Financial Advisor | Faith. Family. Freedom.

Let’s connect! Book your free consultation today: https://calendly.com/mgarciaoneflorida

The Power of Compounding: Start Saving Early!Albert Einstein called compounding the "8th wonder of the world" and for go...
05/22/2025

The Power of Compounding: Start Saving Early!

Albert Einstein called compounding the "8th wonder of the world" and for good reason!

Here’s why starting early makes all the difference:
✅ Your money earns interest.
✅ Then that interest earns interest.
✅ And it keeps growing... year after year!

Even small amounts invested early can snowball into significant wealth over time.

Time is your greatest asset. The earlier you start, the harder your money works for you and the less you have to contribute later!

Ready to put the power of compounding to work for your future? Let’s start building your plan today.

Let’s connect! Book your free consultation today: https://calendly.com/mgarciaoneflorida

How I Help You Build a Strong Financial Future At OneFlorida Financial, I offer personalized financial services designed...
05/19/2025

How I Help You Build a Strong Financial Future

At OneFlorida Financial, I offer personalized financial services designed to meet you where you are and help get you where you want to go.

Here’s how I can support your journey:
✅ Retirement Planning – So you can retire with confidence, not questions.
✅ Life Insurance Solutions – Protecting what matters most, when it matters most.
✅ Investment Strategies – Helping you grow your wealth intentionally and wisely.
✅ College Savings Plans – Giving your children the future they deserve.
✅ Debt Management Guidance – Taking control of your money, not letting it control you.
✅ Legacy and Estate Planning – Ensuring your values (and your wealth) live on.

No matter where you are on your financial journey, I’m here to guide, educate, and empower you every step of the way.

Ready to take the next step? Let’s talk about your goals and create a plan that fits your life. Schedule your complimentary consultation today!

Let’s connect! Book your free consultation today: https://calendly.com/mgarciaoneflorida

Why You Need a Life Insurance Review This YearLife changes — and your life insurance should keep up.Here’s why a review ...
05/15/2025

Why You Need a Life Insurance Review This Year

Life changes — and your life insurance should keep up.

Here’s why a review is essential this year:

✅ New Family Members? Marriage, children, or grandchildren mean new responsibilities.
✅ Career Changes? Promotions, business ventures, or retirement plans can impact your coverage needs.
✅ Mortgage or Debt Changes? Protect your home and loved ones from unexpected burdens.
✅ Policy Updates? New options might offer better benefits at lower costs.

A quick review can ensure your policy still protects what matters most — your family, your future, your peace of mind.

If it’s been more than a year since you reviewed your coverage, let’s schedule a complimentary check-in.

Because the best time to update your protection... is before you need it.

Let’s connect! Book your free consultation today: https://calendly.com/mgarciaoneflorida

Family and Faith: The True Foundations of WealthIn a world that measures success by numbers and possessions, it’s import...
05/12/2025

Family and Faith: The True Foundations of Wealth

In a world that measures success by numbers and possessions, it’s important to remember:

True wealth is found in faith, family, and the blessings we sometimes take for granted.

Every time I sit down with a family to plan their financial future, I’m reminded:
It’s not just about money — it’s about providing security, freedom, and legacy for the ones we love.

Today, I’m grateful for the faith that guides me, and for the families who trust me to walk this journey with them.

May your home be filled with love, your heart with peace, and your future with abundance.

Let’s connect! Book your free consultation today: https://calendly.com/mgarciaoneflorida

Address

2044 Ashley Oakes
Wesley Chapel, FL
33544

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

Telephone

+17208397574

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