Destiny Kunzig, Financial Advisor

Destiny Kunzig, Financial Advisor Financial Advisor with Gratium Wealth Planning at Ameriprise Financial Services, LLC

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Retirement isn’t one‑size‑fits‑all.Some people want travel and activity. Others want simplicity and routine. Defining wh...
09/02/2026

Retirement isn’t one‑size‑fits‑all.

Some people want travel and activity. Others want simplicity and routine. Defining what “ideal” looks like helps ensure financial decisions support the life you actually want to live.

Refine your retirement dreams by asking yourself these 7 questions.

When college is around the corner, decisions move fast.Families often juggle tuition bills, aid offers, and payment opti...
08/26/2026

When college is around the corner, decisions move fast.

Families often juggle tuition bills, aid offers, and payment options all at once. This guide outlines financial steps to consider as enrollment approaches. A little structure now can help families feel more prepared during a busy transition.

Key steps to consider ahead of your first tuition payment.

College planning often starts with one key step: setting clear expectations.Early clarity around costs, timelines, and p...
08/19/2026

College planning often starts with one key step: setting clear expectations.

Early clarity around costs, timelines, and priorities can help turn uncertainty into a more focused strategy.

This article highlights where to begin.

Together, we can create a plan that aligns with your goals—and supports what matters most to your family.

5 considerations as you set your child’s education goal

Graduate school isn’t just for recent grads. 🎓Adults returning to school often face different financial challenges — fro...
08/12/2026

Graduate school isn’t just for recent grads. 🎓

Adults returning to school often face different financial challenges — from family obligations to existing debt. This article explores ways to approach grad school costs thoughtfully.

How to pay for a degree as a nontraditional student.

There’s no one-size-fits-all approach to saving for college.While 529 plans are a popular choice, other options may bett...
08/05/2026

There’s no one-size-fits-all approach to saving for college.

While 529 plans are a popular choice, other options may better align with your family’s priorities and how you want to plan.

This article breaks down the differences to help you decide.

I can help you find the approach that supports your goals.

What to consider as you choose an appropriate saving vehicle to meet your goals.

Heard of 529 plans — but not sure how they actually work?You’re not alone. Understanding contributions, withdrawals, and...
07/29/2026

Heard of 529 plans — but not sure how they actually work?

You’re not alone. Understanding contributions, withdrawals, and eligible expenses can make a meaningful difference in how these plans are used.

This article answers some of the most common questions. I can help make planning feel more approachable.

Learn the ins and outs of 529 plans.

Protecting your finances also means protecting your information. 🔒Everyday habits — online and offline — can reduce expo...
07/22/2026

Protecting your finances also means protecting your information. 🔒

Everyday habits — online and offline — can reduce exposure to fraud. This article shares practical, easy‑to‑apply steps that help strengthen personal security.

Learn about common types of fraud, how to protect yourself, and how we can work together safely and securely.

Changing jobs? A new role can affect more than just your salary.Benefits, retirement plans, and taxes often shift, too. ...
07/15/2026

Changing jobs? A new role can affect more than just your salary.

Benefits, retirement plans, and taxes often shift, too. This quick read outlines financial items worth reviewing before making a career change.

Here are four financial factors to consider before changing jobs. For more financial advice, contact an Ameriprise financial advisor to make an appointment.

Starting a business can blur the line between personal and professional finances.Cash flow, taxes, and planning ahead ma...
07/08/2026

Starting a business can blur the line between personal and professional finances.

Cash flow, taxes, and planning ahead matter early on. This article highlights financial areas many new business owners overlook.

Starting a business? Keep these financial implications in mind so you can prepare accordingly.

Buying a home starts well before house hunting begins. 📝Preparing credit, understanding upfront costs, and planning beyo...
07/01/2026

Buying a home starts well before house hunting begins. 📝

Preparing credit, understanding upfront costs, and planning beyond the purchase price all play a role. This overview walks through the financial groundwork that can help avoid unexpected hurdles.

Preparation behind the scenes often leads to more confident decisions at major milestones.

These financial steps to buying a house detail essential information for the home buying process.

Address

28943 State Route 54
Wesley Chapel, FL
33543

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18139941190

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