04/07/2026
Your new keys open the front door.
They don't unlock the property's history.
The previous owner's unpaid taxes? Still attached to the home.
A contractor who says they were never paid? They can file a claim.
A long-lost heir who says the home was never theirs to sell? It happens.
Title insurance is what stands between you and someone else's problem becoming yours.
Here's what it actually covers:
✅ Unpaid liens, including back taxes, contractor work, and court judgments that follow the property, not the person.
✅ Ownership disputes from unknown heirs, conflicting wills, or a seller who didn't have the legal right to sell.
✅ Fraud and forgery buried in the property's history.
✅ Recording errors in public documents that could affect your ability to sell later.
✅ Legal defense costs if anyone challenges your ownership after closing.
✅ One-time closing cost. Protection for as long as you own the home.
That's Florida Hometown Title & Escrow, making sure what's yours stays yours.
