Biscayne Risk & Insurance

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Biscayne Risk & Insurance Biscayne Risk & Insurance provides brokerage and advisory services to businesses and individuals.

10/15/2026

A calmer way to run a business starts with knowing you're properly covered.

Proud to protect South Florida's businesses and the people behind them.

A quick way to gauge how well you know your coverage: five common business situations, each tied to a different policy, ...
10/13/2026

A quick way to gauge how well you know your coverage: five common business situations, each tied to a different policy, from commercial auto to cyber to general liability.

Most owners get a few right and are surprised by the rest. See how you do.

10/07/2026

Building on the water brings risks standard construction insurance may not cover.

Dock and seawall builders need to understand marine liability, pollution exposure, and hidden jobsite risks.

Read more on our blog. Link in bio.

Cyberattacks rarely look dramatic. They quietly hit the small businesses least prepared for them, which is exactly why c...
10/05/2026

Cyberattacks rarely look dramatic. They quietly hit the small businesses least prepared for them, which is exactly why cyber coverage matters.

One of the most overlooked risks in a storm isn't damage, it's access. After Hurricane Ian, businesses with fully intact...
10/01/2026

One of the most overlooked risks in a storm isn't damage, it's access. After Hurricane Ian, businesses with fully intact buildings still lost weeks of revenue because roads to the barrier islands were closed. Business interruption and civil authority coverage exist for exactly this: they replace the income you lose when you can't operate, even when nothing is broken.

When staff use their own cars for deliveries or errands, the liability often shifts to the business. Hired and non-owned...
09/28/2026

When staff use their own cars for deliveries or errands, the liability often shifts to the business. Hired and non-owned auto coverage is what closes that gap.

A common and expensive gap: employees using personal vehicles for work. Most personal auto policies exclude business use...
09/23/2026

A common and expensive gap: employees using personal vehicles for work.

Most personal auto policies exclude business use, which can turn a work-time accident into a denied claim and leave the business exposed. Commercial auto is designed for vehicles used in the course of business, from a single van to a full fleet. If anyone drives for your company, it's worth a look.

09/21/2026

Three quick checks every owner should run on their policy: limits, exclusions, and what's changed in the last year.

Every delivery adds movement and risk to your operation. As delivery grows, so does the case for the right commercial au...
09/17/2026

Every delivery adds movement and risk to your operation. As delivery grows, so does the case for the right commercial auto coverage.

Restaurants carry more day-to-day risk than almost any small business: general liability, spoiled inventory, cyber expos...
09/15/2026

Restaurants carry more day-to-day risk than almost any small business: general liability, spoiled inventory, cyber exposure at the POS, kitchen fires, and the lost income that follows a shutdown.

Margins are thin enough that a single uncovered event can undo months of work. A quick look at the coverages every restaurant should have in place.

Address

Wellington, FL

Telephone

+15615711001

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