Biscayne Risk & Insurance

Biscayne Risk & Insurance Biscayne Risk & Insurance provides brokerage and advisory services to businesses and individuals.

September is National Preparedness Month, and it lands right at the peak of hurricane season. The businesses that recove...
09/01/2026

September is National Preparedness Month, and it lands right at the peak of hurricane season.

The businesses that recover fastest are the ones that prepared before the storm: coverage reviewed, assets documented, records backed up, and a claim process they already understand.

A simple checklist to get yours storm-ready.

The shops, the boats, the builds, and the teams behind them. south florida runs on the people who bet on themselves, and...
08/27/2026

The shops, the boats, the builds, and the teams behind them. south florida runs on the people who bet on themselves, and we're proud to help protect what they've built. 🌴

Uncertainty is part of running a business. Being prepared for it is a choice.
08/26/2026

Uncertainty is part of running a business. Being prepared for it is a choice.

The best insurance is the kind you forget you have, until the night you're glad you do.
08/17/2026

The best insurance is the kind you forget you have, until the night you're glad you do.

Theft is common on job sites, but the hidden risk is timing: material prices often rise between purchase and replacement...
08/12/2026

Theft is common on job sites, but the hidden risk is timing: material prices often rise between purchase and replacement.

Here, $40,000 in stolen copper cost $52,000 to replace, and a builders risk policy with replacement-cost coverage absorbed the difference, so the gap didn't come out of the project's margin. A small policy detail that makes a big difference at claim time.

08/10/2026

Lower premiums can create bigger problems if your coverage is not enough when a loss happens.
The Tropicana Field example shows how reducing coverage may save money upfront, but leave a business exposed to major repair costs later.

Read the full blog in the link in bio.

Personal vehicles used for work create liability many owners never see coming, even with no company car in the picture. ...
08/06/2026

Personal vehicles used for work create liability many owners never see coming, even with no company car in the picture.

08/04/2026

Florida’s hospitality insurance market may be shifting.

After years of rising Liquor Liability premiums, fewer carrier options, and stricter exclusions, recent tort reform could help bring more stability in 2026.

Restaurants and bars should use this moment to review their coverage before renewal season.

Read the full blog in the link in bio.

South Florida's marine businesses run on trust and timing. Their coverage should be just as dependable.
07/28/2026

South Florida's marine businesses run on trust and timing. Their coverage should be just as dependable.

Taking paying passengers changes everything about your coverage. A personal boat policy is built for recreational use an...
07/22/2026

Taking paying passengers changes everything about your coverage.

A personal boat policy is built for recreational use and can void itself the moment a trip becomes commercial, leaving operators exposed on their most valuable asset.

Passenger liability and proper marine coverage are what keep a charter, dive, or tour operation protected. One of our specialties in South Florida.

Address

Wellington, FL

Telephone

+15615711001

Website

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