Pevear Insurance Agency

05/27/2026

https://youtube.com/shorts/tr_ekAwCRko?si=jWZ2AtDvTYteVIA0

The Most Important Coverage

01/21/2026

Forecasters are predicting a cold blast this coming weekend, which could increase the risk for frozen and burst pipes. Starting Friday and extending to Monday, we are likely to see sustained below-freezing temperatures. Here are some tips that may help prevent these risks from becoming reality:

Leave the heat on
• Set the thermostat and keep it at the same temperature day and night—especially if a home or unit is unoccupied.
• Smart thermostat? We recommend temporarily reprogramming smart thermostats to remain at a constant temperature.

Stop the water flow
• Drain and shut off all outside spigots.
• Mark the main water supply line at r home or business so it can be easily identified and shut off in the event of an emergency.
• If going away, be sure to shut off the water supply line to the washing machine.

Warm air in, cold air out
• Open the kitchen and bathroom cabinet doors to allow warm air to circulate around plumbing.
• If you have an attached garage, keep the doors shut. Cold wind can increase the likelihood of a frozen pipe

12/03/2025

Just a skit to bring a smile to all our Commercial clients

11/20/2025

https://youtube.com/shorts/5DhXq1fT2p4?si=b9xhEVRHxuYmIo1_

Insurance Policies!

11/12/2025

Power outages can be a major inconvenience. Consider these reasons if you're thinking about purchasing a home generator of your own.

10/09/2025

A ransomware left the Asahi brewery in Japan struggling to take orders and deliver its products domestically, as manufacturers become a favored target.

10/02/2025

Explore the top business risks in the 2025 Travelers Risk Index. Learn why cyber threats continue to be a top concern, and more.

07/01/2025

https://www.nerdwallet.com/article/insurance/average-homeowners-insurance-cost?ajs_uid=1cd8e1f1d5d245df52a1950a1c2421b7cf17d094acf845dd572fec96616d7919

NerdWallet analyzed data from over 100 insurance companies to find the average homeowners insurance cost in the U.S. and every state.

06/24/2025

Recently we have had some questions about surcharges from the Merit Rating Bureau. Anything over $1000, up to $5,000, is a 3 SDIP point surcharge, and anything over $5,000 is a 4 SDIP point surcharge. Major and minor traffic violations are determined at the discretion of the Merit Rating Bureau. Breaking minor road rules, like speed or improper passing, incurs a 2 SDIP point surcharge.
In Massachusetts, surcharges on auto insurance due to accidents or traffic violations typically last for six years from the date of the incident. While the surcharge's impact on your premium may lessen after three years, provided there are no new violations or at-fault accidents, the incident remains on your driving record for the full six years.

06/13/2025