MJS Insurance

MJS Insurance Local Insurance Expertise | 10+ Years Experience | Serving Rochester & Greater Finger Lakes Region

Same coverage, 50% off, and done in a day. That's what we love to hear! ✨
06/02/2026

Same coverage, 50% off, and done in a day. That's what we love to hear! ✨

When most people think of home insurance, they think of protecting the building itself. But a standard policy usually do...
06/01/2026

When most people think of home insurance, they think of protecting the building itself. But a standard policy usually does more than that.

Here’s what could be included:

🔹 Dwelling Coverage – Repairs or rebuilds your home if it's damaged by a covered peril (like fire or wind).
🔹 Other Structures – Covers things like fences, sheds, and detached garages.
🔹 Personal Property – Helps replace stolen or damaged belongings, from furniture to electronics—even items stored off-site in some cases!
🔹 Loss of Use – Pays for additional living expenses if your home becomes uninhabitable due to a covered event. Think hotel stays, meals, and more.
🔹 Liability Protection – Covers legal expenses if someone gets hurt on your property or if you accidentally cause damage to someone else’s property.

🛑 Pro Tip: Not all policies are the same. Limits, exclusions, and deductibles matter, so it’s smart to understand what your policy actually includes.

💬 When was the last time you really looked at your home insurance coverage?

From homes to investment properties, we've got you covered! 🔑
06/01/2026

From homes to investment properties, we've got you covered! 🔑

First-time home buying is stressful enough, your insurance shouldn't be! 🏡
05/26/2026

First-time home buying is stressful enough, your insurance shouldn't be! 🏡

Online quote tools are fast, but they can’t answer the big questions like:👉 “Is this actually enough coverage?”👉 “What h...
05/25/2026

Online quote tools are fast, but they can’t answer the big questions like:

👉 “Is this actually enough coverage?”
👉 “What happens if I upgrade my home?”
👉 “Is there a better option for my situation?”

That’s where a local insurance agent comes in.

We’re not just here to give you a quote, we’re here to give you clarity.
We get to know you, your goals, your risks, and help craft coverage that fits real life, not just your zip code.

Working with a local agent means:
📍 Personal service
📚 Expert advice
🤝 Long-term support

Half the price?! Reviews like this make our day. ⭐
05/25/2026

Half the price?! Reviews like this make our day. ⭐

Don't let your old driving record keep you stuck overpaying. Reach out and see what we can do for you! 🙌
05/19/2026

Don't let your old driving record keep you stuck overpaying. Reach out and see what we can do for you! 🙌

Saving our clients hundreds while making the switch simple, that's the MJS difference!
05/18/2026

Saving our clients hundreds while making the switch simple, that's the MJS difference!

When was the last time you really looked at your auto insurance policy?A lot can change in a year, and your policy shoul...
05/18/2026

When was the last time you really looked at your auto insurance policy?

A lot can change in a year, and your policy should keep up.
🔄 Got a new car?
👨‍👩‍👧‍👦 Added or removed drivers?
💵 Paid off a loan?
📉 Your credit improved?

Even if nothing major has changed, it’s smart to review your coverage annually to make sure you're not:
❌ Overpaying for outdated coverage
❌ Missing out on new discounts
❌ Underinsured based on current repair or replacement costs

An annual review with a local agent takes just a few minutes, and it could save you money while giving you better protection.

When choosing your auto insurance, one number can make a big difference: your deductible.Your deductible is what you pay...
05/11/2026

When choosing your auto insurance, one number can make a big difference: your deductible.

Your deductible is what you pay out of pocket before insurance kicks in after a covered loss.

Here’s the tradeoff:
🔹 A higher deductible often means a lower monthly premium
🔸 A lower deductible means you’ll pay less if you have a claim, but usually with a higher premium

The key is to find the right balance for your budget and your comfort level with risk.

👉 Pro tip: If you choose a higher deductible, make sure you have that amount set aside in savings, just in case.

Address

1900 Empire Boulevard Suite 877
Webster, NY
14580

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