MJS Insurance

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United States
Webster, NY
MJS Insurance

Local Insurance Expertise | 10+ Years Experience | Serving Rochester & Greater Finger Lakes Region

09/02/2026

Big savings and personalized service, exactly what we love helping our clients achieve. Thanks for the recommendation! 😊

08/31/2026

Jewelry values change over time and if your appraisal is outdated, you could be underinsured without knowing it. Gold, diamond, and gemstone values fluctuate with the market. A ring appraised at $3,000 five years ago may be worth significantly more today. If your scheduled coverage is based on an old appraisal, a replacement payout may fall short. Most insurance professionals recommend reappraising fine jewelry every two to three years. It is a small step that ensures your coverage actually matches what your pieces are worth.

08/26/2026

Saving money while making the switch easy is always a win! Thanks for sharing your experience. 🎉

08/24/2026

Your homeowners policy covers more than just your house. Most standard policies include other structures coverage but there are limits worth knowing. Detached garages, fences, sheds, and pools are typically covered under other structures at around 10% of your dwelling limit. If your detached garage is used for business purposes, coverage may be excluded. A recently built or upgraded structure may need a policy update to be fully covered. Make sure your policy reflects everything on your property.

08/19/2026

We're honored to earn your trust and appreciate your kind words. Thank you for choosing MJS Insurance Agency! 🙌

08/17/2026

Someone dinged your car in a parking lot and drove away. Now what? If the other driver is identified and has insurance, their liability coverage should apply. If it is a hit and run, your own collision coverage would typically handle repairs minus your deductible. Uninsured motorist property damage coverage may also apply depending on your state. The key is knowing what coverage you carry before something happens, not after. Ask your local agent how your policy handles these situations.

08/12/2026

Fast, friendly, and reliable. That's what we aim for every day. Thank you for your recommendation!

08/10/2026

Moving to a new rental? Your renters insurance does not automatically update itself. Notify your insurer of your new address since coverage is tied to your listed location. Review your policy limits. If you have acquired new furniture or electronics, you may need to increase your personal property coverage. If you are moving to a higher-risk area, your premium may change. Updating your renters policy is usually quick and simple. A quick call to your local agent before moving day keeps you covered without any gaps.

08/05/2026

Personal service still matters. Thanks for letting us help make your insurance experience a great one! ⭐

08/03/2026

Owning an older home comes with charm and some insurance considerations worth knowing. Older electrical systems like knob-and-tube wiring can be a red flag for insurers. Older plumbing materials may increase the risk of leaks or pipe failure. If your home has original features like hardwood floors or custom millwork, standard replacement cost may not fully cover restoring them. Some older homes may be harder or more expensive to insure than newer ones. A local agent can help you find the right coverage for the home you actually have.

Address

1900 Empire Boulevard Suite 877
Webster, NY
14580

Website

http://www.MJSinsuranceNY.com/

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