Brank Insurance Agency

Brank Insurance Agency Serving the community for over 100 years with expertise in home, auto, business, life and more… The Experience Of The Past
With A Commitment to the Future!

Wildfire season has arrived, and our team at Brank Insurance Agency wants to help you stay prepared. Along with having a...
08/27/2026

Wildfire season has arrived, and our team at Brank Insurance Agency wants to help you stay prepared. Along with having a go-bag ready and knowing your evacuation routes, reviewing your home insurance, renters insurance, and auto insurance policies is an important step in protecting what matters most.

It’s a good time to make sure your homeowners or renters policy covers fire, smoke, and ash damage. If you want coverage for your vehicle, remember that typically falls under comprehensive auto insurance rather than your home policy.

You may also want to take a fresh look at your additional living expenses limits and consider whether they’d truly support you if you needed to relocate for several weeks or longer.

If you’re unsure what your current coverage includes or want guidance on adding protection during wildfire season, our team is here to help. Have questions? Drop them in the comments or reach out to us anytime.

With hurricane season in full swing, our team at Brank Insurance Agency wants to remind our community how important it i...
08/20/2026

With hurricane season in full swing, our team at Brank Insurance Agency wants to remind our community how important it is to review your personal insurance coverage before a storm heads your way.

Here are a few key areas worth checking:

• Hurricane deductibles: Some home insurance policies use a percentage-based hurricane deductible. Make sure you understand what triggers it and what your out-of-pocket cost would look like.

• Flood and windstorm coverage: Flood insurance is typically a separate policy, and damage from unnamed windstorms isn’t always included. Reviewing your coverage now can help prevent surprises later.

• Filing claims: Before a storm, document your home’s current condition. Afterward, take photos and videos before cleaning up, and keep receipts for any repair costs.

If you have questions about your home insurance or want help identifying coverage gaps, our team is here to walk you through your options. Reach out anytime—we’re always glad to help.

Ever wondered what your insurance payout would look like after a covered loss? It usually comes down to one key detail: ...
08/18/2026

Ever wondered what your insurance payout would look like after a covered loss? It usually comes down to one key detail: whether your policy uses replacement cost value or actual cash value.

These two coverage types work very differently, and understanding the difference can help you avoid unexpected costs when it’s time to file a claim.

Our team at Brank Insurance Agency put together an easy breakdown to help you compare your options.

Have questions about your home insurance or want to review your current policy? Give us a call at (828) 645-6300—we’re here to help.

As families gear up for a new school year and communities see traffic pick back up, our team at Brank Insurance Agency w...
08/13/2026

As families gear up for a new school year and communities see traffic pick back up, our team at Brank Insurance Agency wants to share a few timely reminders to help keep everyone safe on the road.

Back-to-school season brings big shifts in morning and afternoon traffic across Western North Carolina and beyond. Slower speeds, extra patience, and a little added awareness can make all the difference for students, bus riders, and drivers alike.

From watching for unexpected stops to staying alert in school zones, small habits can help protect the most vulnerable people on our roads.

If you know someone who could benefit from a quick refresh, feel free to pass this along. And if you ever have questions about auto insurance or want guidance from a trusted choice agency, our team is always here to help.

If your business offers services, advice, or expertise, professional liability insurance can be a crucial part of your p...
08/11/2026

If your business offers services, advice, or expertise, professional liability insurance can be a crucial part of your protection. This coverage helps safeguard your work when clients depend on your guidance.

We put together a quick overview to highlight what professional liability insurance is, which industries benefit most, and why it matters for long-term peace of mind.

If you’re unsure whether your business has the right protection in place, our team at Brank Insurance Agency is here to help. Reach out with your questions anytime.

Whether your student is just starting college or already well into their academic career, insurance is an area worth rev...
08/04/2026

Whether your student is just starting college or already well into their academic career, insurance is an area worth revisiting periodically to ensure they have the right coverage in place.

With the start of the school year approaching, we wanted to take a moment to share a few key coverages to review before students head back to school. Swipe for more information.

Taking time to review these key coverages ahead of back-to-school can help give you and your student peace of mind. Our team is here to help review your current coverage and talk through additional policies and riders where it makes sense. Give us a call today, and we can get started.

Have you heard of Employment Practices Liability Insurance (EPLI)? This key coverage can be crucial in workplace-related...
07/23/2026

Have you heard of Employment Practices Liability Insurance (EPLI)? This key coverage can be crucial in workplace-related claims tied to how you hire, manage, and support employees.

EPLI is designed to help protect your business against certain workplace-related claims, including wrongful termination, discrimination, harassment, retaliation, and decisions regarding hiring and promotions. These claims can be time-consuming, costly, and disruptive, regardless of a company’s size. Additionally:

✅ A single claim can lead to significant legal expenses, even if no wrongdoing is found.
✅ Leadership time and attention may be pulled away from running the business to handle a legal proceeding.
✅ Claims can involve not only employees, but also customers, vendors, or other third parties, depending on the situation.
✅ Situations can escalate quickly, especially when there are differing perspectives or limited documentation.

EPLI can help provide a financial backstop so one issue doesn’t disrupt your day-to-day operations or long-term plans.

If you would like to talk through adding EPLI coverage to your current portfolio or simply review your existing coverage, our team would be happy to connect and answer any questions you may have. Give us a call today, and we can get started.

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an ...
07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

The dog days of summer are here, and we are just stopping by to say hello! We hope you’re soaking up the sun, catching a...
07/15/2026

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

Address

9 Georgia Avenue
Weaverville, NC
28787

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 4:30pm

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