Harms Insurance Agency, Inc.

Harms Insurance Agency, Inc. We offer you some of the best values in auto, home, life, and commercial insurance through some of t

Back-to-school season is right around the corner, and now is the perfect time to help your kids refresh their safety rou...
09/01/2026

Back-to-school season is right around the corner, and now is the perfect time to help your kids refresh their safety routines. Whether they’re walking, biking, riding the bus, or getting dropped off, a few reminders can make a big difference.

Walking to school:
• Use sidewalks and crosswalks
• Make eye contact with drivers before crossing
• Walk with a group when possible

Riding a bike:
• Always wear a properly fitted helmet
• Ride with traffic and stop fully before crossing
• Stick to routes with lighter traffic

Taking the bus:
• Stand several feet back from the curb
• Wait until the bus fully stops before boarding
• Make eye contact with the driver before crossing

Getting dropped off:
• Follow school zone speed limits
• Stick to your school’s drop-off procedures
• Never pass a loading or unloading bus

For teen drivers:
• Buckle up every passenger
• Put devices away
• Follow posted speed limits

As your family gears up for a new school year, our team at Harms Insurance Agency, Inc. is here to help you stay protected on the road. If you have questions about auto insurance or need personalized coverage options, we’re always just a call away.

Telematics programs can be a great way to save on auto insurance, especially for safe and consistent drivers. But decidi...
08/25/2026

Telematics programs can be a great way to save on auto insurance, especially for safe and consistent drivers. But deciding whether it’s right for you takes more than just looking at your driving habits.

We put together a quick breakdown to help you understand what these programs track, how they work, and what to consider before signing up.

If you’re unsure whether a telematics policy is a good fit, our team at Harms Insurance Agency, Inc. is always here to help. Give us a call at (580) 772-2324 and we’ll walk you through your options.

Ever wondered what your payout would look like after a covered loss? It usually comes down to one key detail: whether yo...
08/20/2026

Ever wondered what your payout would look like after a covered loss? It usually comes down to one key detail: whether your policy uses replacement cost or actual cash value.

These coverage types may sound similar, but they work very differently. Knowing the difference can help you avoid unexpected costs and make more confident decisions about your home insurance.

Take a look at our breakdown to see how each option affects your claim.

If you want help reviewing your current policy or choosing the best fit for your needs, our team at Harms Insurance Agency, Inc. is here to help. Call us anytime at (580) 772-2324.

Back-to-school season is here, and many families are settling back into new routines. Whether your house suddenly feels ...
08/14/2026

Back-to-school season is here, and many families are settling back into new routines. Whether your house suddenly feels a little quieter or you’re juggling a fresh round of schedules, we hope the transition is off to a smooth start.

Our team at Harms Insurance Agency, Inc. is here if you need support during this busy time. From reviewing your home or auto insurance to answering questions about coverage, we’re always ready to help you feel confident and protected.

How is back-to-school season going in your household so far?

With back-to-school season right around the corner and National Traffic Awareness Month coming up in August, our team wa...
08/13/2026

With back-to-school season right around the corner and National Traffic Awareness Month coming up in August, our team wanted to share a few timely reminders to help everyone stay safe on the roads.

As traffic patterns shift with early morning drop-offs, bus routes, and pedestrian activity, a little extra awareness can go a long way. Slowing down, staying alert, and keeping an eye out for young walkers and cyclists can make a meaningful difference for families in our community.

We’ve highlighted several helpful tips for both drivers and parents to keep in mind as the school year approaches. Feel free to share this post with anyone who might find it useful.

If you ever have questions about auto insurance or need guidance on personalized coverage, our team at Harms Insurance Agency, Inc. is always here to help.

Professional liability insurance, often called errors and omissions coverage, is a key way to protect your business when...
08/11/2026

Professional liability insurance, often called errors and omissions coverage, is a key way to protect your business when you provide advice or services. It helps safeguard your work, your reputation, and the clients who rely on you.

Our team at Harms Insurance Agency, Inc. is here to help Oklahoma businesses understand what this coverage includes, who needs it, and why it matters. If you're unsure whether your current policy has the protection you need, just reach out. We’re always here to help you stay covered and confident.

As your student gets ready for a new school year, it’s a great time to take another look at their insurance coverage. Ev...
08/08/2026

As your student gets ready for a new school year, it’s a great time to take another look at their insurance coverage. Even if they’ve been in college for a while, their needs can change from year to year.

A few key areas worth reviewing include personal property coverage for belongings, auto insurance updates if they’re taking a vehicle to campus, and liability coverage for added peace of mind.

Preparing ahead can help you and your student feel confident heading into the semester. If you’d like help reviewing your policies or discussing additional coverage options, our team at Harms Insurance Agency, Inc. is here to support you. Give us a call at (580) 772-2324.

Running a business in Oklahoma means juggling a lot of moving parts, and having the right protection in place can make a...
08/07/2026

Running a business in Oklahoma means juggling a lot of moving parts, and having the right protection in place can make all the difference. That’s where commercial umbrella insurance comes in — offering an extra layer of coverage when your standard policies reach their limit.

Swipe to learn how this added protection works and when it might be the right fit for your business.

If you’re unsure whether a commercial umbrella policy makes sense for your coverage plan, our team at Harms Insurance Agency, Inc. is always here to help. Give us a call at (580) 772-2324 and we’ll walk through your options together.

Understanding the difference between term life and whole life insurance can feel confusing, and many people in Oklahoma ...
08/04/2026

Understanding the difference between term life and whole life insurance can feel confusing, and many people in Oklahoma have the same question when they start exploring their options. Our team put together a quick breakdown to help you compare the two and get a clearer idea of what fits your needs.

Your decision really comes down to your goals, your budget, and what you need your coverage to do for your family. If you want help sorting through your options, we’re here to make it simple. Give us a call at (580) 772-2324 and let’s talk through what works best for you.

As your business grows, the details behind your coverage need to grow with it. We see it all the time—inventory expands,...
07/16/2026

As your business grows, the details behind your coverage need to grow with it. We see it all the time—inventory expands, teams get bigger, and suddenly the insurance policy written a year or two ago doesn’t match what the business looks like today.

If your inventory levels have increased, your property limits may not fully protect you in the event of a fire, theft, or other loss. And when your team grows, your workers’ comp classifications and liability exposure can shift more than you might expect.

Our team at Harms Insurance Agency, Inc. is here to help Oklahoma business owners stay protected as things evolve. If your inventory or headcount has changed this year, it may be time for a coverage check.

Reach out anytime—we’re here to help you make sure your policy still fits your business.

Address

1100 E Main Street Suite 300
Weatherford, OK
73096

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15807722324

Website

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