NorthPort Funding

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Wayzata, MN
NorthPort Funding

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Welcome to Northport Funding, a new take on your home loan experience. Simple, Transparent & Fast | NMLS #1868733 | Equal Housing Opportunity
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10/16/2026

🏡 The same interest rate doesn't always mean the same deal.

Two buyers can lock in the exact same rate and still end up paying thousands of dollars differently over the life of their loans.

Why? Because your mortgage is about more than just the rate.

💰 Discount points and upfront costs
📊 Loan terms and total interest
🏠 How long you plan to stay in the home
🔍 APR vs. interest rate

The lowest rate isn't always the best financial move. It's about finding the right loan structure for your situation.

At NorthPort Funding, we help you look beyond the rate and understand the bigger picture.

📩 **DM us to explore your options!**

10/12/2026

🏡 Welcome to NorthPort Funding, LaDia Dodd! 🎉

LaDia brings a unique perspective to the mortgage process, having worked on both sides of the loan approval process.

After spending 10 years teaching dance, LaDia transitioned into banking with Huntington before moving into mortgage underwriting. In 2020, she became a licensed Loan Officer, combining her underwriting expertise with a passion for helping clients navigate the homebuying process.

Her background gives her a deeper understanding of what goes into getting a loan approved, helping clients avoid surprises and move toward closing with confidence.

We're excited to have LaDia on the NorthPort team!

📞 (248) 842-1788
📧 [email protected]

10/07/2026

The market is giving buyers something they haven’t had much of in recent years: leverage 🏡

With Minnesota inventory at a seven-year high and Twin Cities new listings continuing to climb, buyers may have more room to negotiate on things like seller credits, repairs, inspections, and even rate buydowns.

The key is being ready when the right home comes along. A strong pre-approval can put you in a better position to negotiate and make the most of today’s market.

Ready to see what you could qualify for?

Market statistics based on August 2026 data. Source: Minnesota Realtors® / Minneapolis Area REALTORS® housing market reports / Zillow.

10/05/2026

Welcome to the team, Brad Nolan! 🏡

Brad got into mortgages for the same reason a lot of people get into anything: he had a bad experience and figured he could do better.

When Brad and his wife bought their first home, the process was rough. So in 2009, he got into the business to make sure other buyers didn't have to go through what they did. Seventeen years later, that's still what drives him.

Now he's bringing that mission to NorthPort, where he has access to more loan programs and more ways to find the right fit for every client. More options, better experience. That's the whole idea.

10/02/2026

Interest-only mortgages aren’t for everyone, but in the right situation, they can be a useful way to get into the market with a lower initial monthly payment. 🏡

They may be worth exploring for buyers with strong financial profiles, investors, people with variable or commission-based income, or buyers who expect their income or financial situation to change in the coming years.

The key is understanding how they work, what happens when the interest-only period ends, and whether you meet the qualification requirements.

There’s more than one way to structure a mortgage. Talk with our team to see what options might make sense for you.

NMLS #1868733 | Equal Housing Opportunity

09/30/2026

First-time buyers may have more opportunity in today’s market than they realize. 🏡

On a $350K home, the difference between a 6.5% and 7.25% rate can be around $160/month. That matters, but it’s also important to look at the entire deal.

With sellers more open to negotiating, credits toward closing can help offset that difference and make the numbers look a lot different over the first few years of homeownership.

Don’t just look at the rate. Look at what you may be able to negotiate around it.

Thinking about buying your first home? Let’s run the numbers.

*Figures are estimates for illustrative purposes only. Actual rates, payments, and costs will vary*

09/29/2026

NorthPort is officially licensed in Oregon! 🌲

That makes 17 states where we can help with your home financing needs. Whether you’re buying, refinancing, or ready to make the move from renting to owning, our team is here to help.

From Portland to Bend to the Oregon coast, we’re ready to get to work.

Thinking about making a move? Send us a message and let’s get started.

NMLS #1868733 | Equal Housing Opportunity

09/18/2026

Buying a home doesn’t always happen between 9 and 5. 🏡

At NorthPort, our team makes themselves available when clients need answers and takes the time to provide accurate numbers on the properties they’re considering.

Because when you’re making a major financial decision, having the right information at the right time matters.

09/16/2026

Higher rates don’t automatically mean buyers should sit on the sidelines. 🏡

With more homes on the market, price reductions becoming more common, and many homes selling below asking price, buyers may have something they haven’t had much of in recent years: **leverage.**

That could mean negotiating on price, closing costs, repairs, or even a seller-paid rate buydown.

The rate matters, but it’s only one part of the equation. Let’s run the numbers and see what opportunities are out there for you.

📲 Reach out to the NorthPort Funding team to get started.

Sources: Redfin, Realtor.com | August 2026 U.S. housing market data

09/11/2026

Better Together. 🤝

Great people, great conversations, and plenty to look forward to!

As Jason reflected on his 26 years in the mortgage business, it all comes back to the people. We’re proud of the team we’ve built at NorthPort and grateful for the great people we get to work alongside.

Thanks to everyone who came out. Here’s to a brighter future TOGETHER! 🥂🏡

Address

319 Barry Avenue S. Suite 305
Wayzata, MN
55391

Telephone

+16124465400

Website

http://www.northportfunding.com/

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