Roger Smith Agency Inc.

09/07/2026

Labor Day is the perfect reminder to slow down and enjoy a well‑earned break. Our team is taking that to heart with a little extra rest this weekend so we can come back refreshed and ready to support our Waynesboro and Wayne County community.

Our office will be closed on Monday, September 7th, and we’ll reopen on Tuesday, September 8th.

We hope your long weekend is filled with good food, good company, and plenty of time to unwind. Let us know how you’re celebrating!

09/02/2026

Our office will be closed on Monday, September 7 for Labor Day. We hope everyone enjoys the three-day weekend as we say "goodbye" to Summer!

We will return on Tuesday, September 8, for regular business hours.

09/01/2026

Before students head out the door this school year, our team at The Roger Smith Agency, Inc. wants to help families in Waynesboro and across Wayne County keep safety top of mind. No matter how your kids get to school, these simple reminders can make a big difference:

Walking to school?
• Stick to sidewalks when available.
• Cross at marked crosswalks and make eye contact with drivers.
• Walk with a friend or group when possible.

Riding a bike?
• A well-fitted helmet is a must.
• Ride with traffic and use hand signals.
• Stop fully before crossing and choose low-traffic routes.

Taking the bus?
• Stand a safe distance back from the curb.
• Wait for the bus to stop before approaching.
• Make eye contact with the driver before crossing.

Getting dropped off?
• Follow school zone speed limits.
• Stick to the school’s drop-off procedure.
• Never pass a bus loading or unloading children.

Teen drivers?
• Review safe driving basics—seatbelts, no devices, and obeying speed limits.

We hope these tips help your family start the year confidently and safely. If you ever need guidance on auto insurance or coverage that helps protect your loved ones, our Waynesboro TN insurance team is here to help. Give us a call anytime at (931)-722-5010.

08/27/2026

We see it all the time here at The Roger Smith Agency — life insurance policies that haven’t been updated as families and finances grow. It’s one of the most common issues in life insurance across Wayne County and the rest of Tennessee.

Your life insurance should reflect the income your household depends on. When major life changes happen — a new home, a marriage, a new baby, or a big jump in income — your policy needs to keep up.

Our team put together a quick breakdown to help you estimate your current life insurance needs and understand when it’s time for a review.

If it’s been a while since you last looked at your coverage, or your income has changed since we last talked, we’d be glad to help you make sure everything still fits your situation.

08/26/2026

Rest in peace to the legendary Dolly Parton, who spent her life lifting up communities in Tennessee and around the world. Her legacy will remain in our hearts forever. ❤️

08/26/2026

It's and our office mascot, Duff, hopes you take time to stop and smell the flowers when life gets busy!

08/21/2026

Wondering how your payout would actually be calculated after a covered loss? It usually comes down to one key detail in your policy: whether your coverage uses replacement cost value or actual cash value.

These two approaches work very differently, and knowing the difference can help you avoid surprises when it’s time to file a claim. Our team at The Roger Smith Agency, Inc. broke it down in a simple, easy-to-follow guide.

Thinking about updating your homeowners insurance in Waynesboro or around Wayne County? Give us a call and we’ll help you review your options.

08/20/2026

08/18/2026

A life insurance policy should support your goals, not create stress. If your coverage no longer fits your needs, there may be more than one way to step away from it. One option is a life settlement, which allows you to sell your policy to a third party in exchange for a lump sum.

Life settlements can make sense when premiums become too much to manage or when your financial priorities shift. Our team in Waynesboro is here to help you understand what types of policies may qualify and whether this option aligns with your overall financial strategy.

If you’re rethinking your life insurance, reach out to us to explore your options. We’re always here to help the Wayne County community make informed decisions.

08/13/2026

With back-to-school season right around the corner and August marking National Traffic Awareness Month, our team wanted to share a few timely reminders to help keep our roads safe for families across Waynesboro and all of Wayne County.

This time of year brings new traffic patterns, busy school zones, and more young pedestrians on the move. A little extra patience and awareness can make a big difference during those first few weeks back.

We put together a few simple safety considerations for both drivers and parents to keep in mind as the school year approaches.

We’re all in this together, and staying alert helps protect the most vulnerable people in our community. Feel free to pass this along to friends or neighbors who might find it helpful. If you ever have questions about auto insurance or want to review your coverage, our team is always here to help.