Patricia Andris, Financial Services Professional with Karalius & Associates

Home
United States
Wayne, PA
Patricia Andris, Financial Services Professional with Karalius & Associates

Call Directions Website Contact the business

Providing quality financial strategies, and offers insurance and financial services, and employee benefits to businesses and individuals.

Patricia Andris is an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies. Additionally, Patricia Andris is a Financial Services Professional of and offers securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency and a New York Life Company. Patricia Andris is not licensed in all jurisdictions. My California Insurance License number is 0J17885. Neither Karalius & Associates Insurance and Financial Services, LLC nor New York Life Insurance Company, or its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. I am not licensed in all jurisdictions. Karalius & Associates Insurance and Financial Services, LLC is not owned or operated by New York Life Insurance Company or its affiliates.

595 E. Swedesford Rd, Suite 300, Wayne, PA 19087
Office: 215-833-4655

Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.

10/29/2026

Life changes. But sometimes beneficiary designations don’t change with it.

This Kiplinger article is a helpful reminder of why it is so important to periodically review the beneficiaries on your retirement accounts, life insurance policies, and other accounts to make sure they still reflect your wishes.

Check out the article here:

https://bit.ly/4BF9kj1

If you have questions about your own beneficiary choices, send me a message.

10/15/2026

Warren Buffett, Beyoncé, Jay-Z and Shaquille O’Neal have all shared their thoughts on inheritance—and their approaches may surprise you.

This Kiplinger article looks at how several well-known people think about passing wealth to the next generation, and raises an interesting question: What do you want the wealth you’ve built to do for the people you care about?

Check out the article here:

https://bit.ly/4sa6Kgv

If it gets you thinking about your own plans, send me a message.

10/01/2026

Sickness, injury, or an unexpected diagnosis can interrupt your ability to earn an income due to a covered disability event—even if the rest of your financial strategy is in great shape.
Many people don't discover gaps in their income protection until they're forced to rely on it.
Let's review your current income protection.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

09/30/2026

More than 25 million young adults now live with their parents, the highest number on record. What’s going on?
Half of recent grads are moving back home after finishing school. While living with parents can have its own challenges, many of them see it as an opportunity to save—and use what they'd have spent on rent to travel, chip away at debt, or just get some breathing room before the next step.
Check out the full story here:
https://bit.ly/4yynL6n
If this sounds like you, or someone you know, send me a message and let's talk.

09/30/2026

Life Insurance Awareness Month ends today, but the need for protection does not. Liz Fiedler’s story shows how coverage can help a family continue the life, plans, and responsibilities that were already in motion. The best time to review protection is before it is needed.

Close the month by starting a conversation that can help protect the years ahead.

09/29/2026

You save consistently. You have coverage through work. By most measures, may be ahead of the curve.
But if a covered disability event prevented you from working—not permanently, just long enough to matter—would your plan hold up?
Many people with a solid financial plan haven't actually answered that question.
Let's review your current income protection.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

09/29/2026

Some financial tasks are easy to postpone. Add a life insurance review to your annual checklist—especially after a marriage, new child, home purchase, job change, business milestone, or major income shift. A quick review can reveal whether your coverage still matches your life.

Book an annual protection review.

09/25/2026

The mortgage. The tuition. The retirement contributions. Your lifestyle may depend on your income.
If a covered disability event prevented you from working, would your current coverage be enough to keep everything on track?
For many people, employer disability benefits leave a gap between what's covered and what's needed.
That's a gap worth understanding before life puts it to the test.
Schedule a quick income protection review to see where your plan stands.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

09/24/2026

We cannot control every event, but we can take steps to protect the people who rely on us. Mindi Johnson’s story is a powerful reminder that life insurance can help a family face the unexpected with greater financial stability.

Take the first step: review your current coverage.

09/22/2026

The mortgage. The car. The kids' school. Your income may be what keeps all of it moving.
But if a covered disability event prevented you from working, would your current coverage be enough to keep everything else on track?
Many employer disability plans replace around half your salary, before taxes. For many people, that's not enough to protect the life you've worked hard to build.
Schedule a quick income protection review to see where your plan stands.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

Address

595 Swedesford Avenue, Suite 300
Wayne, PA
19087

Telephone

+12158334655

Website

http://KaraliusAndAssociates.com/

Alerts

Be the first to know and let us send you an email when Patricia Andris, Financial Services Professional with Karalius & Associates posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.