Michael Beagan - Mortgage Loan Originator

Michael Beagan - Mortgage Loan Originator NMLS #203228
Licensed by the New Jersey Dept
of Banking & Insurance Michael is licensed by the New Jersey Department of Banking and Insurance

Michael Beagan is a New Jersey native whose core business philosophy is to educate customers. He works to ensure that they are comfortable with the mortgage process and remain in the driver’s seat the entire time. Homebuying can be exciting, enjoyable and fun when there is a clear path ahead and all roadblocks to ownership are accounted for and cleared. That is the experience Michael aims to provi

de his borrowers and he has done this and more for over a decade as a Mortgage Loan Originator in the Tri-State Area.

Me in 1975 wasting time sleeping instead of buying a land for only 4K.
06/05/2024

Me in 1975 wasting time sleeping instead of buying a land for only 4K.

04/05/2024

Title: Roughly two thirds of Americans don’t have a will… do you need one?

Subject: a lot of people think a will is only needed if you’re financially wealthy but that’s not the case. There are plenty of reasons why someone should have a will that have nothing to do with financial wealth and there’s some reasons why you don’t need a will! Watch, educate, motivate!!

Michael Beagan
Loan Officer
M 908.601.5591
F 732.957.2317
W www.bayequityhomeloans.com
E [email protected]

03/29/2024

Title: Don’t believe the negativity, buyers ARE getting under contract!!!

Subject: I hear the negativity constantly… low down payment, FHA loan, contingency to sell… these types of clients can’t buy a home. If that’s the case why do I have these transactions happening all the time??? You must have 3 things to buy a home these days… be patient, persistent and work with the right professionals!

Michael Beagan
Loan Officer
M 908.601.5591
F 732.957.2317
W www.bayequityhomeloans.com
E [email protected]

03/22/2024

Title: When Buyers Offer More Than List Price

Subject: There are several things a buyer should know PRIOR to closing on a home when offering over list price to win the deal: How does this affect my financing? Will I need to bring more money to closing? Can I still get a loan to purchase if it under appraises? But after you close and the dust settles what's the future look like and does it even make sense to consider doing this?

Michael Beagan
Loan Officer
M 908.601.5591
F 732.957.2317
W www.bayequityhomeloans.com
E [email protected]

03/15/2024

Title: Are you worried about a housing values plummeting? Part 3

Subject: This is the 3rd video in a series that discusses why there is little chance of the real estate market crashing. This video talks about the concerns of a recession causing housing prices to drop. Not only do we not expect depreciation but better rates and higher values!! Knowledge is a powerful tool… WATCH, LISTEN, GET MOTIVATED!!

Michael Beagan
Loan Officer
M 908.601.5591
F 732.957.2317
W www.bayequityhomeloans.com
E [email protected]

03/09/2024

Title: Are you worried about housing values plummeting? (Part 2)

Subject: This is part 2 of a series where I share some points that indicate why there is very little chance of real estate crashing. This video references the history of values going back to the 1960s and the consistency we’ve seen in appreciation! Knowledge is a powerful tool… WATCH, LISTEN, GET MOTIVATED!!

Michael Beagan
Loan Officer
M 908.601.5591
F 732.957.2317
W www.bayequityhomeloans.com
E [email protected]

Let’s talk pre-approval. 🎙️ With everything going on in the housing market, it’s never been more important for buyers to...
03/04/2024

Let’s talk pre-approval.
🎙️ With everything going on in the housing market, it’s never been more important for buyers to:
1️⃣ Know exactly how much they can borrow.
2️⃣ Be ready when they find that perfect place to call home.

Plus, rates are on a downward trend compared to last year, and buyer activity is expected to pick up. Pre-approval may be a buyers golden ticket to beating the competition, securing their dream home, and navigating the market with confidence. 💪

Spread the word 📢

On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around.

Address

Wayne, PA
19087

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