Premier Benefit Services

Premier Benefit Services Specializing in Medicare, Health Insurance and Life Insurance

For over 20 years, Premier Benefit Services has been dedicated to provide quality services to the individual and group market. We are excited to offer our new individual, family and group programs to meet your healthcare and financial needs in today's turbulent times.

06/16/2026

Spring is officially here, and our team at Premier Benefit Services hopes the season brings you a fresh start and some well-deserved sunshine.

If you're reviewing your Medicare options, thinking ahead to turning 65, or want clarity on your current health coverage, we're always here to help. From Medicare Advantage and Medigap to individual and family plans, our licensed agents can walk you through your options with real answers and no pressure.

Have questions about your coverage this spring? Reach out anytime — we’re here to make insurance simple.

June is Oral Health Month, and it’s a great reminder for employers to take a fresh look at their dental benefit options....
06/10/2026

June is Oral Health Month, and it’s a great reminder for employers to take a fresh look at their dental benefit options. Strong dental coverage supports preventive care, reduces long-term health costs, and helps employees stay healthy and productive.

Our team at Premier Benefit Services works with many small businesses that want coverage their employees will actually use and understand. Dental insurance is consistently one of the most valued benefits, and clear communication can make a big difference in participation and satisfaction.

Swipe to see a simple breakdown of the most common dental plan types.

If you’d like help reviewing your current plan, evaluating network fit, or strengthening your employee communication ahead of renewal, we’d be glad to talk through your options.

June 6th is recognized as Visually Impaired People Day, making it a meaningful time to highlight how Medicare handles vi...
06/02/2026

June 6th is recognized as Visually Impaired People Day, making it a meaningful time to highlight how Medicare handles vision care and eye health.

Original Medicare focuses on medical care, so coverage typically applies only when there’s a medical condition affecting the eyes. Routine eye exams, glasses, and contacts are not usually included. Medicare Advantage plans, however, often offer coverage for routine eye exams and other vision benefits.

Our team at Premier Benefit Services put together a simple overview comparing what Original Medicare and Medicare Advantage generally cover when it comes to vision care. We hope it helps you feel more confident about your options.

If you’d like to review how your current Medicare plan handles vision care—or explore other coverage that may better fit your needs—we’re always here to help.

June is Men's Health Month, and our team at Premier Benefit Services is taking this moment to remind men — and the famil...
06/02/2026

June is Men's Health Month, and our team at Premier Benefit Services is taking this moment to remind men — and the families who love them — just how important preventive care really is.

Regular screenings can catch issues early, support long-term wellness, and make a meaningful difference in overall health. Many of these screenings are fully covered through preventive care benefits, whether you're on Medicare, an ACA plan, or private health coverage.

Here are a few important screenings to keep on your radar:

• Cholesterol checks beginning around age 17 and repeated every 4–6 years
• Diabetes screenings starting at age 35, or earlier if risk factors are present
• Prostate cancer screenings around age 50, earlier for higher-risk individuals
• Colorectal cancer screenings beginning at age 45, typically every 10 years
• Ongoing mental health screenings at annual wellness visits

Every health journey is unique, and recommended screening timelines can vary based on age, family history, and risk factors. We encourage you to talk with your doctor about what is right for you.

If you’re unsure what preventive services your plan covers — whether it’s Medicare, a Medicare Advantage plan, or individual health coverage — our team is here to help you understand your benefits and make the most of them.

Have questions? Reach out anytime.

Summer schedules fill up fast, and that’s usually when routine preventive care gets pushed aside. But taking care of the...
05/28/2026

Summer schedules fill up fast, and that’s usually when routine preventive care gets pushed aside. But taking care of these visits now can make a big difference in keeping you healthy and worry-free all season long.

Many preventive services are covered under your health plan, and they’re designed to catch potential issues early. Depending on your coverage, this may include:

• Annual wellness visits and physical exams
• Screenings for blood pressure, cholesterol, and diabetes
• Cancer screenings
• Well-child visits and developmental checkups
• Recommended vaccinations
• Preventive counseling for nutrition, to***co use, or mental health

At Premier Benefit Services, we know how important preventive care is for seniors, families, and anyone navigating Medicare or private health plans. Booking ahead can help you avoid scheduling delays and ensure you’re using the benefits available to you.

If you’re unsure what your plan covers, our team is here to help you understand your options and make the most of your benefits. You can always reach out with questions.

As Memorial Day approaches, our team at Premier Benefit Services honors the courageous men and women who gave their live...
05/25/2026

As Memorial Day approaches, our team at Premier Benefit Services honors the courageous men and women who gave their lives in service to our country. Their dedication allows all of us the freedom and security we hold dear.

Our office will be closed on Monday, May 25th in observance of the holiday. We will resume normal business hours on Tuesday, May 26th and will respond to any messages as soon as we return.

We hope you take a moment to reflect, remember, and honor those who made the ultimate sacrifice.

With National Senior Fraud Awareness Day coming up on May 15, our team at Premier Benefit Services is reminding our comm...
05/13/2026

With National Senior Fraud Awareness Day coming up on May 15, our team at Premier Benefit Services is reminding our community of a few common scams targeting seniors and Medicare beneficiaries.

Here are some red flags to keep in mind:

• Tech support scams claiming your device has a problem and asking for remote access or payment
• Government or Medicare impersonators requesting personal information by phone, text, or email
• Family imposter scams pretending a loved one is in trouble and needs money immediately
• Sweepstakes or prize scams telling you to pay fees to claim winnings
• Romance or investment scams that build trust online before asking for money

Staying aware of these tactics can help protect your personal information and your peace of mind. If you ever receive a suspicious message or have questions related to Medicare or your coverage, our team is always here to help.

Have you seen any of these scams recently? Share your experience below to help keep others safe.

Graduation season is almost here, and many families are looking for a gift that’s meaningful and practical. One option m...
05/12/2026

Graduation season is almost here, and many families are looking for a gift that’s meaningful and practical. One option more people should consider is life insurance.

When a policy is started early, it can lock in low premiums, build long-term financial protection, and in some cases provide cash value your graduate can access later in life. It’s a simple way to give them a foundation of security as they grow, start a career, or build a family.

Our team at Premier Benefit Services is here to walk you through options, costs, and how different policies work. If you’re exploring life insurance for your graduate, we’re always happy to help.

In celebration of Mother’s Day, our team at Premier Benefit Services is taking a moment to honor the mothers, grandmothe...
05/10/2026

In celebration of Mother’s Day, our team at Premier Benefit Services is taking a moment to honor the mothers, grandmothers, and maternal figures who bring warmth, strength, and guidance to our lives and communities.

We’re grateful for the love and resilience they share every day, and we hope this Mother’s Day is filled with comfort, appreciation, and joy.

Wishing all who celebrate a very Happy Mother’s Day! 💐

Graduation season is officially here, and our team at Premier Benefit Services is celebrating every student reaching thi...
05/06/2026

Graduation season is officially here, and our team at Premier Benefit Services is celebrating every student reaching this exciting milestone.

Whether your graduate is finishing Pre-K, high school, or earning an advanced degree, we’re cheering them on as they step into their next chapter.

New beginnings bring new choices, new opportunities, and plenty of proud moments. We’re honored to support families through every season of life — from raising kids to navigating health insurance as they grow.

Who are you celebrating this year? 🎉

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28 Nimitz Road
Wayne, NJ
07470

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