08/17/2026
The typical down payment fell to about $23,400 in early 2026, down 19% from the year before.
Buyers may be benefiting from a more balanced market, lower-down-payment loan options, and assistance programs that are still widely overlooked. In fact, many buyers who qualify for help never use it.
If saving has been the biggest thing holding you back, send me a message. Let's see what options may be available to you.