Herrin & Thrift Insurance Agency

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Herrin & Thrift Insurance Agency Rooted in Southeast Georgia, we’re here to protect what matters most with hometown service you can trust and coverage built for real life.

Friendly, local, and always ready to help when you need us most.

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough ...
10/13/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and...
10/06/2026

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and dusk. For businesses with employees on the road, this seasonal increase can pose real safety risks and lead to vehicle downtime.

With that in mind, our team wants to share a few reminders to help keep your drivers, passengers, and business vehicles protected this fall.

So, if you're not sure what your current commercial auto policy includes or would like to review your business vehicle coverage this fall, feel free to reach out. We'd be happy to answer your questions and help you understand your options.

Many homeowners worry about theft, especially when it comes to protecting their space and the belongings they’ve worked ...
09/24/2026

Many homeowners worry about theft, especially when it comes to protecting their space and the belongings they’ve worked hard for. It’s an unsettling experience, and the financial impact can be significant.

The good news is that a few simple steps can make your home less appealing to potential burglars. From better lighting to smart routines, small changes can make a big difference.

Of course, prevention alone can’t eliminate every risk. That’s why having homeowners insurance with the right theft coverage matters. The right policy can help safeguard your home and belongings if the unexpected happens.

If you have questions about what your homeowners insurance includes or want to make sure your coverage fits your needs, our team at Herrin & Thrift Insurance Agency is here to help. Reach out anytime.

Hard to believe we’re already heading into the final stretch of the year. As things get busy, it’s a good time to pause ...
09/22/2026

Hard to believe we’re already heading into the final stretch of the year. As things get busy, it’s a good time to pause and make sure your insurance still fits the life you’re living today.

Big milestones can change your coverage needs more than you might expect. A few examples our team at Herrin & Thrift Insurance Agency sees often:

• Buying a home or completing major renovations
• Purchasing a new vehicle
• Changes in your household like marriage, divorce, a new child, or a teen driver
• Adding valuables such as jewelry, art, or collectibles
• A shift in income, career, or assets

If any of these sound familiar, it may be worth taking a fresh look at your auto insurance, home insurance, or life insurance to be sure everything lines up with where you are now.

We’re here in Waycross and always happy to help you review your policies and close any gaps before they become problems. What’s changed for you this year?

The fall is a smart time to take a closer look at your commercial property and address maintenance needs before colder w...
09/15/2026

The fall is a smart time to take a closer look at your commercial property and address maintenance needs before colder weather creates bigger problems.

Preventive maintenance helps protect your property’s value, reduce safety issues, limit business interruptions, and lower the risk of preventable claims. Swipe for a few maintenance areas to review this season.

We hope you found this list helpful as you prepare your property for the fall. As always, if you have any questions or any needs this season, don’t hesitate to give us a call. Our team is here to help!

09/14/2026

As summer winds down here in Waycross and everyone settles back into their routines, this time of year naturally makes us pause and take stock of how far we’ve come—and where we’re heading next.

Progress doesn’t always show up in big, obvious ways. Sometimes it’s steady, slow, and happening in the background. But it still counts. Whether you’re working toward a personal goal, growing your small business, or getting your auto or home coverage in better shape, every step forward matters.

At Herrin & Thrift Insurance Agency, we see this every day as families and businesses in our community make intentional moves to protect what matters most.

What’s one area of your life where you’re seeing steady progress right now? Share it with us—we’d love to cheer you on.

On Patriot Day, we take a moment to reflect on the events of September 11 and the incredible courage that carried our na...
09/11/2026

On Patriot Day, we take a moment to reflect on the events of September 11 and the incredible courage that carried our nation forward. The strength, unity, and resilience shown in the days that followed continue to inspire us here in Waycross and beyond.

As we honor the lives lost, we also pay tribute to the first responders, volunteers, and everyday people who stepped forward with unwavering bravery.

We remember. We honor. We will never forget.

Managing a commercial fleet comes with a lot of moving parts, and driver training is one of the biggest. With most workp...
09/09/2026

Managing a commercial fleet comes with a lot of moving parts, and driver training is one of the biggest. With most workplace vehicle accidents tied to driver error, the way you train your team plays a major role in your overall risk.

More fleet operators are turning to simulation-based training, and it’s easy to see why. This approach helps drivers practice real-world scenarios in a safe, controlled environment.

If you’re wondering how your training program could impact your commercial auto coverage, our team at Herrin & Thrift Insurance Agency is always here to help. Reach out anytime with questions about protecting your business and your drivers.

Address

2052 Brunswick Highway
Waycross, GA
31503

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19122839900

Website

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