Homes with Haylie

07/29/2024

🌟 Exciting News! 🌟
Thought it was only fitting to post this here on Homes with Haylie, my old stomping grounds, to announce that I am officially back in the mortgage industry! 🏡✨

I am thrilled to share that I have been with the amazing team at Veridian Credit Union for a little over a month now as a Mortgage Loan Closer! The joy that has been brought back to my life being back in the real estate game is indescribable. I had missed it so much, and I am incredibly thankful for the smooth and easy transition this has been.

Looking forward to helping the community with their mortgage needs in this new role! 💼🔑

As Eminem says it best in Houdini “Guess who’s back?!?”

10/01/2022

While it may be tempting to turn to the internet for advice, nothing can replace the expertise of a true professional. Buying a home is likely one of the biggest financial decisions of your life, so it’s crucial to have the right team in place.

A good agent will:
Explain the ins and outs of contracts. When it comes to buying a home, you’ll sign various disclosures and contracts as part of the process. Before you give any of these legally binding documents your autograph, your agent will help explain the terms and conditions.
Keep you up-to-date on today’s market conditions. The real estate industry is complex and dynamic. Pricing, mortgage interest rates, and demand can change often. You need someone by your side who will keep you informed on the latest trends and what they mean for you.
Serve as your advisor in the negotiation process. Even after the contract is signed by the seller, there’s a lot of room left for negotiating terms after the home inspection and the appraisal. Your agent will handle all the back-and forth
communication that comes with it.
Give advice and share their experience. Let’s be honest, buying a home is emotional. When your offer isn’t accepted, your must-haves aren’t realistic, or they suspect something is wrong, you want someone who will be honest with you. Your agent’s expert advice and know-how will bring you peace of mind.

09/28/2022

Are you a Gen Zer looking for financing to purchase your first home! Give me a call!

09/26/2022

The pre-approval process is more important than ever in today’s competitive market. With limited inventory, there are many more buyers than sellers right now, and that’s fueling competition for homes.
According to the National Association of Realtors (NAR), the average home is receiving multiple offers, so bidding wars are the norm as buyers compete with each other for their dream home. Pre-approval can help you stand out from the crowd. It shows a seller that you’re a serious buyer. When a seller knows you’re qualified to purchase the home, you’re in a better position to be the winning offer. That’s because the seller will know you’re ready to move quickly.
Freddie Mac explains:
“By having a pre-approval letter from your lender, you’re telling the seller that you’re a serious buyer, and you’ve been pre-approved for a mortgage by your lender for a specific dollar amount. In a true bidding war, your offer will likely get dropped if you don’t already have one.”
Today’s housing market is changing day to day. So, you’re going to need guidance to navigate these waters. It’s important to have a team of professionals (a loan officer and a real estate agent) to help make your dreams a reality

09/24/2022

Today’s limited supply of houses for sale is putting sellers in the driver’s seat. There are far more buyers in the market than there are homes available, and that means purchasers are eagerly waiting for your house.
Listing your house now makes it the center of attention. And if you work with a real estate professional to price your house correctly, you can expect it to sell quickly and likely get multiple strong offers this season. Call me to get qualified for the purchase of your next home.

09/21/2022

That sense of connection and emotional stability genuinely reaches beyond just the financial aspect of owning a home.

09/18/2022

Send me a DM!

09/15/2022

09/15/2022

You can truly win when you sell and when you buy. If you’re thinking about making a move, let’s connect so you have the insights you need to make the best possible decision in today’s sellers’ market.

09/14/2022

I am proud to be a board member of the Waverly-Shell Rock Area United Way And a Committee Member of Day of Caring! This is a big project that I have been apart of for the last four years helping match over 400+ volunteers in the Waverly area. The Day of Caring is an opportunity together to help local nonprofit organizations, families, individuals and communities they support to provide the human power to fix, repair, organ and create!
Collins Community CU Mortgage is proud to be a sponsor of The Day Of Caring!
Collins Community Credit Union

Meet the marketing lady behind the Day of Caring. Haylie Krumwiede with Collins Community Credit Union volunteers her time at the Day of Caring Head Quarters collecting all pictures and posting to social media! Haylie is also a member of our Day of Caring Committee.
Homes with Haylie

09/12/2022

If you’re looking to buy this year, let’s review your options together.