Trustampersand

Trustampersand https://rebrand.ly/7jfco37

National Homeownership Month is a good reminder that strong local economies are built on strong local financial ecosyste...
06/09/2026

National Homeownership Month is a good reminder that strong local economies are built on strong local financial ecosystems.

When deposits stay in community and regional banks, those funds often help support mortgage lending, small business growth, local development, and the broader economic activity that helps communities thrive.

At Ampersand, one of the things we’re proud of is helping connect depositors with community financial institutions across the country. Supporting a healthy community banking system helps support the lending and local investment that make homeownership possible for so many families.

A healthy balance sheet matters.But bank safety is bigger than one ratio or headline metric. At Ampersand, we analyze it...
06/04/2026

A healthy balance sheet matters.

But bank safety is bigger than one ratio or headline metric. At Ampersand, we analyze it all.

Deposit mix. Liquidity profile. Unrealized losses. Concentration exposure. Funding stability. Access to contingent liquidity.

These are the kinds of factors sophisticated depositors should be paying attention to, and where we come in.

If your business keeps balances above FDIC insurance limits at a single institution, that concentration matters, a lot. ...
06/01/2026

If your business keeps balances above FDIC insurance limits at a single institution, that concentration matters, a lot. Especially during periods of market stress.

The events of the last few years changed how finance leaders think about liquidity, and risk. Cash management is no longer just about earning yield. When businesses lose access to cash, even temporarily, payroll, vendors, and operations don’t pause and wait.

Are you prepared?
Ampersand is not a bank. Deposits are placed at FDIC- or NCUA-insured institutions and are subject to applicable limits and requirements.

The FDIC's latest Quarterly Banking Profile included a statistic that caught our attention: estimated uninsured domestic...
05/29/2026

The FDIC's latest Quarterly Banking Profile included a statistic that caught our attention: estimated uninsured domestic deposits increased by $233.5 billion in Q1 2026.

That doesn't necessarily indicate instability, but what it does highlight is the continued importance of deposit strategy.

The latest FDIC data also showed continued competition for deposits and improving profitability among community banks, reinforcing the value deposits provide to both financial institutions and local economies.

Read our latest blog, here: https://trustampersand.com/fdic-data-shows-uninsured-deposits-continue-to-grow/

The question we often hear is: “How do we get a better rate?”What financial decisionmakers also need to be thinking abou...
05/21/2026

The question we often hear is: “How do we get a better rate?”

What financial decisionmakers also need to be thinking about is: “What do we need this cash to do?”

If it’s your operating cash, your priority should be making sure it’s available while still earning a great rate. If it’s a strategic reserve, it should be earning until you deploy it. Either way, it should be fully protected.

Chasing yield without a plan is easy to do but building a strategy that balances liquidity, return, and safety is where we come in.
Ampersand is not a bank. Deposits are placed at participating institutions. Rates and coverage are subject to change, limits, and applicable requirements.

Not all deposits have the same impact.When funds stay within a community bank, they don’t just sit on a balance sheet. T...
05/18/2026

Not all deposits have the same impact.

When funds stay within a community bank, they don’t just sit on a balance sheet. They help fund local businesses, support job creation, and strengthen the local economy.

But when those institutions disappear, communities don’t just lose a bank. They often lose access to affordable financial services altogether.

Where you keep your cash matters more than you think.

Read our latest blog, here: https://trustampersand.com/why-community-banks-matter-more-than-you-think/

Not all banks operate the same way.Balance sheet strength, liquidity profile, and deposit mix all matter.Most finance le...
05/12/2026

Not all banks operate the same way.

Balance sheet strength, liquidity profile, and deposit mix all matter.

Most finance leaders are not spending their time digging into call reports or analyzing bank risk. They are focused on running their business.

That’s where Ampersand comes in.

We’ve built a network of vetted financial institutions so you can make informed banking decisions, not default ones.
Ampersand is not a bank. Insurance coverage is provided by participating institutions and subject to standard limits, aggregation rules, and program requirements.

Happy Mother's Day to all the moms balancing career, family, finances, and everything in between.
05/10/2026

Happy Mother's Day to all the moms balancing career, family, finances, and everything in between.

It’s Small Business Month, and behind every small business is a banking relationship that matters.Community banks play a...
05/06/2026

It’s Small Business Month, and behind every small business is a banking relationship that matters.

Community banks play a critical role in funding growth, supporting local economies, and keeping capital moving where it’s needed most.

Where deposits go matters, and we're committed to ensuring your deposits support Main Street America.

May the Fourth be with your cash management strategy.
05/04/2026

May the Fourth be with your cash management strategy.

Address

N16W23217 Stone Ridge Drive, Suite 150
Waukesha, WI
53188

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+12623818400

Website

Alerts

Be the first to know and let us send you an email when Trustampersand posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category