Trustampersand

Happy World Ampersand Day!The ampersand (&) means "AND." A simple idea that sits at the heart of everything we do.We hel...
09/08/2026

Happy World Ampersand Day!

The ampersand (&) means "AND." A simple idea that sits at the heart of everything we do.

We help clients pursue safety AND growth, personal service AND innovative solutions, and confidence AND opportunity.

Because the best financial strategies are rarely "either/or." They're built on "AND."

Digital assets are changing how money moves. Stablecoins, tokenized deposits, instant payments, and other tools promise ...
09/04/2026

Digital assets are changing how money moves. Stablecoins, tokenized deposits, instant payments, and other tools promise more flexibility and greater speed.

But speed is only part of the story.

As financial infrastructure evolves, depositors and community banks need to think carefully about where cash is held, how it is protected, and how it continues to support local lending.

Community banks can compete in a digital future, but it will take practical innovation from banks and intentional cash management from depositors.

https://hubs.la/Q04wJZ_q0

What’s next in banking?The industry is entering a new era shaped by faster payments, smarter technology, rising customer...
09/02/2026

What’s next in banking?

The industry is entering a new era shaped by faster payments, smarter technology, rising customer expectations, and new ways to manage money. But the future of banking will be about more than digital tools.

It will be about combining innovation with trust, convenience with security, and technology with the relationships customers still value. Banks that can adapt while staying focused on the people and communities they serve will be best positioned for what comes next.

The future is moving quickly, and the strongest institutions will evolve with it.

The FDIC’s Q2 2026 Quarterly Banking Profile shows a stronger banking system, with industry net income up 12% quarter ov...
08/31/2026

The FDIC’s Q2 2026 Quarterly Banking Profile shows a stronger banking system, with industry net income up 12% quarter over quarter and domestic deposits growing for the eighth consecutive quarter.

But one detail deserves closer attention: all of the quarter’s deposit growth came from uninsured deposits, while insured deposits declined 1.0%.

For businesses, nonprofits, municipalities and other organizations managing operating cash, this is a timely reminder to evaluate how deposits are protected, where exposure exists and whether liquidity strategies are keeping pace with a changing banking landscape.

Read our latest recap for key takeaways from the Q2 2026 Quarterly Banking Profile and what they mean for deposit protection and cash management.

https://hubs.ly/Q04vXR690

25% of financial decision-makers surveyed in our CFO Cash Confidence Survey were not aware that bank failures have occur...
08/26/2026

25% of financial decision-makers surveyed in our CFO Cash Confidence Survey were not aware that bank failures have occurred in the United States in recent years.

While bank failures remain relatively uncommon, recent events, including the collapse of Silicon Valley Bank in 2023, served as a reminder that understanding where funds are held and how they're protected is an important part of effective cash management.

What else did finance leaders tell us?

Access the full CFO Cash Confidence Report by answering this one question: https://lp.constantcontactpages.com/sl/5LZHIjt/ampersandfi


Ampersand is not a bank. Deposits are placed at FDIC- or NCUA-insured institutions and are subject to applicable limits and requirements.

The Ampersand team is growing, and we're excited to welcome Keanna Ecklund as a Financial Institutions Group Associate.K...
08/24/2026

The Ampersand team is growing, and we're excited to welcome Keanna Ecklund as a Financial Institutions Group Associate.

Keanna brings banking industry experience and a strong commitment to client service. Her background and collaborative approach will be a valuable asset as Ampersand continues to help financial institutions maximize and manage their deposit portfolios.

Welcome to the team, Keanna!

A common assumption in cash management is that money in the bank is fully protected.The reality is more nuanced. Deposit...
08/21/2026

A common assumption in cash management is that money in the bank is fully protected.

The reality is more nuanced. Deposit insurance has limits, and those limits can matter when organizations hold large balances at a single institution.

If your business, nonprofit, or municipality has operating cash above standard insurance limits, it is worth reviewing how those funds are structured.

The goal is simple: make sure your cash is protected, accessible, and aligned with how your organization actually operates.



Ampersand is not a bank. Deposit insurance coverage is provided by participating institutions and is subject to applicable limits, aggregation rules, and program requirements.

08/20/2026

An uninsured deposit is the portion of funds held at a financial institution that exceeds applicable deposit insurance limits.

For organizations with large operating balances, that exposure can build quietly.

Understanding where your cash sits and how much is protected is a basic part of responsible cash management.

Sam Kaleka explains it in this quick video.


Ampersand is not a bank. Deposit insurance coverage is provided by participating institutions and is subject to applicable limits, aggregation rules, and program requirements.

Ampersand is proud to welcome Erin Wheeler as our new Director of Government & Institutional Funds.Erin brings extensive...
08/19/2026

Ampersand is proud to welcome Erin Wheeler as our new Director of Government & Institutional Funds.

Erin brings extensive public sector finance experience, including more than 10 years with one of Wisconsin's largest school districts, where she served as Director of Finance and Operations.

Her firsthand experience in public finance will be a tremendous asset as Ampersand continues to serve school districts and other public entities.

Welcome to the team, Erin!

When was the last time your organization reviewed its cash management strategy?Our CFO Cash Confidence Survey found that...
08/18/2026

When was the last time your organization reviewed its cash management strategy?

Our CFO Cash Confidence Survey found that 35% of respondents have not compared deposit rates in the past year.

Small differences in rates can have a meaningful impact on cash earnings over time, making regular deposit strategy review necessary.

See what else finance leaders shared in our CFO Cash Confidence Survey.

Access the full report by answering one question here: https://lp.constantcontactpages.com/sl/5LZHIjt/ampersandfi

Address

N16W23217 Stone Ridge Drive, Suite 150
Waukesha, WI
53188

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+12623818400

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