GIT Insurance

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GIT Insurance We are committed to providing an exceptional client experience with a personal touch. We offer auto, home, farm, business, and life insurance.

A trusted Independent Agency with locations in Waukee, Guthrie Center, Dallas Center, and Des Moines that provides insurance for Auto, Home, Farm, Business and Life. At GIT Insurance our goal is to make the insurance buying process convenient based on your terms. We are family owned and locally operated ready to serve you at any of our offices in Waukee, Dallas Center, or Guthrie Center. We strive to provide extraordinary and personalized customer service with a team approach. We focus on making choices based on what’s right for you and being transparent all while upholding our values of integrity. We will quote your insurance with multiple carriers to ensure that you get a competitive rate. At GIT we'll treat you like family and will always work to earn and keep your business, for life.

10/12/2026

💡 GIT Insurance Tip of the Day! 🏡🚗

Did you know one of our legacy insurance carriers, Nationwide Insurance, offers programs that can help you save money and protect your home?

🚗 SmartRide: Safe driving could earn you up to a 40% discount on your auto insurance!

🏡 Smart Home: Nationwide offers free smart home devices that help monitor for water leaks and electrical surges, with alerts sent right to your phone. Early detection can help prevent costly damage and give you greater peace of mind!

At GIT Insurance, we love helping our clients get more value from their insurance beyond just the policy itself.

📞 Give us a call to see if these Nationwide programs are right for you!

❤️ GIT Insurance — We Care. With a Personal Touch.

10/10/2026

❤️ We believe the best business relationships start with getting to know the people behind the policies.

We appreciate the men and women who work hard, look out for their families, and show they care through the little things they do every day. And we believe everyone deserves an insurance team that cares just as much about them.

At GIT Insurance, we treat our clients like family, take the time to get to know you, and go the extra mile because you're more than a policy number to us.

❤️ We Care. With a Personal Touch.

10/08/2026

Got a CD maturing soon? 💰

Before you simply roll it into another CD, it may be worth looking at your other options.

If you’re looking for a higher fixed interest rate and want the security of a fixed annuity, we have specialists who can help you compare options that may offer substantially better rates than what you’re currently earning.

No need to make a decision before you know what’s available.

📞 Give GIT Insurance a call at 515-897-4448 and let us help you explore your options.

Rates, guarantees and availability vary by product and company. And we represent many.

10/04/2026

Ladies, we all know the drill…

He says, “We’re good.”
You say, “Are you sure?”
He says, “Yep.”
You ask when he last looked at the insurance policy…
Silence. 😂

Men have a tendency to think insurance is something you buy once and forget about. Until there’s a claim, and suddenly everyone wants to know exactly what is covered!

So, ladies, consider this your October reminder to check the things that matter:

🏠 Is your home insured for what it would actually cost to rebuild today?
🚗 Are the vehicles and drivers properly covered?
💧 Do you have enough coverage for water backup?
☂️ Do you have an umbrella policy?
❤️ And if your family depends on your income, is your life insurance still enough?

Sometimes we women have to be the ones who say, “Let's make sure we have this figured out BEFORE we need it.”

Because taking care of the family isn't just about what happens today. It's about making sure they're protected when life doesn't go according to plan.

Ladies, if your husband says, “I'm sure we're covered,” maybe it's time to call your insurance agent. 😉

We Care. With a Personal Touch.
GIT Insurance

10/01/2026

🎃 October 1st is here!

The leaves are changing, football is in full swing, and before we know it, we’ll be talking about snow and freezing temperatures.
But October is also a great time for a quick insurance checkup.

🍂 Is your home insured for what it would actually cost to rebuild today?

🚗 Did you add a vehicle, teen driver, camper, ATV or another toy this year?

🏠 Have you finished a basement, added an addition, remodeled a kitchen or made other improvements?

☔ Do you know whether your policy covers water backup, sump pump failure and sewer/drain backup?

💰 And when was the last time you looked at your deductibles and liability limits?

Insurance is one of those things most people don't think about until they need it. October 1 is a pretty good day to spend 10 minutes making sure your coverage still fits your life.

We Care. With a Personal Touch.

09/29/2026

🏁 Have a collector vehicle? Make sure it’s insured like one!

At GIT Insurance, we represent Hagerty and American Collectors, companies that specialize in collector and classic vehicle insurance.

The average premium is around $300 per year, depending on the vehicle and coverage.

One important coverage many people don’t realize is that not every policy automatically includes the option for the owner to retain the vehicle after a total loss. If you have a special vehicle, that can be a BIG deal.

Your collector vehicle deserves coverage designed specifically for it — not just a standard auto policy.

Have questions? Give GIT Insurance a call. We’re happy to take a look! 🏎️

09/23/2026

Water coming into your basement? Your homeowners policy may NOT cover it.
Flood and surface water are generally not covered by a regular homeowners policy. Neither is water that seeps through the foundation or certain types of ground/earth movement.

But there is another important coverage to consider: water backup and sump pump overflow.

If you have a sump pump, basement, or sewer/drain exposure, I would strongly recommend looking at at least $25,000 of water backup coverage if your insurance company offers it.
Why? A basement water loss can get expensive very quickly. The cleanup, removal of damaged materials, flooring, drywall and finished basement repairs can easily exceed a $5,000 or $10,000 limit.

And remember, water backup coverage is NOT flood insurance. Surface water coming into your home is a different coverage issue and may require a separate flood policy.
Take a look at your policy before you need it. Knowing what is covered after the water is in your basement is too late.

If you’re not sure what coverage or limits you have, give us a call. We’ll be happy to take a look.

09/21/2026

September is Life Insurance Awareness Month

I’m a big believer in Whole Life Insurance for certain people. It may not be the right fit for everyone, but if having a policy with guaranteed benefits helps you stay disciplined and committed to your long-term plan, it can be worth considering.

One of the biggest advantages is knowing exactly what your beneficiaries will receive, generally income-tax-free, rather than leaving everything subject to the ups and downs of the market.

There are also Whole Life policies available for young children that can include a Guaranteed Insurability Option, allowing them to purchase additional insurance in the future without having to go through additional medical underwriting, subject to the policy terms.

Life insurance isn't just about protecting today. It can also be a way to plan for tomorrow and transfer wealth to the people you choose.

Contact us today to explore options, as we represent almost every life insurance carrier in the market.

09/18/2026

💧 Water Damage: Do You Know What Your Homeowners Policy Covers?

Water damage can get expensive FAST.

Flood and surface water are generally not covered by a standard homeowners policy. And if water backs up through a sewer, drain, or sump system, you typically need Backup of Sewer or Drain coverage on your policy for that coverage to apply.

The average cost of water remediation alone can be around $5,200. If you have a finished basement, repairs could easily add another $10,000–$25,000+, depending on the extent of the damage and the quality of the finishes.

And here’s something many homeowners don't realize: you may not have enough coverage to fully handle the loss. Backup coverage often has a minimum deductible of $2,500, and many policies have higher deductibles.

💡 Take a few minutes to check your policy before you need it. Know what’s covered, how much coverage you have, and what your deductible is.

If you’re not sure, we’re happy to take a look and help you understand your coverage.

Did you know we have 8 licensed agents working in the historic train depot in Dallas Center? We are here to serve. Let u...
09/14/2026

Did you know we have 8 licensed agents working in the historic train depot in Dallas Center? We are here to serve. Let us know how we can help you with your insurance needs!

Address

245 NE Venture Drive Suite 1
Waukee, IA
50063

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+15158974448

Website

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