Iron Point Retirement Solutions

06/23/2026

Mid-year is a perfect time to check in on your retirement strategy—especially if life has shifted recently. Our team at Iron Point Retirement Solutions often sees that major life events can change your income, taxes, risk exposure, or long-term goals faster than the markets ever do.

Here are some moments that may signal it's time for a retirement and financial review:

🔹 Career changes or income shifts
🔹 Marriage or partnership changes
🔹 Divorce or separation
🔹 Birth or adoption of a child
🔹 Inheritance or unexpected windfalls
🔹 Buying a home or relocating

If you're planning for retirement in Iowa, these transitions can impact everything from retirement income planning to tax strategy and Medicare decisions.

If you’ve experienced one of these life events, we’re here to help you understand what it means for your long-term plan. Reach out anytime to connect with a retirement planner in West Des Moines.

06/21/2026

Happy Father’s Day to all the dads and father figures who bring strength, guidance, and heart to the people who depend on them.

Today, we’re recognizing the men who’ve shared wisdom, created lasting memories, and helped shape the families and communities around them.

Whether you’re celebrating, being celebrated, or honoring someone who made an impact on your life, we hope your day is filled with gratitude and connection.

06/18/2026

Longer life expectancies are changing what retirement looks like. With more years to plan for, your income and savings may need to go further than you initially expected. This also means your financial strategy should be built to support an extended retirement. Swipe to learn more.

If you have questions about your retirement strategy or want to ensure your plan is built for the long term, contact us today. We are here to help.

06/17/2026

🚨New Podcast Alert🚨
Retirement isn’t just about numbers in an account — it’s about living with purpose.

In this episode, Matt introduces his new book The Point of Retirement and shares the deeply personal story that inspired it. After witnessing his grandparents navigate the challenges of the 2008 financial crisis, Matt realized that true retirement planning goes far beyond financial targets.

This new mini-series is designed to help you build an Iron Clad Retirement by focusing on what really matters: purpose, memories, intentional living, and creating a life you actually want to enjoy.

Tune in as we explore a new way to think about retirement — not as an ending, but as the beginning of your next meaningful chapter.

Welcome to the Iron Clad Retirement podcast with retirement planning expert and Author of Iron Clad Retirement, Matt Richman. Each episode features helpful insights, practical tips, and reliable counsel to help you protect your money and your family as you Fortify Your Retirement with Safe Money Str...

06/14/2026

Flag Day is a great reminder of the history behind a symbol we all know so well. At Iron Point Retirement Solutions, we love celebrating the moments that highlight our shared heritage and the values we plan around every day—stability, perseverance, and the long-term vision that helps people move confidently into retirement.

Here are a few fun Flag Day facts we enjoy sharing:

• The current 50‑star flag was designed by a 17‑year‑old student, chosen from more than 3,000 submissions.
• The U.S. has had 27 official flag versions, most updated as new states joined.
• The colors carry meaning: red for valor, white for purity, and blue for vigilance and justice.
• Six American flags have been placed on the moon by Apollo missions.
• Today’s flag design has lasted longer than any other, unchanged since 1960.

We hope your Flag Day is filled with appreciation for the history, resilience, and unity that the Stars and Stripes represent.

06/09/2026

🚨New Podcast Alert🚨
🎓 Planning ahead for education costs? This episode breaks down the basics of 529 plans and why they’ve become one of the most powerful tools for families saving for the future.

Learn how these tax-advantaged accounts work, how contributions can grow over time, and what counts as qualified education expenses. We also cover recent rule changes that have added more flexibility for families and grandparents looking to support a child’s education journey.

Whether you’re just getting started or refining your long-term strategy, this episode offers practical insights to help you prepare confidently for future education expenses. 📚💡

Welcome to the Iron Clad Retirement podcast with retirement planning expert and Author of Iron Clad Retirement, Matt Richman. Each episode features helpful insights, practical tips, and reliable counsel to help you protect your money and your family as you Fortify Your Retirement with Safe Money Str...

06/08/2026

As the growing season begins, we want to wish our clients a successful season!

Please know that we are here to help you protect what matters most. Whether you have a question about what’s covered under your policy or need help with a claim, we are just a phone call away.

06/02/2026

🚨New Podcast Alert🚨
Retirement isn’t just about slowing down—it’s about showing up.
The greatest gift you can leave your family isn’t money, possessions, or an inheritance. It’s your presence, your time, your stories, your support, and the memories you create together.

Be intentional with this season of life.
Take the trip. Attend the game. Call your kids. Spoil the grandkids with experiences, not just things. Invest in relationships while you still have the time and health to enjoy them.

At the end of life, people rarely remember what you bought them.
They remember how you made them feel and the moments you shared.

Live richly in connection, not just in accumulation.

Welcome to the Iron Clad Retirement podcast with retirement planning expert and Author of Iron Clad Retirement, Matt Richman. Each episode features helpful insights, practical tips, and reliable counsel to help you protect your money and your family as you Fortify Your Retirement with Safe Money Str...

06/02/2026

June is National Annuity Awareness Month, and it's a great time to take a closer look at how annuities can support a more secure retirement income plan.

Annuities can offer guaranteed income, protection from market volatility, and long-term stability—but understanding fees, liquidity, and how each type fits into your overall retirement strategy is key.

Our team at Iron Point Retirement Solutions helps Iowans evaluate whether annuities align with their retirement goals and existing plans. If you're curious about how an annuity could strengthen your retirement income, we’d be happy to walk through the options with you.

Reach out anytime to schedule a review.

05/28/2026

Your Medicare coverage should not be something you only think about once a year. Certain life changes, plan questions, or coverage issues are good reasons to reach out sooner to avoid surprises and make sure your plan still fits your needs.

Swipe to see when it is a good time to call your Medicare agent.

The best time to call your Medicare agent is before a small question becomes a bigger coverage problem. If you need help reviewing your plan, preparing for enrollment, or understanding a recent life change, contact our office.