Tia Hutt, Mortgage Banker • NMLS # 2114353

Tia Hutt, Mortgage Banker • NMLS # 2114353 I am a mortgage banker at Dacotah Bank located in Watertown, SD. Here for you!

05/13/2026

Join us for a day focused on protecting what matters most! 🔐✂️

Dacotah Bank is hosting a FREE Public Fraud Session & Shred Event on May 28, 2026 at Lake Area Technical College. Stop by to learn how to spot and prevent fraud, then safely dispose of sensitive documents at our shred event. 📄🛡️

🕤 Fraud Session: 9:30 AM – 11:00 AM
🕘 Shred Event: 9:00 AM – 1:00 PM

Whether you're looking to stay informed or clear out old paperwork, we’re here to help keep your information secure. We hope to see you there! 🙌

05/07/2026

🏡❤️ Honoring Our Heroes with Homeownership Opportunities!

At Dacotah Bank, we’re proud to support the heroes who make our communities stronger every day. Through Homes for Heroes, we offer exclusive benefits to those who serve because giving back is the least we can do.

Whether you’re a firefighter, law enforcement officer, veteran, teacher, or healthcare professional, we’re here to help make your path to homeownership a little easier.

Ready to take the next step? Connect with one of our local mortgage bankers today and let’s make your homeownership goals a reality!

💙

03/19/2026

Patience can make a big difference during the mortgage process. 🏡⏳ Small financial changes while your loan is being reviewed can sometimes cause unexpected delays.

Before opening or closing bank accounts, transferring funds, or making large deposits, especially cash - check in with your mortgage banker first. A quick conversation can help ensure everything stays on track and keeps your homebuying journey moving forward smoothly. 👍

Our team at Dacotah Bank is here to guide you every step of the way. If you have questions about your finances during the mortgage process, don’t hesitate to reach out to your local mortgage banker!

🏡💙

03/02/2026

🎉 Launching Today: FHLB Mortgage Rate Relief is Here!

Great news for potential homebuyers! The FHLB Mortgage Rate Relief program is officially live! This opportunity can reduce your mortgage interest rate by up to 1.5 percentage points for qualified borrowers, helping make homeownership more attainable.

Funds are available on a first-come, first-served basis, so now is the time to explore your options.

The program is available for income-qualified homebuyers with an income at or below 80% of the area median income.

📞 Reach out to your local Dacotah Bank Mortgage Banker today to learn about eligibility requirements and start your journey toward owning a home.

Experience the difference of working with a trusted local lender that puts your goals first.

02/26/2026

🚨 When seconds matter, how you receive information matters.

The City of Watertown has launched 𝘾𝙤𝙙𝙚𝙍𝙀𝘿, a location-based emergency alert system operated through the Watertown 911 Center.

In a tornado, evacuation, or other emergency, alerts can be sent directly to affected areas — by call, text, email, or TTY.

CodeRED calls will come from 206-536-3695 – Save this number.

CodeRED uses phone numbers through the Codington County 911 database, but it does not include addresses, all phone numbers, and other preferred contact methods... Which is why residents of Codington County are encouraged to create a CodeRED account.

𝘾𝙍𝙀𝘼𝙏𝙀 𝘼𝙉 𝘼𝘾𝘾𝙊𝙐𝙉𝙏:
‣ Add phone numbers and emails
‣ Register your home and business address
‣ Choose how you receive alerts
‣ Subscribe to optional categories like snow removal, severe weather, and other time-sensitive City and County updates!

Sign up at www.watertownalerts.com OR text Watertown to 36475

🚨 Coming Soon 👇 🚨
02/25/2026

🚨 Coming Soon 👇 🚨

🏡 Coming Soon: FHLB Mortgage Rate Relief!

Homeownership may be closer than you think. Beginning March 2, the FHLB Mortgage Rate Relief program is designed to help make buying a home more attainable by reducing interest rates by up to 1.5 percentage points for qualified borrowers.

The program is available for income-qualified homebuyers with an income at or below 80% of the area median income.

Stay tuned for more details as the launch approaches - your path to homeownership could soon become more affordable!

Don’t miss out on this great program. Reach out to your local Dacotah Bank Mortgage Banker to see if you qualify.

02/16/2026

In observance of Presidents Day, all Dacotah Bank locations will be closed on Monday, February 16.

Even though our doors will be closed, we’re still here for you! 💙 Our Service Center is available at 📞 1-800-881-5611, and ITMs will remain open to help with your banking needs.

We hope you enjoy a safe and meaningful holiday as we honor the leaders who have shaped our nation. ⭐

Member FDIC

02/15/2026

🏡 Ready to make your next move? Whether you're buying your very first home, upgrading for more space, or refinancing to better fit your goals, our mortgage team is here to guide you every step of the way.

At Dacotah Bank, we believe financing your home should feel exciting, not overwhelming. That’s why our local mortgage bankers focus on clear communication, personalized options, and decisions made with your future in mind.

Start the conversation today and take one step closer to the place you’ll love coming home to. 💙

Member FDIC

01/14/2026

🏡✨ A New Year. A Fresh Start. ✨🏡

Whether you’re buying your first home, upgrading your space, or planning improvements that make it truly yours, a new year is the perfect time to think differently about homeownership.

At Dacotah Bank, our mortgage team is here to help you move forward with confidence - offering local expertise, personalized guidance, and solutions built around your goals.

Let’s make 2026 the year you move, improve, or start something new, together.

12/24/2025

The holiday season is here, and we wish you peace, joy, and all the warmth this time of year brings. 🎄✨

Dacotah Bank will close at noon on Wednesday, December 24 and will be closed all day Thursday, December 25. Normal business operations will resume on Friday, December 26.

We encourage you to use Online and Mobile Banking to access your accounts at any point during this time.

Member FDIC

Address

1310 9th Avenue SE
Watertown, SD
57201

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16058784810

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