Michals Insurance Agency, Inc.

03/28/2023

https://brezniakfuneraldirectors.com/obituary-archive/bernard-michals/

of Sarasota, Florida, age 85, passed away peacefully on March 23, 2023. Son of the late Harry and Jennie Michals. Brother of the late Myron Michals. Beloved husband of Kathleen Michals. Compassionate father of Brad and wife Susan, Jim and wife Margaret, and Doug and wife Rebecca. Proud grandfather.....

04/26/2019

Check out article in the "Private Libraries That Inspire" featuring input from our very own Susan Michals about the importance of properly insuring your rare books and fine art! https://www.wsj.com/articles/private-libraries-that-inspire-11556209156 …

Difficult to build and maintain, these elaborate spaces contain the passions and obsessions of their owners.

02/02/2017

You could win this awesome trophy, plus a top-secret prize, at the The Book Club of California / Antiquarian Booksellers' Association of America (ABAA) Charity Poker Tourney, Feb. 9 in Oakland. All book lovers welcome. https://form.jotform.com/70036591908156 . Sponsored by Michals Insurance Agency, Inc.

06/22/2016

Hurricane season is coming! Make sure how you, your loved ones, and your property will be covered in the event of a hurricane!

10/29/2015

Dear friends,

Isn't it hard to believe that winter is just around the corner once again? While we'd love to predict a mild winter, there is no telling what Mother Nature has in store for us this year. Thankfully, Arbella Insurance has created some ice dam materials to help!

Click on the link below for very useful information from Arbella:

10/01/2015

Friends, For those who might be affected by Hurricane Joaquin over the next few days, we wanted to share some tips to help you (from Progressive Insurance and applicable to everyone):

• Leave the area early – Use a hurricane planning guide/map or listen to the radio to identify your evacuation route.
• Bring supplies – Bring along a flashlight and extra batteries, a first-aid kit, cash and credit cards, snacks and other food.
• Take important documents with you – Seal them in a waterproof bag, or, if you have to leave them behind, store them in a flood-proof place.
• Back up computer files – Make sure you have access to your files in case your computer is destroyed or you're unable to return to your office.

Stay safe! Susan & Brad

09/24/2015

Friends, Please check out this important article from personalumbrella.com regarding personal umbrella insurance coverage!

"Real-World Case Study: The Trouble With State Minimums
Ian, age 36, a responsible bank teller, carried state minimums for personal auto liability insurance with the best intentions, thinking that it was plenty. But when he accidentally struck Jackie, an aircraft mechanic, on her bike, they both would find out how costly this choice would be.
A LIFE UNMADE
Jackie suffered serious injuries requiring several surgeries and intensive physical therapy to recover and even though she was not at fault for the accident, she got a $650,000 hospital bill.
HOW IT WENT (EVEN MORE) WRONG
Ian's minimum coverage for Jackie's medical bills was quickly exhausted — he was underinsured — so she had no choice but to sue him for reimbursement, incurring legal fees paid in advance, out of her own pocket.
Since Ian didn't have significant assets, he declared bankruptcy, putting Jackie back to square one. Burdened by debt, unable to work and without compensation for lost wages, she too was forced to declare bankruptcy.
REWRITING THE STORY
If Jackie had a personal umbrella with $1MM excess UM/UIM, it would have kicked in after the underinsured motorist on her auto was exhausted to take care of lost wages and medical bills."

08/07/2015

Here are some great tips from Berkley asset protection for protecting your valuable fine arts from !

07/24/2015

Friends, please check out the great article by AIG that talks about taking steps now to get your house ready for the upcoming winter! Hard to think about winter when we are all enjoying the much deserved warm weather!

06/12/2015

Friends, take a look at Progressive's Insider's Guide RV Guide. There are so many interesting places to see if you have an RV, and Progressive can help you get there!

The Progressive Insider's RV Guide is a virtual guide where consumers can share their favorite eateries, national parks, campgrounds, and pet-friendly locations.

02/27/2015

Susan Michals on WGBH speaking on the Ice Dams that have been affecting so many in New England over the past few months!

The snow is inconvenient. The ice is dangerous. And it’s not just falling icicles. For some homeowners, ice is making its way indoors.

02/27/2015

Friends, please take a look at this helpful handout from Arbella Insurance regarding Ice Dams!