Tori Woolley- Mortgage Loan Officer NMLS #1098848

Tori Woolley- Mortgage Loan Officer NMLS #1098848 Knowledgeable mortgage originator supporting borrowers through education, connections and resources. Summit Credit Union NMLS # 449323

06/12/2026

Are you paying TRIPLE for car insurance that doesn’t even protect you? 🚗💸

Jake got a scary-looking notice in the mail this week from his auto lender threatening to "force-place" insurance on his car loan. Sound illegal? It’s not.

In this week's episode of The Friday Fix-Up, we break down exactly why lenders do this, how it can absolutely wreck your monthly budget, and why you need to send your updated insurance info to your lien holder ASAP (yes, even if you got distracted by a video of a raccoon playing the harp 🦝🎵).

The Breakdown:

What it is: Force-placed insurance happens when your lender thinks your coverage has lapsed.

The Cost: It is wildly expensive—often double or triple a standard policy.

The Catch: It provides ZERO liability or medical coverage for you. It only protects the lender's investment.

Don’t let a simple paperwork oversight cost you hundreds. Drop your questions below, and go check your mail!

Hey quick reminder—while we love sharing credit and home-buying strategies, the views we express here are totally our own! This content is purely for informational and educational fun, not legal advice or official third-party endorsements. For specific financial moves, always consult with a licensed professional!

🏡 Fridays bring new beginnings 💕congratulations to this incredible family on finding their perfect haven, a dream home t...
06/05/2026

🏡 Fridays bring new beginnings 💕congratulations to this incredible family on finding their perfect haven, a dream home to treasure forever.

Thank you Realty Executives Platinum - Katey Higgins helping both this buyer and seller to a smooth closing and JoLeigh Uttech - EnTrust Title Group for getting all the i’s dottted and t’s crossed!

06/05/2026

🏠 Is Mortgage Insurance a total rip-off… or your ticket to homeownership? 🤔

If you’re looking to buy a home with less than 20% down, you’ve probably heard of PMI (Private Mortgage Insurance). It gets a pretty bad reputation, but today on The Friday Fix Up, Jake and Tori are breaking down the good, the bad, and the actual truth.

Spoiler alert: It doesn't protect you... but it might just be the only reason you don’t have to save $60k before buying a house! 🤯

In this breakdown, we're covering:
❌ The Bad: Why it adds to your monthly payment (and when it finally goes away).
✅ The Good: How it lets you get into the game with as little as 3% to 5% down.
🛠️ The Fix: How to use it as a tool to stop renting and start building equity now.

Drop your favorite dad joke (or your actual mortgage questions) in the comments below! 👇👇

Hey quick reminder—while we love sharing credit and home-buying strategies, the views we express here are totally our own! This content is purely for informational and educational fun, not legal advice or official third-party endorsements. For specific financial moves, always consult with a licensed professional!

06/05/2026

Don't miss this week's (non-fluffy) epsisode of The Friday Fix Up!

Huge congratulations on the new home purchase, Elizabeth!! I'm absolutely thrilled to watch your family grow and turn th...
06/03/2026

Huge congratulations on the new home purchase, Elizabeth!! I'm absolutely thrilled to watch your family grow and turn this house into a dream home!

Thank you for the collaboration, Tony from CENTURY 21 Properties Unlimited Ripon!

05/29/2026

Spring cleaning might be over, but we’re here to talk about Cash Cleaning! 💸🔍

On this week’s episode of The Friday Fix-Up, we’re challenging you to look at that cluttered closet a little differently. That pile of clothes with the tags still on, those old golf clubs, or that extra tech you haven’t touched in years? That isn't just clutter—it’s hidden money waiting to be unlocked. 🚪✨

Jake’s assignment for you this weekend: List just THREE things on Marketplace or a resell app.

Tori’s mortgage pro-tip: Don't spend that new cash on new clutter! Take that windfall and use it intentionally. Drop it straight into your savings account or use it to knock down a high-interest credit card balance.

Even $50 you paid down on debt boosts your credit profile, and every dollar saved gets you one step closer to your big goals (like buying a home!). 🏡📈

Drop a Comment below: What’s the first thing you’re clearing out of your closet this weekend? 👇

Hey quick reminder—while we love sharing credit and home-buying strategies, the views we express here are totally our own! This content is purely for informational and educational fun, not legal advice or official third-party endorsements. For specific financial moves, always consult with a licensed professional!

05/22/2026

🚀 HOLY CREDIT JUMP! 🚀

A month ago, two different first-time homebuyers walked into our office with maxed-out credit cards and a lot of stress. We gave them a straightforward game plan: pay those balances down and watch what happens.

Fast forward 30 days... their scores skyrocketed by 40 and 70 points! 🙌

What did that mean for them?

Buyer 1: The difference between a "no" and getting APPROVED for their dream home! 🏡

Buyer 2: Locked in a top-tier interest rate, saving them thousands of dollars over the life of their loan! 💰

Your credit score isn't a permanent ceiling—sometimes it just takes a few smart, intentional moves to completely change your financial future.

Check out this week's Friday Fix Up to see how they did it! 🎬👇

Hey quick reminder—while we love sharing credit and home-buying strategies, the views we express here are totally our own! This content is purely for informational and educational fun, not legal advice or official third-party endorsements. For specific financial moves, always consult with a licensed professional!

05/15/2026

Think "Estate Planning" is just for private islands and yachts? Think again! 🏝️🌋

Welcome back to The Friday Fix-Up! This week, we’re joined by a very special guest—Wassim, an estate planning attorney—to talk about protecting the people and assets you love most.

Whether you’re closing on a new home, getting married, or welcoming a new baby, your "estate" just changed. Jake might be holding out for his volcano to erupt before he makes a plan, but Tori is here to remind us that your family deserves protection today!

In this episode, we’re breaking down:

What is it? A quick, no-nonsense definition of estate planning.

The "Why": Why major life milestones—like a new mortgage or a new family member—are the ultimate triggers to review your plan.

The "How": Why a quick chat with an attorney is the best way to get your ducks in a row.

🏠 Tori’s Mortgage Perspective: When you close on a home, you’re handling the biggest asset you’ve likely ever owned—it's the perfect time to protect that legacy.
💰 Jake’s Lending Perspective: From marriage to new savings accounts for the kids, these are the moments to shield your loved ones from the "what-ifs".

Don’t leave your future to chance—fix it up! 🛠️✨

Watch the full episode now! 👇

Hey quick reminder—while we love sharing credit and home-buying strategies, the views we express here are totally our own! This content is purely for informational and educational fun, not legal advice or official third-party endorsements. For specific financial moves, always consult with a licensed professional!

Empowering homebuyers tonight in Jefferson! Denis and I connected with enthusiastic individuals eager to gain knowledge ...
05/14/2026

Empowering homebuyers tonight in Jefferson! Denis and I connected with enthusiastic individuals eager to gain knowledge and explore grant funding opportunities for their down payments. Know someone interested in taking the first step towards homeownership or navigating grant funds? Have them reach out to me!

05/13/2026

Think "Estate Planning" is just for private islands and yachts? Think again. 🏝️🌋
This week's edition of The Friday Fix-Up features a special guest you won't want to miss!

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1610 S Church Street
Watertown, WI
53094

Telephone

+19202537731

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