Farmers Insurance Greg Schwartz Agency

05/22/2026

I would like to say happy Memorial Day but its anything but happy. These are a few of the men I had the pleasure of knowing throughout the years. Family and Friends that served that are no longer with us. Some passed in service, some passed because of service after they came home, some came home and had great lives that touched me deeply. Monday we will not be open in remembrance of those that came before us and served their country. Chuck, Aldo, Robert, Frank and Brian, this day is set aside for you. Thank you for your sacrifice.

05/17/2026

When Unqualified Advice Ruins Your Life - by a State Farm agent friend
“I was told my home insurance should cost NO more than $1,000.”
I insured a family for home and auto about 14 years ago. Great clients and even better people. About 8 years ago their once teenage son graduated college and after renting for a year, put an offer on his first home.
The son called my office for an insurance quote. After discussion I gave him a quote for 100% replacement on the structure and property, $1,000,000 liability, and an optional endorsement for back up.
Total annual premium $1,250.
A few days later the son contacted me via email to inform me that he was told “Your home insurance should be no more than $1,000.” The son asked me if there was anything I could do to reduce the premium down to $1,000. I said there were lots of things I could do. Lower your coverages, get rid of coverages, increase deductibles. I told him I do not recommend doing any of them, and implied politely, that his buddy is misinformed about the pricing of quality insurance and may be focusing on cheap insurance so he can qualify his monthly payment for the house financing.
The son ultimately went with an insurance agent that his buddy had a relationship. They were able to get the son insurance for $800!
Sadly I learned this month that a guest of the son had slipped and fallen down the stairs and suffered a brain injury. The son is being sued for $700,000 and is due to appear in court this summer.
The dad, who is still a client, told me that his son’s insurance policy only had $100,000 of liability. This is how they got the price under $1,000
It is looking that there may be settlement of $500,000. This means that the son could lose the $90,000 of equity in his $300,000 house and then have 20% of his wages garnished for the rest of his life. He will also forfeit savings and stocks in his portfolio which he has a value of $45,000. He will also liquidate his wedding fund he has been saving for to pay part of the judgement. The dad is preparing for the son and fiancé to move into his basement this year.
This happened because the son took advice from someone he perceived to be an expert who in fact wasn’t. Advice from an unqualified person
His life will be incredibly altered and face incredible hardship.
“Your home insurance should cost no more than $1,000.” -unqualified (many Tik Tox “influencers” have ridiculous advice)
This has been an episode of “When Unqualified Advice Ruins Your Life” by Dan Tivnan

05/15/2026

A huge thank you to my agents and our amazing clients. Thank you for allowing us to protect you!! Ashley McCullough, Dave Gullickson, Stephanie Huth, Jonathan Brown and Tracy Schwartz.

05/08/2026

Its world donkey day!!!! lets hear it for the donkeys out there

05/05/2026

Come on out to The Hot Rod Tuesday Car Show. All are welcome, you don't need to have a "cool" car to enjoy the show and great food!

04/20/2026

Even insurance offices have storm damage.

Much like many of you, our office was subject to the storm. We had water in our office but thanks to we are drying out.

Our offices will be limited today. If you call leave a message and we will get back to you as soon as we can. Our Watertown office is closed today.

04/15/2026

Yes I copied this from another agent but it is spot on.

Before you file a claim, call us first.
We help you slow down and make the right decision.
Here is why it matters:
• Not every situation needs a claim. Filing one can still impact your record, even if nothing gets paid
• We review your coverage with you so you know exactly what is included and what is not
• We walk you through your deductible so you can decide if filing makes financial sense
• We help you avoid surprises after the claim is submitted
Be cautious after storms.
Some contractors go door to door and push for quick inspections or claims. They may tell you there is damage when there is not, or pressure you to file before you are ready.
Here is what to do instead:
• Call us first so we can review your situation
• Take photos of any visible damage
• Do not sign anything or agree to repairs on the spot
• Work with trusted, local contractors you feel comfortable with
Our job is to protect you, not just your policy.
If something happens, reach out to us first. We will help you make a smart decision.

04/15/2026

Please be understanding if we are slow to respond to you today. We have a lot of claims including total home losses due to tornado touchdown. Be grateful it’s not you and we will get back to you as soon as we can.

04/02/2026