http://www.americanharvestfinancial.com/

American Harvest Financial, Watertown, SD (2026)

02/12/2025

Hanging out at the Farmshow. Come visit me.

01/22/2025

Click the link to ger the on-demand training:
https://heathers-coaching.com/landing/farmfamily

You love your family and your respect the hard work that it has taken to build the farm or ranch you have now. You are normally an action taker but when it comes to putting a farm succession plan in place there has been delay.

You might be confused because of all the different advice, you are paralyzed by the fact it might cause conflict, or you have a decision maker in your family that just refuses to take action.
The truth is the solution is in the planning. When you implement a process like the farm family formula, you honor the farm and the family, and you create a stronger farm and harmony in the family.
Click the link

https://heathers-coaching.com/landing/farmfamily

12/25/2024

🎄✨ Merry Christmas from all of us at American Harvest Financial! ✨🎄

This holiday season, we’re grateful for the trust you’ve placed in us to help secure your financial future. May your Christmas be filled with joy, peace, and time well spent with those who matter most.

Here’s to a prosperous and bright New Year ahead! 🌟

Warm wishes,
The American Harvest Financial Team 💚

11/29/2024

Life Happens-Blog: Common Misconceptions About Disability Insurance | by Tessa Bass

According to the CDC, 61 million American adults live with some type of disability. With such a large part of the U.S. population disabled, disability insurance can be a life-changing asset for millions of people. For those who aren’t exactly sure what disability insurance is, it is a form of insurance that provides you with a percentage of your income if an illness or injury prevents you from working and earning a living.
There are two main types of disability insurance: long-term disability insurance, which typically pays a portion of your lost income for anywhere from one year to your entire working life, and short-term disability insurance, which replaces a percentage of your lost income for a brief amount of time—typically, between three to six months.
Disability insurance is arguably one of the most misunderstood types of insurance. Many believe that it’s unnecessary or irrelevant to them. But according to the 2022 Insurance Barometer Study, half of Americans (49%) say their household would face financial hardship in six months or less if their primary wage earner were to become sick or injured.
Here we will discuss a few of the biggest misconceptions about disability insurance and why it might be worth looking into for yourself or your loved ones.
https://lifehappens.org/blog/common-misconceptions-about-disability-insurance/

Disclaimer: American Harvest Financial LLC is a registered investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

11/28/2024

Dear Friends and Clients,

As we gather to celebrate Thanksgiving, I want to take a moment to express my gratitude for each of you. Your trust, partnership, and friendship mean more than words can convey.

This season reminds us of the importance of connection and community, and I’m honored to be part of your journey. May your Thanksgiving be filled with joy, love, and the warmth of family and friends.

Thank you for allowing me to serve you, and here’s to a prosperous and fulfilling season ahead!

Wishing You a Happy Thanksgiving!

11/27/2024

Thoughts of the Week from JP Morgan Issue: 11/25/2024

See attached for the update!
https://am.jpmorgan.com/content/dam/jpm-am-aem/americas/us/en/insights/market-insights/wmr/weekly_market_recap.pdf

Disclaimer: American Harvest Financial LLC is a registered investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

11/26/2024

📌Three-Part Series on Farm Succession Planning | by: American Harvest Financial
Join us for a comprehensive three-part series designed to guide farm and ranch owners through the critical aspects of succession planning. Each session tackles a unique area of the process, offering practical tools, expert insights, and actionable steps to secure the future of your farm. Whether you attend one session or all three, you'll gain essential knowledge for creating a solid succession plan that protects both your family and your legacy.
1. Future Proof Your Farm (Nov 19th 9am cst)
In this session, you'll discover the foundational elements of farm succession planning. We'll cover crucial distinctions between wills and trusts, effective communication strategies to ensure your plan is clearly understood, common pitfalls to avoid, and the steps needed to protect against unforeseen expenses, such as nursing home care. This session will give you peace of mind that all aspects are covered so your legacy endures.
2. What to Do When the Decision Maker Won’t Make a Decision (Dec 3rd 9am cst)
Stalled decisions can jeopardize a succession plan and lead to family tension. This session will provide strategies for encouraging decision-making among family members who may be reluctant, including practical approaches to help Dad, Mom, or a spouse take action with minimal drama. Learn how to lead effective discussions and overcome roadblocks to keep your plan on track.
3. Finding Your Competitive Advantage Through Farm Planning (Dec 17th 9am cst)
Achieve financial security and family harmony with effective farm planning. This session will explore strategies to eliminate reliance on operating loans, create a retirement plan that doesn't burden the farm, plan for long-term care, and leverage tax advantages to preserve wealth. Discover how smart planning can position your farm for a stronger, more resilient future.
Whether you're tackling a specific issue or ready for a deep dive into succession planning, this series offers the tools you need to safeguard your farm’s future. Attend one or join all three to take meaningful steps towards succession success.
🔗Join now: https://www.eventbrite.com/e/farm-succession-planning-tickets-1075050337499?aff=oddtdtcreator

Disclaimer: American Harvest Financial LLC is a registered investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

11/22/2024

🚀Life Happens-Blog: 5 Questions Single Parents Have About Life Insurance | by Devin Pascoe

Parenting is a challenging but rewarding journey for just about anyone who embarks on the adventure. And the journey can be even more challenging when you are a single parent. This is especially true when it comes to making financial decisions.

Single parents often have unique questions when it comes to life insurance. Let’s look at some of the most common questions advisors hear from single parents.

🔗Read here to lean more about this topic:
https://lifehappens.org/blog/5-questions-single-parents-have-about-life-insurance/

Disclaimer: American Harvest Financial LLC is a registered investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

11/21/2024

⚡Thoughts of the Week from JP Morgan
Issue: 11/18/2024

🔗See attached for the update!
https://am.jpmorgan.com/content/dam/jpm-am-aem/americas/us/en/insights/market-insights/wmr/weekly_market_recap.pdf

Disclaimer: American Harvest Financial LLC is a registered investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

11/20/2024

📌Three-Part Series on Farm Succession Planning | by: American Harvest Financial

Join us for a comprehensive three-part series designed to guide farm and ranch owners through the critical aspects of succession planning. Each session tackles a unique area of the process, offering practical tools, expert insights, and actionable steps to secure the future of your farm. Whether you attend one session or all three, you'll gain essential knowledge for creating a solid succession plan that protects both your family and your legacy.

1. Future Proof Your Farm (Nov 19th 9am cst)
In this session, you'll discover the foundational elements of farm succession planning. We'll cover crucial distinctions between wills and trusts, effective communication strategies to ensure your plan is clearly understood, common pitfalls to avoid, and the steps needed to protect against unforeseen expenses, such as nursing home care. This session will give you peace of mind that all aspects are covered so your legacy endures.

2. What to Do When the Decision Maker Won’t Make a Decision (Dec 3rd 9am cst)
Stalled decisions can jeopardize a succession plan and lead to family tension. This session will provide strategies for encouraging decision-making among family members who may be reluctant, including practical approaches to help Dad, Mom, or a spouse take action with minimal drama. Learn how to lead effective discussions and overcome roadblocks to keep your plan on track.

3. Finding Your Competitive Advantage Through Farm Planning (Dec 17th 9am cst)
Achieve financial security and family harmony with effective farm planning. This session will explore strategies to eliminate reliance on operating loans, create a retirement plan that doesn't burden the farm, plan for long-term care, and leverage tax advantages to preserve wealth. Discover how smart planning can position your farm for a stronger, more resilient future.
Whether you're tackling a specific issue or ready for a deep dive into succession planning, this series offers the tools you need to safeguard your farm’s future. Attend one or join all three to take meaningful steps towards succession success.

🔗Join now: https://www.eventbrite.com/e/farm-succession-planning-tickets-1075050337499?aff=oddtdtcreator

Disclaimer: American Harvest Financial LLC is a registered investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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