Johnny Higdon - River's Edge Mortgage NMLS #2322075

Johnny Higdon - River's Edge Mortgage NMLS #2322075 As A Mortgage Broker, my team offers a diverse array of loan products and programs to fit your needs! We also offer several VA, USDA, and FHA loan programs.

I believe my greatest strengths are my traditional Iowa values and my work ethic. I am deeply passionate about building lasting relationships by listening to my client’s individual needs and helping them achieve their financial goals. With a dedication to providing unparalleled customer service, I help my clients make well-informed financial decisions to achieve their dreams of home ownership. Wit

h 14 years experience in the mortgage industry, I specialize in everything mortgage! Here with River's Edge Mortgage we offer the best First Time Home Buyer Programs in the market, along with Renovation Loans, 100% Financing, and we Offer Fannie Mae, Freddie Mac, and Ginnie Mae Loan Program Options. Our Refinance options are endless as well regardless if you are wanting a lower payment, lowering your rate or term, debt consolidation, or even home improvements we have options or you! River's Edge Mortgage, a division of American Pacific Mortgage NMLS #1850

John Higdon- River's Edge Mortgage
Branch Manager/Owner NMLS #929683
Equal Housing Opportunity
Licensed in FL, IA, IL, KS, MN, MO, NE, WI

www.nmlsconsumeraccess.org

Did you know that homeownership comes with valuable tax benefits?
09/06/2026

Did you know that homeownership comes with valuable tax benefits?

5.0 star review received on Experience.com for John Higdon by Vernon K - John and team dona great job! Handled ev...
09/04/2026

5.0 star review received on Experience.com for John Higdon by Vernon K - John and team dona great job! Handled everything perfectly!

Click to see all 513 reviews of Guild Mortgage - John Higdon, Branch Manager | NMLS # 929683

5.0 star review received on Experience.com for John Higdon by Dean N - I was on the sellers side of this tranaction and ...
09/04/2026

5.0 star review received on Experience.com for John Higdon by Dean N - I was on the sellers side of this tranaction and all the dates were hit, nothing held us up, and we closed on time with happy buyers and sellers!!

Click to see all 513 reviews of Guild Mortgage - John Higdon, Branch Manager | NMLS # 929683

Q: 'Interest rates have been up and down lately. Should I wait for rates to drop before getting a reverse mortgage?' 🤔 ...
09/03/2026

Q: 'Interest rates have been up and down lately. Should I wait for rates to drop before getting a reverse mortgage?' 🤔 A: If you're considering a reverse mortgage, remember that it's designed to improve your life now. Waiting for uncertain rate drops means delaying benefits you could use today - like eliminating your monthly mortgage payment* or boosting your cash flow. Plus, there's no penalty for early repayment or refinancing. If rates drop later, you may be able to refinance. Let's talk about what's right for you. *Borrowers must maintain the property and most current payments of property taxes, homeowner's insurance and HOA dues. For more information, visit www.flexpaymentmortgage.com

Guild's HELOC can put your home's equity in your hands-and fast. You'll receive all your funds upfront, make predictable...
09/01/2026

Guild's HELOC can put your home's equity in your hands-and fast. You'll receive all your funds upfront, make predictable payments that don't change from month-to-month and keep your current mortgage. Let's talk about how this could help you!

08/28/2026

Recent Treasury actions are designed to calm the bond market and support lower borrowing costs, but global uncertainty and inflation concerns continue to create challenges. So what's next for buyers?

08/21/2026

The national housing story isn't as straightforward as the headlines might make it seem.

Beneath the surface, some markets are moving forward, others are losing momentum, and buyer behavior continues to evolve.

5.0 star review received on Experience.com for John Higdon by Donald M - John and Dacia are the bomb! The...
08/21/2026

5.0 star review received on Experience.com for John Higdon by Donald M - John and Dacia are the bomb! They worked efficiently and timely. and the communication was spot on! Awesome job!

Click to see all 510 reviews of Guild Mortgage - John Higdon, Branch Manager | NMLS # 929683

5.0 star review received on Experience.com for John Higdon by Kari M - John is an honest and trustworthy lender. We nee...
08/20/2026

5.0 star review received on Experience.com for John Higdon by Kari M - John is an honest and trustworthy lender. We needed someone that we knew had our best interest in mind during the entire process. He was thorough and knowledgeable. He made us feel comfortable and was there to answer any questions or concerns! The best there is!

Click to see all 510 reviews of Guild Mortgage - John Higdon, Branch Manager | NMLS # 929683

Financial confidence starts with good information and trusted guidance. Today’s a great reminder that small steps and sm...
08/14/2026

Financial confidence starts with good information and trusted guidance. Today’s a great reminder that small steps and smart questions can make a big difference over time.

Address

999 Home Plaza, Suite 203
Waterloo, IA
50701

Telephone

+13192397182

Website

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