Johnny Higdon - River's Edge Mortgage NMLS #2322075

Johnny Higdon - River's Edge Mortgage NMLS #2322075 As A Mortgage Broker, my team offers a diverse array of loan products and programs to fit your needs! We also offer several VA, USDA, and FHA loan programs.

I believe my greatest strengths are my traditional Iowa values and my work ethic. I am deeply passionate about building lasting relationships by listening to my client’s individual needs and helping them achieve their financial goals. With a dedication to providing unparalleled customer service, I help my clients make well-informed financial decisions to achieve their dreams of home ownership. Wit

h 14 years experience in the mortgage industry, I specialize in everything mortgage! Here with River's Edge Mortgage we offer the best First Time Home Buyer Programs in the market, along with Renovation Loans, 100% Financing, and we Offer Fannie Mae, Freddie Mac, and Ginnie Mae Loan Program Options. Our Refinance options are endless as well regardless if you are wanting a lower payment, lowering your rate or term, debt consolidation, or even home improvements we have options or you! River's Edge Mortgage, a division of American Pacific Mortgage NMLS #1850

John Higdon- River's Edge Mortgage
Branch Manager/Owner NMLS #929683
Equal Housing Opportunity
Licensed in FL, IA, IL, KS, MN, MO, NE, WI

www.nmlsconsumeraccess.org

06/05/2026

What if the value you’ve built in your home could work harder for you? U.S. homeowners collectively have $11.6T in tappable equity — and many don’t realize how accessible it can be.

From managing debt to funding major life expenses, home equity can offer real flexibility.

05/29/2026

Saving for a down payment doesn’t have to mean going it alone.

From state and local programs to lender-based assistance, today’s buyers have more pathways to homeownership than ever before.

5.0 star review received on Experience.com for John Higdon by Jenna D - John and his team provide exceptional communicat...
05/29/2026

5.0 star review received on Experience.com for John Higdon by Jenna D - John and his team provide exceptional communication throughout the entire lending process. He is incredibly knowledgeable about the different loan programs available and takes the time to find the best option for each client’s unique situation. His professionalism, responsiveness, and dedication make the mortgage process smooth and stress-free.
I would highly recommend John to anyone looking to purchase a home, refinance, or explore their mortgage options.

Click to see all 491 reviews of Guild Mortgage - John Higdon, Branch Manager | NMLS # 929683

5.0 star review received on Experience.com for John Higdon by John E - Smooth and efficient.
05/29/2026

5.0 star review received on Experience.com for John Higdon by John E - Smooth and efficient.

Click to see all 490 reviews of Guild Mortgage - John Higdon, Branch Manager | NMLS # 929683

We remember the fallen. We honor their sacrifice. And we stand with the families and communities who carry their stories...
05/25/2026

We remember the fallen. We honor their sacrifice. And we stand with the families and communities who carry their stories forward.

05/22/2026

As affordability pressures linger, more transactions are being won through creativity.

Seller concessions are playing a bigger role in bridging the gap between buyers and sellers, and the data shows that flexibility is becoming the norm, not the exception.

Buying a home without a lender is like taking a road trip without a map.We’re the money side of your homebuying team her...
05/20/2026

Buying a home without a lender is like taking a road trip without a map.

We’re the money side of your homebuying team here to translate the numbers, explain your options, and help you move from “someday” to front‑door keys.

05/16/2026

Our Brand Camp experience starts with one simple question: What is your personal brand? Through hands-on marketing and brand exercises, we partner with our loan originators to uncover what sets them apart to best stand out in their market and show up stronger in their community.

05/15/2026

The market doesn’t need to make sense all at once. You just need the right people in your corner. We’re here to help you move forward…when you’re ready.

Address

999 Home Plaza, Suite 203
Waterloo, IA
50701

Telephone

+13192397182

Website

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