Waterford Commercial and Savings Bank

Waterford Commercial and Savings Bank Expect the Best! Mobile Banking. Internet Banking. eStatements. Visa Check Card. ATM. Personal/Auto Loans. Mortgage Loans. Home Equity Loans.

OUR MISSION STATEMENT
The Waterford Bank is a consumer, community oriented, independent bank providing quality service to our customers. The bank operates in a rural community with other financial institutions in close proximity. The goals of the bank are to give an ROA of one percent after funding capital and equipment projects, provide the stock holders with a current return on investment throu

gh dividends, and provide bank employees financial benefits for making the above happen. The bank's strength is making consumer oriented real estate loans and funding these loans with a stable deposit pool. The bank's officers develop, implement, supervise, and review the lending and deposit function.

09/07/2026

A Message to Our Community

We want to take a moment to address the recent situation that has been discussed publicly on social media.

First and foremost, we are truly sorry that this situation has caused hurt and frustration. We recognize that there were circumstances surrounding the customer’s personal situation that we were not aware of at the time, and we sincerely regret that we did not have that information when the interaction occurred.

At the same time, we want to be clear that our employees are expected to follow established bank policies and procedures. In this instance, there appears to have been a misunderstanding regarding a policy and how it applied to the situation. Our employee was doing her job and following the procedures in place.

We have also seen personal comments and attacks directed toward our employee on social media. We understand that people may have strong feelings about what occurred, but personal attacks against an individual who was simply carrying out her responsibilities are hurtful and do not reflect the kindness and respect we hope to see within our community.

We are taking the concerns about the interaction seriously. We are addressing the situation internally, speaking with our employees, and using this experience as an opportunity for additional training and communication around how we handle difficult or sensitive circumstances.

We also want to address the suggestion that comments may have been made in a negative or inappropriate manner. That is not representative of our bank, our commitment to service, or the way we strive to treat the people and families in the communities we serve. We expect professionalism, compassion, and respect from our team, and we will continue to reinforce those expectations.

We value our customers and our community. We can acknowledge that a situation could have been handled better while also recognizing that our employees must follow the policies established by the bank.

We ask that, as this matter is addressed, we extend grace and kindness to everyone involved. There are real people on both sides of these conversations, and none of us benefits when a difficult situation becomes an opportunity for personal attacks.

Thank you to our community for allowing us the opportunity to listen, learn, and do better.

It is with heavy hearts that we share that our dear friend and colleague, Marci Duskey, has suffered the tragic loss of ...
09/01/2026

It is with heavy hearts that we share that our dear friend and colleague, Marci Duskey, has suffered the tragic loss of her son.

Marci has been a valued member of the Waterford Commercial & Savings Bank family for many years and is deeply loved by both our customers and staff. During this incredibly difficult time, we ask that you keep Marci and her family in your thoughts and prayers as they navigate this heartbreaking loss.

For those who would like to express their condolences, sympathy cards may be mailed to or dropped off at the bank, and we will ensure they are delivered to Marci.

On behalf of the staff and family of Waterford Commercial & Savings Bank, we extend our deepest sympathies and prayers for strength, comfort, and healing to Marci and her loved ones.

A link to the obituary is provided below.

Celebrate the life of Joel Duskey and join others in sharing memories, stories, and condolences.

❤️ Our Staff Will be Passing Out Local Business Gift Cards, Saturday August 29th.  Thanks to Peach's, Luncheon Munch, Mi...
08/28/2026

❤️ Our Staff Will be Passing Out Local Business Gift Cards, Saturday August 29th. Thanks to Peach's, Luncheon Munch, Midtown, and Old Town Pizza for your assistance. We know many of you don't have kitchens for cooking, due to flooding, and we want to help you out. See you Around Crooksville and Roseville!! Keep Your eyes peeled for the pretty girls in the Blue Waterford Bank Shirts!!

08/18/2026

Congrats to Vicki Stimpert, Stacey Pottmeyer and Amanda Linger ! You won our Waterford Fair Drawing ! Stop by the bank to pick up your prize !

🔊 We’re having issues seeing all of your pictures. If you took a picture with our frame post it in the comments so we ca...
08/18/2026

🔊 We’re having issues seeing all of your pictures. If you took a picture with our frame post it in the comments so we can enter you in the drawing!

🎉 We will be choosing our winners at 1 p.m. today.

Waterford Branch LocationJoin us for a community lunch as we celebrate the start of a new school year!📅 August 18th ⏰ 11...
08/17/2026

Waterford Branch Location

Join us for a community lunch as we celebrate the start of a new school year!

📅 August 18th
⏰ 11:00 AM - 1:00 PM
📍 Waterford Branch

FREE FOR EVERYONE WHO STOPS BY!

🌭 Hot Dogs
🥔 Chips
💧 Water

☕ Mama Sips will be here, too!

Come enjoy lunch, visit with friends and neighbors, and let us help you kick off the school year right.

The Waterford Commercial & Savings Bank
Expect the Best!

08/17/2026

The Crooksville Branch is Open, Monday August 17th. Phones are down, but you can call our Waterford Branch for any of your Banking Questions.

Congratulations to Miss Railynn Kennedy !! She found one of the Waterford Bank's 250 Rocks!!
08/14/2026

Congratulations to Miss Railynn Kennedy !! She found one of the Waterford Bank's 250 Rocks!!

08/14/2026

Address

20115 State Route 339
Waterford, OH
45786

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