Mike Ballestrini - The Mortgage Genie NMLS# 1701152

Mike Ballestrini - The Mortgage Genie NMLS# 1701152 Mike Ballestrini is a licensed Mortgage Loan Officer with Gateway Mortgage Services in Waterford, CT. Specializing in Conventional, VA, and FHA loans.

NMLS # 1701152 Company NMLS # 70340

So far, It’s another busy week helping our clients take advantage of lower mortgage rates!!
03/11/2026

So far, It’s another busy week helping our clients take advantage of lower mortgage rates!!

10/31/2025

Haunting for a new home? Interested in monster savings on your monthly mortgage payments? Call me!

Would you like to save some serious cash each month? Refinancing your mortgage could be the key. DM me now to explore yo...
10/22/2025

Would you like to save some serious cash each month? Refinancing your mortgage could be the key. DM me now to explore your options and see how much you could save!

The market is pricing in a 99% chance of a Fed rate cut of 0.25% in October and again in December. This means mortgage r...
10/21/2025

The market is pricing in a 99% chance of a Fed rate cut of 0.25% in October and again in December. This means mortgage rates probably won’t move lower when the Fed cuts rates.

The real story is what the Fed hints at for 2026. That’s where things could shift causing mortgage rates to actually go higher. We saw this happen after the September rate cut was announced.

For now, rates are the lowest they’ve been in over a year and way lower than the peaks we’ve seen the last few years. I would urge anyone with a higher mortgage rate to lock in the savings now and not gamble hoping rates go lower. We can close on your refinance in just a few weeks!

Don't get spooked by the mortgage process. Call me today to learn more about how you could get a lower down payment and ...
10/17/2025

Don't get spooked by the mortgage process. Call me today to learn more about how you could get a lower down payment and rate through an FHA loan.

Your retirement budget doesn't have to be set in stone — there are lots of moves you can make to free up money, like ref...
10/14/2025

Your retirement budget doesn't have to be set in stone — there are lots of moves you can make to free up money, like refinancing your home. Let's review your options!

You don't need to be an expert to buy a home — that's why I'm here! And I'm ready to answer all your mortgage questions,...
10/10/2025

You don't need to be an expert to buy a home — that's why I'm here! And I'm ready to answer all your mortgage questions, big or small. Give me a call and let's get started today!

Turn your dreams of owning rental properties into reality. Worried about qualifying for the loan? You may be able to fac...
10/07/2025

Turn your dreams of owning rental properties into reality. Worried about qualifying for the loan? You may be able to factor in the property's prospective rent as qualifying income. It's your turn... Call me!

DSCR loans are underrated. Many real estate investors don’t even realize they are an option.1.✅ No personal income requi...
06/11/2025

DSCR loans are underrated. Many real estate investors don’t even realize they are an option.

1.✅ No personal income required
2 📈 Perfect for scaling rental portfolios
3.🕒 Fast and flexible approvals
4. 🏘️ Based on property cash flow, not your income.

If you are interested in realestate investing lets connect!

Invest smart, not hard.

😂 😂
03/21/2025

😂 😂

Kitchen island booth… Yay or Nay?
02/28/2025

Kitchen island booth… Yay or Nay?

Address

Waterford, CT
06385

Telephone

+18609084368

Website

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