Heartfelt Lending with Janelle NMLS #2417072

Heartfelt Lending with Janelle NMLS #2417072 Guiding you through the mortgage process with care — and finding solutions tailored to your journey, your needs, and your dreams.

Let’s make homeownership or refinacing possible, together.

If you're a first-time homebuyer, you may be eligible to receive a $2,500 pricing incentive on your mortgage. Reach out ...
06/15/2026

If you're a first-time homebuyer, you may be eligible to receive a $2,500 pricing incentive on your mortgage. Reach out to me at either 586-491-3733 or [email protected] to learn more!
NMLS #2417072

Today, we honor the flag that represents unity, freedom, and the spirit of our nation. On Flag Day, we reflect on the va...
06/14/2026

Today, we honor the flag that represents unity, freedom, and the spirit of our nation. On Flag Day, we reflect on the values that bring us together and the pride we share in calling this country home.

Mortgage rates will always fluctuate, and while many buyers hope for rates to return to historic lows, the reality is th...
06/13/2026

Mortgage rates will always fluctuate, and while many buyers hope for rates to return to historic lows, the reality is that timing the market perfectly is nearly impossible.

What matters most is whether today’s decision aligns with your financial goals, budget, and long-term plans. It’s making a smart, informed decision that works for your long-term goals.

Want to explore what buying could look like in today’s market? Let’s connect at either 586-491-3733 or [email protected] and talk strategy.

VantageScore® can generate a score with as little as 1 month of credit history. Your on-time rent, utility and even phon...
06/12/2026

VantageScore® can generate a score with as little as 1 month of credit history. Your on-time rent, utility and even phone bill payments could help build your score. Reach out to me at either 586-491-3733 or [email protected] to learn more!
NMLS #2417072

Understanding your budget before you start house hunting can help you avoid surprises and shop with more confidence.Be s...
06/11/2026

Understanding your budget before you start house hunting can help you avoid surprises and shop with more confidence.

Be sure to account for:
📊 Down payment & closing costs
🏦 Monthly mortgage payments
🧾 Taxes, insurance & utilities
🛠️ Ongoing maintenance expenses

Reviewing your finances early can help you better understand affordability and prepare for a smoother buying experience.

Thinking of buying a home? Reach out to me at either 586-491-3733 or [email protected] & let's explore your next steps!

Becoming a homeowner can be easier than you think. Reach out to me at either 586-491-3733 or janelle@alignlending.com to...
06/10/2026

Becoming a homeowner can be easier than you think. Reach out to me at either 586-491-3733 or [email protected] to see if you're eligible for down payment assistance for your dream home!
NMLS #2417072

Understanding the details of your mortgage today sets the foundation for a secure financial future tomorrow!Take the tim...
06/09/2026

Understanding the details of your mortgage today sets the foundation for a secure financial future tomorrow!

Take the time to read and comprehend every aspect of your agreement: interest rates, fees, prepayment options, and potential penalties, to make informed decisions that align with your long-term financial goals. Knowledge is your key to financial empowerment! By being proactive and informed, you can confidently navigate your mortgage journey and ensure it supports your vision of financial security and homeownership.

Please reach out today at either 586-491-3733 or [email protected] to discuss and clarify any questions you have! 🏡💡

A home equity line of credit allows you to access the cash you've already put into your house. Reach out to me at either...
06/08/2026

A home equity line of credit allows you to access the cash you've already put into your house. Reach out to me at either 586-491-3733 or [email protected] to see how a HELOC could help you consolidate debt or free up funds.
NMLS #2417072

🍩 Life is better with a donut in each hand!Whether you’re into classic glazed or topped with sprinkles, today’s the day ...
06/07/2026

🍩 Life is better with a donut in each hand!

Whether you’re into classic glazed or topped with sprinkles, today’s the day to treat yourself to something sweet.

Happy National Donut Day, everyone!

Here’s What You Need to Know About Refinancing! 🏡💰🔹 The process is similar to your initial loan—lenders review your inco...
06/06/2026

Here’s What You Need to Know About Refinancing! 🏡💰

🔹 The process is similar to your initial loan—lenders review your income, credit, and debt before approval. From there, you’ll lock in a rate, go through underwriting, and complete an appraisal (if required).
🔹 The most common reason homeowners refinance is to take advantage of better rates or tap into their home’s equity for renovations, investments, or debt consolidation.

Before refinancing, consider market trends, current interest rates, and your financial goals to ensure it’s the right move for you.

Have questions? Reach out to me at either 586-491-3733 or [email protected] & let’s talk about your options!

Address

2625 Pontiac Lake Road
Waterford Township, MI

Telephone

+15864913733

Website

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