Mortgage Like A Mother

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Mortgage Like A Mother Mortgage Educator/Originator 28+ years
Because you don't know what you don't know and you NEED to know! Mortgage Like A Mother is an educational platform only.

Heidi Gates orignates loans thru Mortgage 1, Inc
https://www.youtube.com/ Mortgage 1 is an Equal Housing Lender. Our experienced team members will guide you to the best mortgage decision for you! This is not a commitment to lend. Restrictions apply. All Rights Reserved. Mortgage 1 Inc. is not acting on behalf of or at the direction of MSHDA, VA, Rural Development or the federal government. Mortgage 1, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, s*x, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Consumer Financial Protection Bureau P.O. Box 4503 Iowa City IA 52244. The actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. An LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms, and conditions. Terms, conditions, and rates are subject to change without notice. The information provided is for dissemination to and for the use of real estate and financial entities only and is not an advertisement for the extension of credit to consumers. Online homeownership education may be required. Equal housing lender, NMLS #129386

10/30/2026

Learn how to avoid becoming a TRIGGER LEAD and get SPAMMED when your credit is pull! Since this video was first published, a few things have changed. Please watch the video published earlier this week entitled "Did your lender sell your info?!"

10/29/2026

“You'll get it back!” Sounds comforting until it's YOUR earnest money on the line. I asked a few experienced Realtors if they'd EVER make that promise to a buyer, and their answers might save you thousands!

10/27/2026

You applied for a mortgage, and suddenly your phone thinks you're the most popular person on the planet! Who's getting your information, why are they calling, and how can you tell them to LEAVE YOU THE ALONE?!

10/26/2026

I'm Not Everyone's Lender - Want To Know Why?

10/22/2026

Your ex might hold a grudge forever, but mortgage guidelines don't! Bankruptcy or foreclosure in your past? You might be able to buy a home YEARS sooner than you think. And trust me, the difference between waiting TWO years and SEVEN years is something you NEED to know!

10/16/2026

What if you could get the SELLER to help lower your mortgage payments for the first THREE YEARS of owning your home? A 3-2-1 temporary buydown uses seller-paid funds to reduce your payments during those first three years, giving you some financial breathing room while you settle into homeownership!

10/13/2026

Think you have to offer the MOST money to win the house? THINK AGAIN! I asked several Realtors whether they’d accept $300,000 CASH or $310,000 with mortgage financing—and their answers reveal why understanding what matters to the SELLER could save YOU thousands!

10/09/2026

What do two dogs, a bowl of popcorn, credit cards, and a balanced diet have to do with your credit score? Apparently, a whole hell of a lot more than you think!

10/07/2026

20% DOWN…and the seller might STILL choose the 3% buyer?! Let’s see what the Realtors had to say ....

10/05/2026

Let’s see what we can get the SELLER to do for YOU! When homes sit longer, sellers may be more willing to negotiate. But HOW you ask them to help matters.

Would you rather save about $48 a month… or potentially keep $7,000 in your bank account?

A price reduction sounds great—but using that same $7,000 toward allowable closing costs, prepaids or points could potentially create a whole lot more value for you TODAY.

And here's the crazy part: at $48 a month, it would take over 12 YEARS to save up that $7,000 price drop.

Looking at a house right now? Send it to me. I’ll crunch the numbers and show you what each option could look like.

Because negotiating more isn't always the answer. Negotiating SMARTER is.

Address

4400 West Walton Blvd
Waterford Township, MI
48359

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