B&A Benefit Solutions

B&A Benefit Solutions Making Sure your Benefits, Benefit you .. we cover all your insurance needs including life , health

We are a local, home-grown business that uses a personal approach when presenting insurance plans. Our aim is to make clients comfortable by not insisting on pushy sales. Instead, we give full account analysis and real facts about our policies. It is our job to educate you on what you need and why you need our plans. You can count on us to help you with everything you need to know about insurance

plans and their coverage. Auto Insurance
Children’s Life Insurance
Dental Insurance
Homeowners Insurance
Disability Insurance
Health Insurance
Life Insurance
Long-Term Care Insurance
Medical Insurance
Renters Insurance
Supplemental Insurance

09/01/2026

Yes, we do that!
Medicare ✅
Group, Health Insurance
Life insurance
Commercial coverages

08/30/2026

Dear Mama We can never replace you 💕💕💕




But when I took on that job of being your Agent I vowed to talk to you even about the parts of insurance that makes us all a bit apprehensive

Life Insurance Matters to anyone that’s Living because death is a part of Life 💕💕💕💕

08/29/2026

It’s time to grab your sweaters and you pumpkin 🎃 spice latte and add side of Health Insurance to go with it ….Gas and eggs 🥚 have continued to go up …Let us help you makes Sure your deductibles and Premiums are not following the trend Connecticut Insurance Department Access Health CT




203-565-6419

08/26/2026

Running a clinic means anything can happen: spills, equipment mishaps, the unexpected. The right business insurance means one bad moment doesn't turn into a bad month. Protect your practice, not just your patients.

Free review, no obligation, nothing to switch.
203-565-6419
insuranceiswhatwedo.com

08/26/2026

Signing something important? You deserve more than just a signature. Every appointment with us is backed by full E&O insurance and bonding, so you're protected from the moment you sit down to the moment we stamp it. That's our promise to you. Book with confidence today.

Free review, no obligation, nothing to switch.
203-565-6419
insuranceiswhatwedo.com

Mistakes happen, but you shouldn't have to pay for them. That's why we carry Errors & Omissions insurance and are fully ...
08/25/2026

Mistakes happen, but you shouldn't have to pay for them. That's why we carry Errors & Omissions insurance and are fully bonded, so every signing you do with us is protected. Book with confidence.

Free review, no obligation, nothing to switch.
203-565-6419
insuranceiswhatwedo.com

08/22/2026

Running a business is already a lot… getting your insurance quote together shouldn’t add to the stress. 👀

Before we start looking for the right coverage, there are a few things you’ll want to have ready:

📌 business name + tax ID
📌 driver’s license or photo ID
📌 business address
📌 website, if you have one
📌 gross income + payroll estimates
📌 a clear picture of what your business does
📌 employees + subcontractors, if applicable

and don’t leave out the side hustles or services you’re planning to add. 👀 Those details can matter when figuring out what coverage your business may need.

The goal? spot the blind spots BEFORE they become a problem.

💬 Business owners, what part of getting insurance has been the most confusing for you?
+1 203-565-6419
insuranceiswhatwedo.com

08/21/2026

Every OD knows their frame board cold. Far fewer know their valuation basis.

Pull your property declarations page. If it reads Actual Cash Value, your diagnostic equipment is insured at depreciated value. Replacement Cost puts the same machine back.

Two minutes to check, and worth doing before renewal.

203-565-6419

Quick thing worth two minutes of your morning.Go find your property declarations page. Somewhere on it there's a line fo...
08/19/2026

Quick thing worth two minutes of your morning.

Go find your property declarations page. Somewhere on it there's a line for valuation, and it says one of two things: Actual Cash Value or Replacement Cost.

That's the whole exercise. Just look at that one word.

If it says ACV, your equipment is covered for what it's worth right now. Used. Depreciated. Five or six years into its life. Not what you'd actually pay to get another one into the lane.

Replacement cost puts the same machine back. ACV writes you a check for a used one.

Most people never notice that word until they're filing a claim, which is a bad time to learn it.

While you've got the page open, two more I'd look at. Whether there's an equipment breakdown endorsement, because standard property handles fire and theft but not the OCT just deciding to quit on a Tuesday. And whether your business personal property limit still reflects what's actually on the frame board, or whether it's the number from the year you opened.

Then one that's less about this year and more about ten years out. Check whether your professional liability is occurrence or claims-made. If it's claims-made and you retire without buying tail, anything filed after you close the doors isn't covered. Most ODs find that out during a practice sale, from the buyer's attorney.

None of this is dramatic, which is exactly why it sits there for years.

The reason it happens at all is that you're running two businesses in one suite. There's a clinic and there's a store. Policies get written for one or the other, and whichever one your agent had in mind is the one that's covered properly.

Send us yours and we'll read it and tell you what's in it. No charge, nothing to switch, and if it's all fine we'll say so.

203-565-6419

ACV or RC? Go look.

08/19/2026

**Minding your business is our business.** 🧡❤️

You focus on running your business. We focus on helping protect what you’ve built, finding solutions that fit your needs, and helping you keep moving forward. 💼🏁

Because when it comes to your business, having the right support matters.

Address

45 Pilgrim Avenue
Waterbury, CT
06704

Opening Hours

Monday 8:30am - 8pm
Tuesday 8:30am - 8pm
Wednesday 8:30am - 8pm
Thursday 10am - 8pm
Friday 8:30am - 8pm
Saturday 8:30am - 8pm

Telephone

+12035656419

Website

Alerts

Be the first to know and let us send you an email when B&A Benefit Solutions posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to B&A Benefit Solutions:

Shortcuts

Share

Category