Ann Harris Insurance Agency, Waterboro, ME

04/22/2024

12/18/2023

Merry Christmas to you and yours!

10/18/2023

BE AWARE! BOATING RULES ARE CHANGING!

Mainers need to be aware of a new boater education law that will take effect on 1/1/2024. According to a recent news release from the Maine Department of Inland Fisheries and Wildlife, beginning January 1, 2024, a person born on or after January 1, 1999, may not operate a motorboat of 25 (HP) horsepower or greater for recreational boating purposes on inland waters of this State or territorial waters, unless that person is 12 years of age or older and has completed a boater safety and education course.

Registered Maine guides, commercial fishermen, merchant mariners and daily boat renters are exempt from this new ruling.

Anyone under the age of 12 may operate a motorboat alone on Maine waters if the engine is less than 10 HP. Operators under the age of 12 must be supervised, if the engine is between 10-25 horsepower. To operate a jet ski in Maine, you must be aged 16 or older.

08/10/2023

Rain, rain, go away! We’ve had a great quantity of rain the last several months. Rivers are swollen. Puddles are in the yard. The potential for flooding is real. Has all this rain got you thinking about flood insurance? Do you know if you are 100% in a flood zone? Did you know that Flood coverage is not included on any insurance policy?

A flood insurance policy can often be surprisingly inexpensive!
Why not contact us for a FREE flood quote today!

04/19/2023

I recently attended the annual insurance convention, and met this lovely lady representing a company called Little Dog Social Media. Here’s a little bit about them:

“We help independent insurance agents with their marketing goals. Our services include social media content and management, website creation and management, print and digital graphic design, email marketing, blogs, brand awareness, reputation management, and much more.”

If you are interested in learning how this company can help your business, please contact—Heather Nicholson
Customer Acquisition
Little Dog Social Media
446 North Mechanic Street
Cumberland, MD 21502
Cell—240-727-4153
Email—[email protected]
www.littledogsocialmedia.com

Oh and…I won some doggie gifts from her raffle too! 😁

03/27/2023

PUBLIC SERVICE ANNOUNCEMENT regarding Hyundai and Kia vehicles --

Hyundai and Kia are recalling just over 570,000 U.S. vehicles over fire risks and urged owners to park outside and away until getting repairs.

The automakers said some vehicles with a tow hitch harness could catch fire due to a short circuit. The models covered are 2022-2023 year Hyundai Santa Cruz; 2019-2023 Santa Fe; 2021-2023 Santa Fe Hybrid; 2022-2023 Santa Fe Plug-in Hybrid; and 2022-2023 Kia Carnival.

Source: Insurance Journal 3/2023

03/17/2023

Golf carts aren’t just for the local golf course anymore!!

Starting July 1, 2023, a golf cart may be driven on public streets or roads by a person over the age of 16 if they have a valid (unsuspended, unrevoked) driver’s license or learner’s permit. Existing Maine law states that the driver of a golf cart can only drive on roads with a speed limit of 35 mph or less. The golf cart must be insured, registered, and excise taxes paid.

If you are using the golf cart on your favorite 18-hole course or in a campground, the cart does not have to be registered. However, many Maine campground owners are requiring their patrons with golf carts show proof of insurance for the vehicle. Be sure to check with the campground, prior to your stay, on what their rules are about golf carts on their property.

If you plan on using your golf cart on one of Maine’s many islands, you should check with the local governmental authorities regarding their specific requirements.

Got more questions? Why not give us a call. We’re here to help with all your insurance related needs.

02/07/2023

Who doesn’t love to cuddle with their favorite canine fur baby. There’s nothing like seeing that special bond between an owner and their dog. But there’s one place where that bond could be a cause for concern – in the lap of the driver while operating a motor vehicle. Currently, the state of New Hampshire has legislation in the works to ban animals from the driver’s seat. This form of distracted driving can endanger others. A NH legislator witnessed a distracted driver patting a dog on their lap, unaware of a child nearby. A child would have been seriously injured, if the child’s grandmother had not pulled the child to safety. Several other New England states have similar restrictions which may include restraining your dog with a dog’s car harness, dog seat belt, or crate. Please consider keeping Fido and the general public safe by keeping your dog out of the driver’s seat. If you are interested in knowing the Maine rule on this subject, please give our office a call. We are here to help with all your insurance related needs.