Eagle Eye Financial

08/27/2022

These are the most exciting books for my 2nd grader. He has been sharing with us interesting history too.

09/04/2021

Sometimes things don't work out and you have to do things yourself. This week my family had to take on a project ourselves after the cost became ridiculously high.

07/21/2021

So...we refinanced our home way back in February. We were excited to lower our mortgage payment and get some of our escrow money back.
If you don't know what escrow money is, part of your mortgage payment to the lender goes into an account to pay for taxes, home owners insurance and sometimes mortgage insurance. This account can also change your mortgage payment because taxes go up and so does insurance. It is controlled by the mortgage lender and is often mismanaged.
When we refinanced we had over $2k in that account and we were excited to get that money back so we could fix some stuff on the house. Well...we only got around $640 back. I was upset and called the mortgage company. I was given the run around and told someone would call me back within a week or two. No call. So I called again and got a little more information and gave them my speech about getting the money back. I was again told I would get a call back ...no call. Called again and asked to talk to a manager. Told the whole story over and was told they would call back.
Long story short, I made several calls and got no where. I ended up having to write the company of my complaint. I added my title paperwork, payment statements and other documentation from the mortgage company. I even highlighted all the information. I probably have them over 20 pages of information along with my letter.
This week I finally got my response (about a month after I wrote them) and I am getting an additional $1100 ish back.

07/01/2021

These people are awesome. They really made some huge changes to get out of debt.
The key thing is to commit to paying it off and doing all you can. There is a way!

07/01/2021

These are some good tips on dealing with Debt Collectors.

04/20/2021

A vehicle will lose a ton of value in a short amount of time.
What could you do with an extra $500 a month?

04/16/2021

If there is a will there is a way. Sometimes we just have to think outside the box

04/15/2021

03/19/2021

I would make #1 putting aside a for emergency, $1000 if you don't have one.

03/18/2021

If you received your stimulus check. You should now have your $1000 emergency fund.

03/08/2021

Did you know you could plan for retirement without having a 401k?
This article shows you how much you can invest and in what types of investments for your retirement.

Here are some ways to save for retirement if you don't have access to an employer-sponsored 401(k).

03/06/2021

There is soooo much more we need to share with our kids than: Go to college.
I wish I would have been talked to about 2 years degrees and maybe a trade instead of just needing a degree.
For example:
Our plumber charged me $300 an hour! That didn't include the service he rendered.