Shop Around Insurance Services

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Shop Around Insurance Services

Our goal is to make sure you have the coverage you need, and the discounts you deserve. Don't be held captive by an agent with only 1 carrier or just a few!

Why not let us shop around for a better coverage, better pricing or a better agent? We Shop, You Save. From an Agent you know and trust. We specialize in Business, Auto, Home and Life Insurance.

08/24/2026

A personal auto policy may not be enough when your vehicle is part of your business.

If you drive for business, have a vehicle titled in your business name, ask employees to drive for work, make deliveries, or travel regularly to job sites, commercial auto coverage may be worth a closer look.

At Shop Around Insurance Services, we help Hudson Valley small business owners compare coverage options based on how their vehicles are actually used. Let’s make sure your policy is built for the road your business takes.

Contact our team to review your business vehicle coverage and request a quote.

08/21/2026

Could a Business Owners Policy (BOP) be a fit for your small business?

For eligible businesses, a BOP may package general liability coverage and business property coverage into one policy. It can be a practical way to address common risks, but the details matter: coverage limits, endorsements, and exclusions can vary.

At Shop Around Insurance Services, we can compare options from multiple carriers and explain what is included, what may be excluded, and whether additional coverage may be worth considering for your business.

Contact our team to discuss your Hudson Valley small business insurance options.

08/19/2026

A certificate of insurance (COI) is a document that summarizes your business insurance coverage, including the policy type, limits, and effective dates.

Landlords, clients, and vendors may request a COI before signing a lease, starting a project, or allowing your business on-site. It helps confirm that your coverage meets their requirements.

The details matter. If a contract requires additional insured wording, simply providing a certificate may not be enough—the policy and endorsement need to reflect the requested status. Names, addresses, coverage limits, and wording should all be reviewed carefully before you send anything.

Our team at Shop Around Insurance Services helps Hudson Valley small businesses understand coverage requirements and request certificates with confidence. Need help with a COI or additional insured request? Contact us today.

08/17/2026

Umbrella insurance is extra liability protection that may sit above the limits of your home and auto policies.

Think about everyday situations: a serious car accident, a guest injured on your property, or accidental damage that leads to a larger liability claim. If the costs exceed the liability limits on your underlying policy, an umbrella policy may provide an added layer of coverage, subject to its terms and conditions.

It is not about expecting the worst—it is about helping protect the assets and future earnings you have worked hard for.

At Shop Around Insurance Services, our team can help Hudson Valley families review whether personal umbrella coverage fits their needs. Contact us today for a straightforward conversation about your options.

08/14/2026

Term life and whole life can both help protect the people who depend on you—but they work differently.

Term life provides coverage for a set period, such as 10, 20, or 30 years. It may be a practical fit for temporary needs like covering a mortgage, replacing income while children are growing up, or helping with other time-specific financial responsibilities.

Whole life is designed to provide lifetime coverage as long as required premiums are paid. It may also build cash value over time, subject to policy terms and performance.

The right option depends on your goals, budget, and the people you want to protect. Our team at Shop Around Insurance Services can help you compare life insurance options and understand what may fit your needs. Call us at (845) 418-4968 to start the conversation.

08/12/2026

College move-in comes with more than packing lists. Before your student heads to campus, families should review:

• Belongings: Are laptops, electronics, furniture, and other personal items covered at school?
• Car: Will the vehicle be kept on campus, and does the policy reflect how it will be used?
• Health plan networks: Are nearby doctors, urgent care centers, and hospitals in-network?
• Liability: Does your coverage help protect your student if they accidentally cause injury or property damage?

A quick insurance review can help make move-in a little less stressful. Contact Shop Around Insurance Services to review your family’s coverage before the semester begins.

08/10/2026

Back-to-school traffic means more pedestrians, buses, bikes, and new drivers sharing the road.

Parents, this is a good time to talk with teen drivers about slowing down in school zones, staying alert at crosswalks, following bus-stop laws, and putting phones away before the car moves.

If a new driver has joined your household, it is also worth reviewing your auto policy. Adding a teen driver can change your coverage needs, deductibles, and available discounts. Our team at Shop Around Insurance Services can help Hudson Valley families compare options from multiple A-rated carriers and make sure their coverage fits their household.

Call us at (845) 418-4968 to review your auto policy before the school year gets underway.

08/07/2026

Your landlord’s insurance typically protects the building—not the things you own inside it.

For renters in Poughkeepsie, Washingtonville, and across the Hudson Valley, renters insurance can help protect:
• Personal property, such as furniture, clothing, electronics, and other belongings after a covered loss
• Renters liability, which may help if someone is injured in your apartment or you accidentally damage someone else’s property
• Loss of use, which may help with additional living costs if a covered loss makes your rental temporarily unlivable

Every policy has limits and exclusions, so it is important to choose coverage that fits how you live. Our team at Shop Around Insurance Services can compare options from multiple carriers and help you understand your renters insurance choices.

Contact us for a renters insurance quote today: (845) 418-4968

08/05/2026

Summer storms can bring more than thunder to Hudson Valley homes. A quick homeowners insurance check-in can help you feel more prepared before heavy rain and wind arrive.

• Your deductible is the amount you pay out of pocket before a covered claim begins. Make sure you know whether your policy has a separate wind or hurricane deductible.
• Dwelling coverage helps repair or rebuild the structure of your home after a covered loss. It is worth reviewing periodically as labor and material costs change.
• Water damage coverage can depend on how the water entered the home. Sudden, accidental damage from a burst pipe may be treated differently than water backup, seepage, or maintenance-related issues.
• Flood damage is typically not covered by a standard homeowners policy. Even homes outside high-risk flood zones may benefit from a separate flood coverage conversation.

At Shop Around Insurance Services, we help Hudson Valley homeowners understand the details and compare options from multiple carriers. Give us a call at (845) 418-4968 to review your coverage before the next storm rolls in.

07/30/2026

Summer can be a season of big adventures. However, bigger summers can mean bigger risks too.

Whether you are hitting the road, hosting friends and family, or enjoying a new boat or RV, your personal insurance should be ready to fully protect you.

Not sure your insurance can keep up this summer? Give us a call, and we can talk through any additional coverages you’d like to layer on or new policies you’d like to add to your portfolio.

Address

25 South Street
Washingtonville, NY
10992

Website

http://www.shoparoundinsurance.com/

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