10/16/2026
COMMERCIAL INSURANCE FACT
DID YOU KNOW? π€
Your personal auto or homeowners policy generally isn't designed to cover every risk that comes with running a business!
Even if you work from home or use your personal vehicle for business, you may need additional coverage to protect what you're building. π‘οΈ
Depending on your business, you may need:
π Commercial Auto β For vehicles used in business operations.
π’ Commercial Property β To help protect buildings, equipment, inventory, and other business property against covered losses.
βοΈ General Liability β To help protect against certain claims involving bodily injury or property damage to others.
π· Workers' Compensation β To provide benefits for qualifying work-related employee injuries or illnesses, as required by applicable law.
π° Business Income Coverage β May help replace lost income and cover certain continuing expenses after a covered loss.
πΌ BUSINESS OWNER REMINDER!
Every business is different. A contractor, retail store, home-based business, and professional office don't all face the same risks.
Your insurance should fit the way your business actually operates.
π€ QUESTION OF THE DAY:
If something unexpected happened to your business tomorrow, would you know whether your current insurance would help?
π Business owners, let us know in the comments!
π At Wiemann & Pues Insurance, we're happy to help you review your options and identify potential coverage gaps.
π Wiemann & Pues Insurance
Agency of Service
200 Jefferson St. β’ Washington, MO 63090
636-239-4741