P.R. Curtman Investments

08/04/2026

See my previous chart. In the last two days, the SP 500 (as represented by VOO in this chart) has broken out of its trend and today hit an all time high.
The GDP for Q2 is being revized down to 1.5% and the Secretary of the Treasury has shared recent concerns about China's role in rare earth minerals.
Also, its an election year.
All that to say this: we could be about to see a new leg of growth in the market with this recent breakout.

This is posted for educational purposes only because its fun to observe. Chart made with Finviz.com. Consult a financial professional if you have questions about your finances.

07/29/2026

Here's a snapshot of the daily S&P 500 chart (as represented through VOO) since last October with markers for how far it has to go befor it is down 5, 10, and 15 percent from its recent all-time high.

For educational purposes and very interesting to watch. I used finviz.com to make this chart.

You can see about where the War in Iran started and the first cease fire started on this chart. Politics and economics play off each other - speaking as a nerd of both.

07/04/2026

06/24/2026

📉 What Would a Market Pullback Actually Look Like?

Investors often talk about market declines as if they happen all at once. In reality, corrections tend to occur in stages.

Using VOO (Vanguard S&P 500 ETF) as a proxy for the S&P 500, this chart shows approximately where the market would be if it declined:

• 5% from recent highs: around 663
• 10% from recent highs: around 629
• 15% from recent highs: around 595
• 20% from recent highs: around 558

For perspective, a 10% decline is generally considered a market correction, while a 20% decline is commonly referred to as a bear market.

Market pullbacks are a normal part of investing. Historically, corrections have occurred regularly, even during long-term bull markets. While no one enjoys seeing account values decline, periods of volatility are often the price investors pay for the opportunity to participate in long-term market growth.

The challenge is rarely predicting when a correction will happen. The challenge is maintaining a disciplined investment strategy when it does.

This post is for educational and informational purposes only and is not a recommendation to buy or sell any security. Investors should consult with a qualified financial professional regarding their individual circumstances before making investment decisions.

06/18/2026

The Fed is taking a look at an interest rate hike to help curb inflation concerns.

05/21/2026

Is Your Portfolio Ready for Steady Income?

Dividend investing offers stability and growth. Here's how:

1. Consistency: Pick companies with a history of regular dividends. Any reliable ones you've found?

2. Balance Yield and Growth: Select firms that increase dividends, indicating strong health. How do you balance both?

3. Diversify: Invest across sectors to minimize risk. Which sectors do you focus on?

Have any questions about how to fit a solid income investing plan into your strategy? Message me and lets talk - 10 minutes of your time might be worth more than you think!

04/21/2026

My birthday message has to do with "After-retirement Planning."
God wants your heart.

04/20/2026

Can the average Joe rebalance a portfolio?

04/20/2026

As of this afternoon, President Trump says the ceasefire with Iran ends Wednesday evening, and he's calling an extension "highly unlikely." Oil is up sharply. Stock futures opened in the red.
Last week the market hit record highs. This week could be a different story.
Here's my question for you: when the headlines swing this fast, how confident are you that your retirement plan was built for it?

Call now to connect with business.

04/20/2026

ROTH and Traditional IRA - what's the difference?