Know Money Mama

Know Money Mama I help Latter-day Saint women and couples feel less stressed about their money 💃🏻

Your numbers don’t have to look just like this—ours don’t— but the vision and principle is this: live on less money than...
05/03/2024

Your numbers don’t have to look just like this—ours don’t— but the vision and principle is this: live on less money than you earn (aka live within a budgeted amount), always save and invest a portion of what you earn, and avoid debt. These are the principles of financial independence that will bring your family peace, hope, and progress.

Focus on moving closer and closer to those principles and consider them in your decision making as a couple.

Living these principles takes practice and discipline. Don’t get frustrated if you’re lacking in one area or another. Assess where you’re at now and then take a breath. Talk with your spouse about how you can realign.

Financial independence in this day and age is still possible for those who will have the mindset, discipline, and work ethic to make it happen. I’m a believer 💃🏻 Keep going!

“ ‘I just pulled over in my church parking lot to write this because it’s burning in my soul. Christmas was never meant ...
11/28/2023

“ ‘I just pulled over in my church parking lot to write this because it’s burning in my soul.

Christmas was never meant to be a burden.

Paying expedited shipping to make it magical & stressing about going into *more* debt & keeping up with all the pics we see on social media is an absolute scam.

A scam of evil proportions.

Don’t get me wrong.
I’ve done it.

That’s how I know … it’s a scam.

We’ve got to let it go.

I’m not going to pretend to know what that means for everyone, but I hope it gives you permission to release yourself from the charades & parades and all the demands that are never ending.

He came to free us.
Not burden us.’

🤍 This Christmas, & throughout the holiday season, remember that Christ was born in a lowly, simple manger.

He lived his life as the son of a simple carpenter.

He spent his days with the homeless, the sick, the unloved, unwelcomed, unwanted.

He was given 3 special gifts by the Wisemen that would bless his life, but never lived as a king.

He served others ceaselessly & washed the feet of His apostles.

Christmas is about remembering, honoring, celebrating that He came, becoming like Him.

Because Christmas was ALWAYS about Him.”

CREDIT: unknown

You matter more than stuff! I know you know that, but let how you use your money reflect that! I saw this again on an IG...
10/11/2023

You matter more than stuff! I know you know that, but let how you use your money reflect that!

I saw this again on an IG reel 🤷🏻‍♀️

I get the joke, I really do. But some people are genuinely putting off getting help because they’re doing this.

Some women are spending (or hoarding) money because they can mask their grief or anxiety or loneliness or shame or resentment that way (short term).

For some women, their money will always be a mess until they learn how to let themselves actually FEEL their feelings.

Counseling or therapy can help you do that.

Are any of your money habits a result of you trying to avoid feeling something difficult?

If you feel like you need counseling or therapy, find a way to work it into your budget!

There are many more affordable ways to get help now days with virtual options through Better Help, etc.

And don’t forget to check and clarify your insurance benefits! I know calling the insurance company isn’t the funnest thing in the world, but 20 mins on the phone having them explain your benefits could save you a lot of money in the long run!

You are worth the investment to feel better! 🫂

1% is doable right??You can apply this to many different areas of your life! 💁🏻‍♀️When you’re first getting your budgeti...
09/29/2023

1% is doable right??

You can apply this to many different areas of your life! 💁🏻‍♀️

When you’re first getting your budgeting system set up, you may need to spend a little more time getting it all organized.

But after that if you’re spending hours and hours a week trying to manage your money, you may need a new system!

Here are the three systems I teach:
The YNAB App 🌳
Spreadsheet or 🤓
Pen and paper 📝

I teach the same method within each system.

If you want to have more control and more peace in your family finances, there is a system that will work for you! ✅

What’s your biggest hang up with budgeting lately? 👇🏻👇🏻

Women are more likely to feel stressed about money than men… 2 in 5 women say money issues have negatively affected thei...
04/25/2023

Women are more likely to feel stressed about money than men…

2 in 5 women say money issues have negatively affected their mental health, prompting feelings of anxiety, depression, sleeplessness, or stress.

You deserve to have peace when it comes to your family finances 🕊️

Join me for a virtual workshop, Wednesday, April 26th at 8:30pm MST, where I’ll teach you how to pay off debt fast while working hand in hand with your spouse! 🤝

You don’t have to live under the burden of your debt. And I promise you can have a great influence on your family’s finances even if you’re a stay at home mom! 💁🏻‍♀️

Buy your ticket at the link in my bio! See you there! 💃🏻

👉🏻Share this with a friend who needs it 🫂

Did you know that 58% of people feel that their finances control their lives? 😮‍💨This is no way to live! Even if you’re ...
03/16/2023

Did you know that 58% of people feel that their finances control their lives? 😮‍💨

This is no way to live!

Even if you’re a stay at home mom, you play a vital role in the financial success of your family. You can rule over your money, instead of having it rule over you! 😤

Having a working budget is the first☝🏻step to ruling over your money and gaining clarity and control (👈🏻 which leads to peace)!

I will be teaching you how to simplify your family budget next Wednesday, March 22nd, at 7:30pm MST during my virtual workshop, and you will come away with a budgeting method that will not only relieve your stress, but will propel you forward financially!

Spend 90 minutes with me where I’ll walk you through each step, and then you’ll have a chance to ask me some questions!

After the workshop, you’ll be invited to a private Facebook group where each week I will do a FB Live to answer your budgeting questions.

You need continued support as you improve your family finances, and in here to help you every step of the way! 💃🏻

Register now at the link 🔗 in my bio— the cost is $14 and the spots are limited. See you there!

🫂 Share this with a friend who may need it!
💬 Message me with any questions!

03/03/2023

Contentment— a state of satisfaction 😌

“What I have right in this moment is enough. I don’t *need* anything else to feel fulfilled or satisfied.”

I think it’s good to take conscious, intentional inventory of our spending habits to see if they come from a subtle, sub-conscious feeling of discontent. 🧐

I’ve told you before, I’m not anti “stuff,” but our society teaches us to swipe our card at any moment we desire something. They have pretty much hardwired us to WANT MORE & MORE. 🤲🏻

Maybe there’s a better way?

Gratitude + Contentment is such a winning combo. We would all do well to cultivate more of both in our lives!

03/03/2023

Don’t weaponize your budget against yourself or your spouse 👫

It’s true! ✂️ If you’re struggling to pay down a credit card balance, you may need to stop spending on that card. 🛑 If y...
03/03/2023

It’s true! ✂️

If you’re struggling to pay down a credit card balance, you may need to stop spending on that card. 🛑 If you had been using the credit card to make ends meet each month, you’ve either got to cut your spending or go earn extra cash with side hustles, or do both. Do not spend on that card anymore. You might even want to cut the card up. I have personally cut up several credit cards and I can tell you that it stops the spending really quickly. 😜

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Washington, UT
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