Michael Heer, Insurance Agent

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Michael Heer, Insurance Agent Michael Chambers Heer is an insurance agent serving DC, MD, VA, DE, & PA. We offer Home, Auto, Life, Small Business, Renters, and Landlord Insurance.

As daylight fades earlier each day, deer activity increases — especially around dawn and dusk. This is the time of year ...
10/20/2026

As daylight fades earlier each day, deer activity increases — especially around dawn and dusk. This is the time of year when our team at CB Chambers Insurance sees more clients dealing with unexpected roadside encounters, and we want to help you stay safe.

Here are a few reminders to keep you and your passengers protected as deer become more active, along with tips on what to do if you ever strike one.

If you're unsure what your current auto policy covers or you'd like to go over your options this fall, we’re here to help. Reach out anytime and our team will walk you through your coverage so you can feel confident heading into the season.

Most homeowners and drivers carry basic insurance, but those policies may not be enough when a major claim occurs. When ...
10/13/2026

Most homeowners and drivers carry basic insurance, but those policies may not be enough when a major claim occurs. When a serious accident or unexpected lawsuit goes beyond the limits of your current coverage, the financial gap can be overwhelming. That’s when umbrella liability insurance really matters.

Umbrella coverage adds an extra layer of protection, helping cover expenses that would otherwise come out of your pocket. With its low annual cost and broad protection, it’s one of the most affordable ways to safeguard what matters most.

If you’re wondering whether umbrella insurance is the right fit for your needs, our team at CB Chambers Insurance is here to walk you through your options and help you make the best decision. Reach out anytime to get started.

As the days get shorter and visibility changes, deer activity ramps up — especially at dawn and dusk. That means a highe...
10/08/2026

As the days get shorter and visibility changes, deer activity ramps up — especially at dawn and dusk. That means a higher chance of unexpected roadway crossings, which can create real safety concerns for businesses with employees on the road.

At CB Chambers Insurance, we want to help keep your drivers, passengers, and business vehicles safe this fall. A few simple reminders and the right coverage can make all the difference.

If you’re unsure what your commercial auto policy includes or want to take a fresh look at your business vehicle coverage, our team is here to help. Reach out anytime to review your options and make sure your protection matches the season’s risks.

At CB Chambers Insurance, we know how important it is to keep your life insurance beneficiary designations up to date. T...
09/24/2026

At CB Chambers Insurance, we know how important it is to keep your life insurance beneficiary designations up to date. These decisions help ensure your assets are passed along exactly as you intend.

Even if you set your beneficiaries years ago, a quick review can make a big difference as life changes.

If you’d like help reviewing your current policies or updating your beneficiary designations, our team is always here to support you.

Only 100 days left in the year — and it’s the perfect moment to pause and think about how much life has changed. At CB C...
09/23/2026

Only 100 days left in the year — and it’s the perfect moment to pause and think about how much life has changed. At CB Chambers Insurance, we know big milestones can bring excitement, but they can also create unexpected gaps in coverage if your policies haven’t kept up.

Here are some of the life changes that may signal it’s time for a policy review:

• You bought a new home or completed renovations that changed your property’s true replacement cost.
• You purchased a new car, especially one with more value or different features than your previous vehicle.
• Your household shifted — marriage, divorce, a new child, a teen driver, college students, or family moving in.
• You’ve added valuables like jewelry, art, or collectibles that may need additional protection.
• Your income, assets, or career changed through a promotion, a new job, a side business, or an inheritance.

If any of these sound familiar, our team is here to help make sure your coverage still fits where you are today. A quick conversation can bring clarity and peace of mind.

Reach out anytime — we’re here to help you stay protected as life evolves.

09/22/2026

The first day of Fall means changing leaves, cooler weather, and the perfect time to inspect your home. These tips from Travelers can help you prepare your home for the Fall season. http://tkpl.us/ubgco

Fall is the perfect time to take a closer look at your commercial property and get ahead of maintenance needs before col...
09/15/2026

Fall is the perfect time to take a closer look at your commercial property and get ahead of maintenance needs before colder weather sets in. Staying proactive can help protect your property's value, reduce safety concerns, and lower the chance of avoidable claims.

As you prepare for the season, our team at CB Chambers Insurance encourages you to review key areas of your building and operations to keep everything running smoothly.

If you have questions about risk prevention or want support with your coverage, we're here to help every step of the way.

09/13/2026

Red cars cost more to insure? Not true! This , we're sticking to facts. Working with an Independent Agent like us helps you separate insurance myths from reality. http://tkpl.us/u5t0i

09/12/2026

Shields protect players. Insurance protects you. Level up your real-world insurance coverage by contacting us today. Learn more about the fundamentals of insurance. http://tkpl.us/u46fo

09/07/2026

Command your grill this Labor Day with these essential safety tips from Travelers. Elevate your celebration while keeping family and friends protected. Enjoy your well-deserved day off! http://tkpl.us/u0l8o

Address

4315 50th Street NW Suite 100
Washington D.C., DC
20016

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 5pm

Telephone

+12026816168

Website

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